PPS Investments is the preferred investment management services provider for graduate professionals and their families. They offer a suite of transparent and flexible investment solutions geared towards the creation and management of long-term intergenerational wealth.  

In this episode we talk to Morne van der Berg about PPS' exclusivity, their mutuality and how their unique profit allocations can compliment your retirement. 

*Disclaimer - Kindly note that the information shared in this video are the opinions and experiences of the speakers and should not be considered professional financial advice. Please reach out to your financial adviser or visit www.moneyandmedicine.co.za for specific financial information.

Since 1973, Allan Gray has adhered to the same set of values - Being client focused and designing investment solutions that tie their success to that of their clients.   

In this episode we explore Allan Gray's value proposition and their uncluttered range of products and services. They have a resolute focus on putting their clients' interest first and avoid (not manage) any potential conflicts of interest.  

*Disclaimer - Kindly note that the information shared in this video are the opinions and experiences of the speakers and should not be considered professional financial advice. Please reach out to your financial adviser or visit www.moneyandmedicine.co.za for specific financial information.

In this episode of Money & Medicine we focus on the crucial questions to ask a financial advisor.   

You can consider this as a pressure test that your financial advisor or potential advisor has to pass in order to place your trust with them.  

This pressure test focus on questions such as: 

1) How are your advisor remunerated? 

2) What services do they offer? 

3) Are you independent or are you tied to specific service provider? 

4) What process do you follow? 

5) What is your professional background / credentials? 

6) Does the advisor have support staff?

DISCLAIMER: The content of this channel is based on factual information and is not constituted as financial advice to you.

We have a closer look at the differences between a medical aid vs a hospital plan. We also discuss why some options are referred to as a traditional scheme vs when would an option be seen as a new generation scheme.  

DISCLAIMER: The content of this channel is based on factual information and is not constituted as financial advice to you.

A retirement annuity (RA) is a retirement investment vehicle in terms of the Pension Funds Act. It is a tax effective investment vehicle designed for individual investors (as opposed to employees who contribute to a workplace pension or provident).   In this episode we talk about different types of RAs, fees involved, accessibility to these investments as well as the tax benefits available to you.  

DISCLAIMER: The Content is for informational purposes only and should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on this channel constitutes a solicitation, recommendation or endorsement towards any product or service provider.

In this episode we discuss the fundamentals of your investment portfolio: 

1. Typical asset classes in which one could invest 

2. The associated risk of each class 

3. Expected return of each class

DISCLAIMER: The Content is for informational purposes only and should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on this channel constitutes a solicitation, recommendation or endorsement towards any product or service provider.

In this episode of Money and Medicine we have a closer look at your beneficiaries and the important role they can play when planning for an effective transfer of wealth from one generation to the next. Save unnecessary estate costs and solidify your hard-earned money.

DISCLAIMER: The Content is for informational purposes only and should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on this channel constitutes a solicitation, recommendation or endorsement towards any product or service provider.

In this part of the Money & Medicine series, we take an imperative look at some of the various fundamentals when calculating the amount of life cover you need. Taking an educated guess can leave your financial dependents and estate exposed.

DISCLAIMER: The Content is for informational purposes only and should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on this channel constitutes a solicitation, recommendation or endorsement towards any product or service provider.

On this episode we're talking about the importance of income protection if you're a medical professional. The building block in the wealth protection phase, where you protect your most important asset... You!

DISCLAIMER: The Content is for informational purposes only and should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on this channel constitutes a solicitation, recommendation or endorsement towards any product or service provider.

In this episode of Money & Medicine we talk about the purpose and importance of following a well defined process when you structure your plan. We discuss defining your goals, how to reach them and more importantly - How to protect them.

DISCLAIMER: The Content is for informational purposes only and should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on this channel constitutes a solicitation, recommendation or endorsement towards any product or service provider.