What if you timed every financial decision to your cycle? In this episode, I'm breaking down exactly how I do it — looking at the big-picture in your menstrual phase, all things strategy and learning in your follicular phase, negotiations and investment moves during ovulation, and checking off financial to-dos (plus cutting what's not working) in your luteal phase.

It started with Fast Like a Girl by Dr. Mindy Pelz, and honestly it's changed how I run my business, manage my money, and make decisions. If you've ever felt like you're fighting yourself financially, it might just be a timing thing.

Drop a comment if you want more of this — and follow me @moneymusingspodcast so you never miss an episode!

Website: https://www.stephaniexenos.com/
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LinkedIn: https://www.linkedin.com/in/stephaniexenos/
Speaking: https://www.stephaniexenos.com/speaking
Work with me:https://calendly.com/d/cpqr-m2m-drk/ignite-strategy-session

In this episode of Money Musings, I'm responding to Elon Musk's quote: "don't worry about saving for retirement, it won't matter" and sharing why I actually think money is going to matter more than ever, in the next five years, as AI and robotics converge to reshape the economy and job market as we know it.

I walk through how I'm repositioning my own finances right now: prioritizing liquidity, shifting away from traditional retirement accounts, and investing in the human skills AI can't easily replicate. Because how you use your money in the next five years may matter more than any other period of your life.

I also get into why managing your nervous system through uncertainty is just as important as managing your portfolio - because big change is coming, and staying grounded is its own kind of wealth.

Don't forget to follow me at @Moneymusefounder and subscribe so you never miss an episode!

Website: https://www.stephaniexenos.com/
Instagram: https://www.instagram.com/stephanie_xenos/
LinkedIn: https://www.linkedin.com/in/stephaniexenos/
Speaking: https://www.stephaniexenos.com/speaking
Work with me:https://calendly.com/d/cpqr-m2m-drk/ignite-strategy-session

In this episode of Money Musings, I share one of the biggest personal milestones of my financial journey — the call I got to make to my mom telling her she has enough money to retire.

I talk through how I grew her portfolio from $100K to nearly half a million, why I chose a more aggressive strategy on her behalf, and why I'm comfortable drawing down 6–7% before her Social Security kicks in at 70.

But beyond the numbers, this episode is really about healing. Growing up with financial scarcity and watching money equal power, being able to hand my mom that freedom now feels like everything coming full circle.

I also make the case for why the most overlooked financial conversation might be the one you're not having with your own parents.

Follow me at @Moneymusefounder and subscribe so you never miss an episode!

Website: https://www.stephaniexenos.com/
Instagram: https://www.instagram.com/stephanie_xenos/
LinkedIn: https://www.linkedin.com/in/stephaniexenos/
Speaking: https://www.stephaniexenos.com/speaking
Work with me:https://calendly.com/d/cpqr-m2m-drk/ignite-strategy-session

In this episode of Money Musings, I'm sharing a wild, real-time experience navigating my first IPO — and what it taught me about planning, psychology, and the power of investing in a Roth IRA. With a SpaceX IPO potentially on the horizon after 16 years of holding shares, I'm using every opportunity to stress test my strategy, and this week handed me exactly that through the Fundrise Innovation Fund going public. Watching $30,000 balloon to over a million dollars on paper in a matter of days is the kind of experience that either breaks your psychology or sharpens it — and I'm sharing exactly how I stayed cool, executed my plan, and walked away with around $400k in tax-free profit.

I also walk through how I coached a friend through her very first IPO experience, from assessing her risk tolerance to sizing her position responsibly. This episode is a reminder that IPOs are not for the faint of heart, but with the right foundation, the right accounts, and rock solid investing psychology, they can be life-changing. If you've ever been curious about how to approach high-volatility investing events without letting fear or excitement run the show, this one's for you.

Don't forget to give me a follow @Moneymusefounder to stay locked into future episodes & make sure you're subscribed to the podcast!

Website: https://www.stephaniexenos.com/
Instagram: https://www.instagram.com/stephanie_xenos/
LinkedIn: https://www.linkedin.com/in/stephaniexenos/
Speaking: https://www.stephaniexenos.com/speaking
Work with me:https://calendly.com/d/cpqr-m2m-drk/ignite-strategy-session

In this episode of Money Musings, I'm sitting down with my friend and co-conspirator Ayla Wayman to talk about something we haven't shared publicly yet: the Money Muse Retreat in Greece. This one feels different from anything I've done before, and honestly, it's been quietly brewing since the day I named this business. We're talking about why this moment in the world feels so pivotal, how my definition of wealth has completely shifted, and what it actually means to be a woman who is truly resourced, not just financially, but in every sense of the word.

I open up about coming out of the spiritual closet, the work I've been doing behind the scenes to integrate the tactical side of money with energetics, manifestation, and somatic practice, and why I believe the future of wealth is about so much more than your portfolio. We dig into the new archetype I'm building: feminine wealth that is embodied, generous, and in circulation. If you've ever done everything right with money and still felt like something was missing, this conversation is for you.

We also get into the magic of Kos, the Greek island where the retreat is being held, the ancient culture and slower pace that makes it the perfect container for this kind of deep work, and the vision I have for every woman who walks away from this experience. A few spots are still available, so if you feel called, come find us.

Don't forget to give me a follow @Moneymusefounder to stay locked into future episodes & make sure you're subscribed to the podcast!

MUSE RETREAT: https://www.stephaniexenos.com/museretreat

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In this episode of Money Musings, I'm getting into one of my favorite, least favorite topics: real estate. Everyone's been sold the idea that it's the ultimate passive income play, but if you talk to anyone who actually owns rental property, they'll tell you the truth. Real passive income means no ongoing decisions and no mental load, and most real estate simply doesn't qualify.

I break down how I think about real estate versus market investing, and why for most people who want freedom and flexibility, investments are the smarter, simpler starting point. Wealth should be creating more space in your life, not demanding more of your time. I also share the wild, serendipitous story of how my dream home literally manifested itself — and how years of investing made it possible to buy it.

If you are loving the podcast so far, kindly leave a review and hit the follow button, so it can reach more women looking to experience financial transformation!

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In this episode of Money Musings, I'm getting fired up about 401(k)s and why so many of them are quietly working against you. After helping one of my best friends set up her account, I was reminded of all the ways these plans are designed to benefit the provider, not you—from hidden fees that can cost you a third of your wealth over time to confusing interfaces that push you toward expensive underperforming funds. I break down exactly why you need to roll over old 401(k)s into your own IRA and how to make smarter choices with your current plan. If you've ever felt confused by your retirement account or wondered why your returns seem underwhelming, this episode will give you clarity and a clear action plan.

If you are enjoying this podcast, please rate and review it on your favorite listening platform so more women like yourself can have financial clarity too!

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In this episode of Money Musings, I'm sharing a raw, unplanned story about how I went from hurt and anger to pure joy in 48 hours. A close friend and mentor challenged my expertise on investing fees in a way that felt dismissive, triggering old wounds from being underestimated as a woman in finance. I walk through the conversation about how traditional advisors can quietly take half your money over 30 years, his defensiveness when he realized he'd never looked at his own statements, and the meta irony of it all.

But here's where it gets good—I share how I transmuted that pain by creating an energetic exchange that actually felt delicious: teaching him about investing in exchange for a beautiful piece of furniture for my new home instead of payment. This episode is about feeling your anger, taking accountability, and finding creative ways to honor both your worth and your relationships.

Don't forget to give me a follow @Moneymusefounder to stay locked into future episodes & make sure you're subscribed to the podcast!

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In this episode of Money Musings, I'm ditching the planned market talk to share what I'm actually sensing right now—that we're in the middle of a massive shift. I just got back from Mexico where I spent a week with people who are both crushing it in business AND doing deep spiritual work, and it completely activated something in me. Meanwhile, the world feels like it's being shaken up faster than we can process.

I'm talking about why time feels like it's speeding up, why our old assumptions about money and institutions are crumbling, and what's being born in their place. I also share where Money Muse is headed next—beyond just helping you reach financial safety and into actually using your wealth to create real change in the world. If you've been feeling the shift too, this one's for you.

If this episode resonates, leave a review and hit follow so more women can join the conversation around wealth and transformation!

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In this episode of Money Musings, I'm walking you through every side hustle, unconventional job, and strategic money move I've made since I was 14 years old. From working strawberry fields and retail to tutoring, egg donation, and credit card optimization, I've built wealth through resourcefulness and intentional action. This episode isn't about a linear path to success, it's about the real, messy, and sometimes unconventional ways women create financial independence when they're determined to build something different.

I share the experiences that shaped my relationship with money and risk, including how I taught myself to invest in individual companies during a sabbatical in Greece, why I took out a personal loan to buy SpaceX stock when everyone advised against it, and how side hustles like pet-sitting and matchmaking kept me financially flexible while building long-term wealth. Each of these moves taught me something critical about income diversification, investing in opportunities others overlook, and trusting my instincts even when the path doesn't look traditional. If you've ever felt like your journey to wealth has to follow a specific formula, this episode is a reminder that financial freedom comes from creativity, discipline, and betting on yourself.

If you are enjoying this podcast, please rate and review it on your favorite listening platform so more women like yourself can have financial clarity too!

Website:

https://www.stephaniexenos.com/

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https://www.linkedin.com/in/stephaniexenos/

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Work with me:

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