Carlos Rasmussen and Steve Sedahl discuss the challenges of market volatility and its impact on retirement planning. They explore various strategies to strengthen retirement plans, including working longer, building guaranteed income streams, adjusting withdrawal rates based on market performance, and utilizing market volatility for tax benefits. The importance of budgeting for retirement, planning for required minimum distributions (RMDs), and considering non-financial aspects of retirement planning are also emphasized. The discussion also covers estate planning, long-term care strategies, and the complexities of annuities, providing listeners with valuable insights into managing their financial futures effectively. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management

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Carlos Rasmussen discusses the current economic climate and its impact on retirees, emphasizing the importance of proactive financial planning. He highlights the need for liquidity, understanding sequence of returns risk, and budgeting for rising healthcare costs. The discussion also covers the significance of estate planning, holistic retirement strategies, tax diversification, and planning for longevity. Throughout the conversation, Carlos stresses the importance of regular reviews and adapting financial plans to changing circumstances. The discussion also touches on economic indicators and their relevance to personal finance, providing listeners with actionable insights for better financial management. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management

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Carlos Rasmussen discusses the challenges of retirement planning amidst rising inflation and market volatility. He emphasizes the importance of flexibility and preparedness in financial planning, the need for a second opinion on investment strategies, and the significance of understanding risk. The discussion also covers strategies for hedging against inflation, the necessity of long-term care planning, and the potential benefits of tax strategies. Finally, the conversation explores the evolving role of annuities in retirement planning, highlighting their advantages in providing guaranteed income. Additionally, they explore various financial metaphors from Star Wars to illustrate key concepts, while addressing listener questions about managing fixed incomes, adapting withdrawal strategies, and the importance of professional advice in retirement planning. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management

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Carlos Rasmussen discusses the implications of market volatility and tariffs on retirement planning. They emphasize the importance of maintaining a long-term perspective on investments, especially during uncertain economic times. The discussion also covers the potential impact of recession, inflation, and the necessity of diversification in investment portfolios. Carlos shares insights on how to navigate these challenges and the value of working with a financial advisor to create a comprehensive retirement plan. Carlos and Steve discuss various financial concepts in a simplified manner, making complex topics accessible to listeners. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management

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Carlos Rasmussen discusses the complexities of retirement planning, emphasizing the importance of preparing for various challenges such as longevity risk, inflation, healthcare costs, and market volatility. They highlight the need for a comprehensive financial plan that addresses these risks and ensures a sustainable income throughout retirement. The discussion also touches on current economic factors, including tariffs and their impact on inflation, and the necessity of diversifying investments to mitigate risks. The discussion also covers managing employee retirement plans, evaluating annuities, and structuring conditional trusts for inheritance, highlighting the complexities and considerations involved in each area. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management.

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Carlos Rasmussen discusses the current financial landscape, focusing on key issues such as inflation, tariffs, social security reform, and retirement planning. They emphasize the importance of strategic financial planning to navigate these challenges, particularly for retirees. The discussion also highlights the shift from traditional pensions to 401(k) plans, the necessity of managing investment risks, and the significance of tax strategies in retirement. Finally, they touch on legacy planning and the need for a comprehensive approach to ensure financial stability for future generations. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management.

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Carlos Rasmussen discusses the unique challenges and opportunities for retirees in 2025, emphasizing the importance of early planning, evolving retirement income solutions, and the impact of healthcare costs and inflation on retirement security. He also highlights tax strategies, the significance of maximizing social security benefits, managing debt, and the necessity of estate planning to avoid costly mistakes.They explore the emotional side of retirement, including boredom and the benefits of part-time work, while also addressing market insights and risk management strategies for retirement planning. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management.

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Carlos Rasmussen discusses the potential for a national retirement program in America, exploring its feasibility and implications. They debate the effectiveness of current retirement savings options and the role of government in managing retirement funds. The discussion transitions into common money management sayings, analyzing their relevance and offering insights on effective financial planning and investment strategies. In this conversation, Carlos discusses various aspects of financial planning, focusing on the importance of leaving a financial legacy, understanding inflation's impact on retirement, and creating a comprehensive financial review. They delve into strategies for managing healthcare costs, investment approaches to combat inflation, and the significance of risk-adjusted returns. The discussion also covers navigating retirement accounts, the decision-making process between lump sum and annuity payments, structuring tax-efficient trusts, and the complexities of backdoor Roth IRA contributions. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management.

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Carlos Rasmussen discusses the potential for a national retirement program in America, exploring its feasibility and implications. They debate the effectiveness of current retirement savings options and the role of government in managing retirement funds. The discussion transitions into common money management sayings, analyzing their relevance and offering insights on effective financial planning and investment strategies. In this conversation, Carlos discusses various aspects of financial planning, focusing on the importance of leaving a financial legacy, understanding inflation's impact on retirement, and creating a comprehensive financial review. They delve into strategies for managing healthcare costs, investment approaches to combat inflation, and the significance of risk-adjusted returns. The discussion also covers navigating retirement accounts, the decision-making process between lump sum and annuity payments, structuring tax-efficient trusts, and the complexities of backdoor Roth IRA contributions. Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management.

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Carlos Rasmussen and Steve Sedahl discuss the implications of tariffs on the economy, particularly focusing on how they affect inflation and retirement planning. They explore the emotional and financial costs of divorce, emphasizing the importance of financial literacy and budgeting. In this conversation, Carlos Rasmussen discusses the importance of comprehensive financial planning, including estate planning, tax analysis, and creating customized income plans for retirement. He emphasizes the need for essential documents like wills, trusts, and healthcare directives, and explains how tools like Estate Documents Pro can simplify the estate planning process. The discussion also covers evaluating 401k options, the pros and cons of immediate annuities, and strategies for managing IRA withdrawals. Throughout, Carlos highlights the significance of proactive financial management to ensure a secure retirement.  Call (888) 572-2242 to reach Carlos. Visit Rasmussen Capital Management.

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