From Snoop Dogg to Sting and prize scones to long distance swimmers and now Scott Malcolm!   Ara Jansen has met, interviewed or written about the famous and the rest during her extensive career as a freelance writer and rock journalist. Words, deep blues, swimming pools, books, music and good conversation with interesting people make her deeply happy.

Today we turn the tables are Ara interviews me, about cash flow and how to setup your spending plan and framework around this often taboo subject!

Resources:

https://moneysmart.gov.au/budgeting/budget-planner

https://moneymechanics.com.au/cash-flow-management/

https://moneymechanics.com.au/cash-flow-management/#cashflowebook

 

Connect with Ara here:

Website: www.arajansen.com.au

LinkedIn: https://www.linkedin.com/in/ara-jansen-8075163/

Podcast:  Totally Sucked In! https://www.instagram.com/totallysuckedin/

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

See omnystudio.com/listener for privacy information.

Dr Angelique McInnes is a curious entrepreneur with a PhD. Her motto is "Go with the flow and live in the present, because it is a gift".  Angelique has been a financial adviser and is now a Lecturer and Research who is interested in identifying and solving real world problems with evidence-based research support and is focused on also promoting individual professional licensing of financial advisers. 

 

With The Federal Government completing another review into the system (Quality Advice Review) it was great to connect with Angelique to discuss the current financial services system and what an ideal system might look like as well as some of the challenges which are present as the profession further develops.

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Connect with Angelique here:

Twitter: https://twitter.com/sculpturemoney

LinkedIn: https://www.linkedin.com/in/angelique-mcinnes/

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

 

See omnystudio.com/listener for privacy information.

Dr Kate Mannell is a Research Fellow at Deakin University in the ARC Centre of Excellence for the Digital Child and andthe Centre for Research in Educational Impact (REDI).

Her research focuses on the design, governance and use of digital platforms with a focus on the role of digital technologies in the lives of families and young people. Her other research interests include data privacy and digital disconnection.

Kate and her colleague James Meese did a study during the COVID lockdowns around people's new consumption and Doomscrolling.  Check out the following links here:

https://www.abc.net.au/everyday/what-to-do-if-you-cant-stop-doomscrolling-bad-news/12666152

https://www.npr.org/2020/07/19/892728595/your-doomscrolling-breeds-anxiety-here-s-how-to-stop-the-cycle

https://coronavirus.beyondblue.org.au/Managing-my-daily-life/Coping-with-isolation-and-being-at-home/avoid-news-overload-with-the-sift-technique 

This is the academic article which Kate and Jesse published. It’s behind a paywall, but if anyone wants a copy Kate is happy to send one.

https://www.tandfonline.com/doi/abs/10.1080/1461670X.2021.2021105?journalCode=rjos20

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

 

See omnystudio.com/listener for privacy information.

Danielle is passionate about helping female entrepreneurs to go from being overwhelmed & stressed with finances in a mess, to mastering business profitability, building wealth, and enhancing wellbeing. Danielle focus on the four pillars of success – mindset, profit, wealth strategies, and enhancing wellbeing.

 

Check out the Guide here: https://www.resources.moneywellbeing.com.au/excited-for-you 

 

Connect with Danielle here:

https://www.moneywellbeing.com.au/about/

https://www.instagram.com/money.wellbeing/

https://www.facebook.com/money.wellbeing/

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

 

See omnystudio.com/listener for privacy information.

Shayne holds a Bachelor of Arts (Journalism/Psychology), Graduate Diploma of Financial Planning and has attained the Certified Financial Planner (CFP©) designation.

She provides holistic financial advice to private clients primarily across the areas of cash flow, superannuation, investment and personal insurance. Shayne contributes the education of financial professionals via the FPA Certified Financial Planner (CFP©) designation, the CPA program, and has held the position of casual lecturer with Charles Sturt University.

Shayne’s thoughts and commentary have been included in publications such as No More Practice, Australian Financial Review, Mozo.com, Money & Life magazine and Kaplan Professional. Shayne holds a second dan black belt in karate, and is currently a student of Korean martial art, Hapkido.

 

Connect with Shayne here:

My facebook page: https://www.facebook.com/ShayneSommerSFG/

LinkedIn: https://www.linkedin.com/in/shayne-sommer-0865467b/

Email: [email protected]

 

Evidenced-Based Romance-Finance fiction Articles (as commissioned by Vanessa Stoykov and evolution media group):

The Socialite and the Sous Chef

Can I have your number?

Fate by Design

A courtship of change and choices

A Dark Approach to Leaving a Legacy

 

Resources:

https://moneysmart.gov.au/

https://moneysmart.gov.au/financial-advice

https://moneysmart.gov.au/financial-advice/financial-advisers-register

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

See omnystudio.com/listener for privacy information.

Rebecca Tetlow has dedicated her legal career to estate planning and succession law and is Canberra’s only Accredited Specialist in Wills and Estates law.

Her passion is estate planning and enjoys helping clients, regardless of their circumstances, achieve peace of mind in regard to their estate planning needs. Rebecca works with each of her clients to identify their individual risks and objectives, advise on their options, develop an estate planning strategy and put in place clear, plain English Wills, Enduring Powers of Attorney, Superannuation Death Benefit Nominations and other estate planning documents.

As an expert in estate planning, Rebecca has advised many small to medium business owners, multi-generation family businesses, professionals and high net worth individuals. Rebecca also ensures that all associated entities such as companies, trusts and self-managed superannuation funds are encapsulated as part of a holistic estate plan. In the course of advising on estate planning, Rebecca works closely with her clients’ accountants, financial planners and other advisors to ensure the best outcomes for their mutual clients.

You can connect with Rebecca via LinkedIn.

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

 

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

 

Ideally we suggest you speak with a licensed financial planner and seek out personal advice!

See omnystudio.com/listener for privacy information.

Jess is an experienced analyst with a passion for finding great charities. In 2015, she founded The Good Cause Co., the first website in Australia to provide comprehensive, independent reviews of Australian charities. The Good Cause Co. also provided donor services, placing over $15 million dollars of philanthropic funding. Jess is a former Director of Social Impact Management Network Australia (SIMNA), was a FYA Young Social Pioneer (2016) and an Australian Government Youth Ambassador for Development(2010). She has a Masters of Science majoring in Environmental Science and Bachelors of Finance majoring in Economics. She has over 10 years experience advising government and multilateral agencies, including the UN and the World Bank. Her expertise centers around identifying the economic, financial, environmental and social impact of large government projects. 

 

Kylie has 12 years of experience in the not-for-profit and Corporate Social Responsibility space, as a Fundraising and Marketing expert. She is experienced in startup environments, building innovative campaigns with $0 budget and evolving them into successful global movements. A great demonstration of this was her work launching and growing the Polished Man campaign. Kylie has been recognised as one of Australia’s leaders in the space and was awarded as the ‘2019 Mover and Shaker’ by the Fundraising and Philanthropy Magazine.

 

Connect with Jess and Kylie here:

Website: https://seedlinggiving.com.au/

LinkedIn Jess: https://au.linkedin.com/in/jessica-bowman-12342061

LinkedIn Kylie: https://www.linkedin.com/in/kylie-wallace-%F0%9F%8C%BF-%F0%9F%8C%B8-a245b719/

 

Resources:

12 things you must know before donating to any charity!

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

See omnystudio.com/listener for privacy information.

Ben is the Head of Policy, Strategy and Innovation at the Financial Planning Association (FPA). Ben’s role is to manage Government Relations for the FPA, as well as focusing on the implementation of the FPA’s policy platform and encouraging the development of innovative ways to provide advice.

Ben has spent close to 6 years with the FPA and in addition to leading the Policy team through this period, has had periods leading the professional standards team, accountability team, academic relations and partnership teams. He had an 18 month period at KPMG where Ben was the financial advice subject matter expert and prior to this spent nine years at State Super Financial Services as a Financial Planner and Senior Manager. Ben also spent 3 years lecturing retirement planning with Western Sydney University.

Ben holds the CFP® designation and LRS® Life Risk Specialist designation, as well as a Master of Commerce in Financial Planning. He also holds a Bachelor of Science with first class honours and is currently undertaking an MBA.

 

Connect with Ben here:

LinkedIn: https://www.linkedin.com/in/benjaminmarshan/

 

Resources:

https://moneysmart.gov.au/

https://moneysmart.gov.au/financial-advice

https://moneysmart.gov.au/financial-advice/financial-advisers-register

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

See omnystudio.com/listener for privacy information.

Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010.

Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.

Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin).

His sketches have appeared in a solo show at the Kimball Art Center in Park City, Utah as well as other showings at Parsons School of Design in New York City, The Schulz Museum in Santa Rosa, California, and an exhibit at the Mansion House in London. 

His commissioned work is on display in businesses and educational institutions across the globe.

Find Carl on social media here:
https://www.linkedin.com/in/thinkingcarl
https://twitter.com/behaviorgap

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

See omnystudio.com/listener for privacy information.

Marisa Broome is a CERTIFIED FINANCIAL PLANNER® professional and the Managing Director of Wealthadvice, a boutique financial planning practice in Sydney Australia.  Wealthadvice specialises in holistic financial planning advice for professionals and small business owners.

 

After more than 35 years in Financial Services, the last 25 running her own boutique financial planning practice in Sydney, she understands the challenges faced by financial planning professionals in meeting the obligations of the new standards whilst running a business and most importantly making a difference in the lives of their clients.

 

Marisa Broome CFP® has just completed her term as the Chair of the Financial Planning Association (FPA) after almost 8 years on the Board.  At the same time, she stepped down as Chair of the Regulatory Advisory Panel of the Financial Planning Standards Board, the body that licences the CFP designation globally.

 

Marisa is also a member of the Advisory Board for the Conexus Institute and a Director of The Rebecca L Cooper Medical Research Foundation.

Connect with Grant here:

Website: https://www.wealthadvice.com.au/

LinkedIn: https://www.linkedin.com/in/marisa-broome-cfp%C2%AE-01835a1/

 

Resources:

https://moneysmart.gov.au/

https://moneysmart.gov.au/financial-advice

https://moneysmart.gov.au/financial-advice/financial-advisers-register

 

Thanks for listening!  We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff!

 

Check out more about us here:

www.moneymechanics.com.au

www.scottmalcolm.com.au

Check out our Financial Service Guide and Privacy Policy here.

 

Follow and like us on socials:

Instagram: @moneymechanics

Twitter: @moneymechanics

 

Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523

 

General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. 

 

Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs.  Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  

 

See omnystudio.com/listener for privacy information.