Gone are the days of starting a job right out of highschool, working for the next 40 years, and retiring with a large pension. The pandemic made it clear that having multiple streams of income is a basic building block of wealth and safety! Millions of people lost their jobs and ability to survive ( afford basic necessities) during the last year with limited options to generate income. Having a 9-5 just isn’t enough anymore- it’s too risky! Unfortunately for most people, their only source of income is from their job. Some couples may be more fortunate and have a spouse bringing in money each month, but they are still relying on a job for their livelihood.

Because of the financial risks involved with relying on a job for all of your incoming cash, it is critical to consider having at least one additional source of income. Imagine having your mortgage paid each month from a recurring stream of passive income, or your phone bill, or your vacation! 

There is no magical limit as to the number of extra income streams you should create. Just as long as the time you spend maintaining them doesn't become too cumbersome and they produce positive cash flow. There are plenty of important benefits to creating many income streams to decrease your risk of having your main source of income suddenly dry up. Even if your alternative sources of income cannot cover your monthly expenses, they can at least help lessen the blow of a job loss or other unexpected expense. 

I know I used the word “job” a lot above, but the same holds true for your business! As many restaurants, hair salons and other personal care business owners have experienced, if their main stores are shut down, so are their main sources of income.  

We can not rely on the government to always step in and help. Taking out loans to cover monthly costs is also a hassle and ends up costing more in the long run. But if every business set up one or two streams of passive income ( revenue generated from doing something once) it would ensure their long - term success. 

So which bill do you want to start with? 

Hello! Welcome to Money Matters, the accounting show with no numbers. 

This season we are bringing guests on to the broadcast for a live Q&A on the hottest topics in this new normal of business. We are going back to the basics- plot TWIST- the basics have changed! At the core of business is one simple understanding. You have something, someone wants that thing you have and is willing to exchange something they have to get it. It stands to reason that if you have more things that more people want/need, you have more opportunities to serve them and make some coin while doing so! 

We are starting this season off with a bang (and our first guest on the show! Eep!) and discussing how to easily create multiple streams of income in the new economy. 

As the world moves toward virtual businesses, stay at home entrepreneurs are on the raise. Unemployment is at all time highs and the traditional business world is crumbling. While the mere mention of a Multi Level Marketing business strikes visions of door to door knife sales into people's heart, but a new format to an old concept is gaining traction. We’ll hear from Chris Meekins of CCMG on how he has set up and leverages his multiple streams of income to create generational wealth. 

5/17/21 Make your own currency! Yes. You read that correctly. Today, we are going to talk about how to create your OWN CURRENCY! Did I hear someone say Kash Koin? Let's get into it. 

5/24/21 How to plan your finances We talk to Financial Advisor and Life insurance expert, Crystal Suber of Crystal Clear financial solutions on how to set up a plan for the future of your money. 

5/31/21 No more cash? "For some, cash is still something they use everyday. For younger generations, cash is becoming more and more obsolete.Everywhere you turn right now, it seems like someone wants to chat you up about our world turning into a cashless society. Your neighbor’s talking about it, the frenzied news media is talking about it, your social media feed is talking about it . . . and there’s even a viral article on the internet about a cashless society that’s claiming Dave Ramsey wrote it (spoiler alert: he didn’t). So, why all the hype about a cashless society all of sudden? And how does it look any different than the digital world we live in now? Let’s break down everything you need to know (and debunk some junk too)."

6/7/21 Virtual land and the Real estate bubble We are clearly in the depths here with our topic this week, Virtual ... LAND? Yup, not kidding folks. Land, real estate, homes, buildings, have been a long time staple of wealth generation around the world. Sadly, the majority of land that people own are their burial plots, sigh. But in 2021, you can purchase a piece of VIRTUAL LAND, and investors are buying them up in the millions! Today we are talking to Jennett Pulley, a local real estate agent and property coach on how virtual land could be the wave of the future.

6/14/21 NFT's? WTF.... "Hahaha... This title says it all.. What.. the... Future ready is a NFT? Let's find out!  It's easiest to answer the question metaphorically. Think of an NFT as a certificate of authenticity. But instead of a sheet of paper, it's a unique string of characters.  That string is connected to a blockchain, the same concept that powers cryptocurrencies like Bitcoin. The main difference is that bitcoins are fungible, which means they are essentially the same. NFTs are non-fungible — each one is unique. 

6/21/21 The future of accounting: As the business world changes, so does accounting for all of it! Let’s look at how technology is aiding accountants and business owners alike!

6/28/21 Summary of what we achieved: Catch up on the highlights from each show!

"New normal", "Pre-pandemic", "The great reset" While we don't always like hearing or even admitting it, the pandemic has changed how we view our world and our individual place in it. Money is man - made, from concept to conception, so it is not immune to changes in humanity. In fact, "Money" has changed thousands of times throughout human history and will continue to do so. Let's take the jargon and the new fancy names out of the picture, let's pull back the veil of secrecy and dive deep into this new budding future of money

4/12/21 Creating multiple streams of income: How to easily create multiple streams of income in the new economy. As the world moves toward virtual businesses, stay at home entrepreneurs are on the raise. Unemployment is at all time highs and the traditional business world is crumbling. While the mere mention of a MLM strikes visions of door to door knife sales into people's heart, a new formate to an old concept is gaining traction. We’ll hear from Chris Meekins of CCMG on how he has set up and leverages his multiple streams of income to create generational wealth. 

4/19/21 Digital Banking is becoming the norm. Banking is changing with the times. Increase in digital / online banks is just the beginning! What will the bank of the future look like? Will it be one we can even walk into or will all our banking options live in the world wide web? Paul Rielly of a local regional bank is going to talk  us through all of these opportunities for businesses. 

4/26/21 Advertising dollars at work in the digital world With the physical world forced to spend more time indoors, social media and the digital world's influence has sky rocketed. Seven out of 10 respondents in a study agreed that the marketing function in their organization became more important during the pandemic, for reasons that span the entire customer journey. Now more than ever, the pressure is on for marketing teams to drive results across every stage of the funnel, from customer acquisition all the way through sales and retention.  Thankfully we have Lynne Holloman of Net Search Digital joining us to give us the industry secrets!

5/3/21 Robo-Advisors; the future in investing Robo-advisors are quickly becoming mainstream, which is good news for consumers who are looking for low-cost financial advice. The number of online advisors continues to swell, as does the range of services. Many now offer socially responsible investment portfolios, access to human financial advisors and comprehensive digital financial planning tools.

Bottom line: There’s now a low-cost advisor option for every type of investor. https://www.nerdwallet.com/best/investing/robo-advisors"

5/10/21 Crypto currency crash course The new HOT BUZZ WORD in the financial industry!!!!!! Everybody and their grandchildren want to know what, how and WHERE CAN WE GET SOME! Let's get into the deep end with Portia Niles, CEO and founder of KRONOS DIGITAL ASSET GROUP

This season we are bringing guests on to the broadcast for a live Q&A on the hottest topics in this new normal of business. We are going back to the basics- plot TWIST- the basics have changed! Join us each week as we dive deep into the murky waters of money. At the core of business is one simple understanding. You have something, someone wants that thing you have and is willing to exchange something they have to get it. "Money" started off as trading goods or services and now Money is a liquid asset used in the settlement of transactions. It functions based on the general acceptance of its value within an economy. The current value of monetary currency is not necessarily derived from the materials used to produce the note or coin. Instead, value is derived from the willingness to agree to a displayed value and rely on it for use in future transactions. This is money's primary function: a generally recognized medium of exchange that people and global economies intend to hold, and are willing to accept as payment for current or future transactions.

I am SO excited about the next season of Money Matters! The pandemic has changed the way we live, the way we work, and how we interact with each other. The same holds true for finances. Driven by pandemic fever, historic unemployment and basic survival needs, people have flocked to the entrepreneurship world looking for the next big score. It is the gold rush all over again! This season we hear from small business owners around the business world on the future of money! Check out the full line up below and mark your calendars.

Quirky Accounting Tale