They seem to be in the news every day: investment managers, insurance agents, and stockbrokers found guilty of  Ponzi schemes, theft, fraud, or mishandling your money. Lives ruined. Fortunes lost.

Though there is no sure way to avoid every scheme out there, common sense and a little bit of insight from nVest Advisors’ CEO Jeremy Torgerson can be of help.

In this podcast, we give you 6 tips to help you avoid a sketchy investment situation:

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Check your broker’s history. (FINRA Broker Check, and the IARD)

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Avoid RIA firms or commissioned advisors/agents who take custody of your money.

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Insist on seeing financial records on any firm you want to invest with.

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Work with an advisor who acts as a full fiduciary.

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Avoid non-traded or thinly-traded investments (non-traded REITS, penny stocks, Promissory Notes, etc.)

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Keep your greed in check. That’s where the con men hunt!

Please subscribe and share our Money n30 Podcast, and let us know what kinds of subjects you’d like to hear us talk about!

 Have a student nearing college, or thinking about saving for school for yourself? One of the most common financial goals for parents and grandparents, is being able to help your child pay for the increasingly high (and oftentimes ridiculous) costs of a college or university education.

Planning ahead is very important. So is saving in the right way.

In this Money n30 Podcast, CEO Jeremy Torgerson gives you an overview between the various ways to save for college, with special attention paid to the two most common methods:

* Prepaid Tuition Programs

* 529 Lump Sum College Savings Plans

He’ll also talk about the often overlooked college savings “life hack”: using a ROTH IRA to help pay for college.

Join us for this 37-minute introduction into college savings plans, and if you have questions, be sure to give us a call or email us.

After the podcast, this booklet of information will go into much more detail, and answer many common questions about 529 college savings plans.

Want to hear more on money matters? Remember to subscribe to the Money n30 Podcast on iTunes, or listen as a subscriber on our YouTube channel!

 

In today’s nVest Advisors podcast, we talk about recent news events and the way the media hopes to hold your attention with constant negativity. The unfortunate recent events in Dallas, TX and Orlando, FL are discussed, as well as the Brexit vote.

Three key takeways:

* Remember the media mantra: “If it bleeds, it leads.” There is much more good going on around us that the media will cover.

* Emotional reactions to current events is incredibly hazardous to your investments. You must keep your focus on long-term goals at all times, and seek out a financial advisor if you find yourself reacting emotionally to market movements.

* “This too shall pass. “ Recency bias causes us to feel much stronger emotions to current events, than to much more serious events that happened in the past. Time does tend to heal all wounds, but that misleads us into believing that what is happening now is more impactful than it really is.

It’s been a wild few weeks in the market! What should the average investor know about how markets move during periods of uncertainty, and more importantly, what can you do about it right now?

CEO Jeremy Torgerson walks you through the concepts of market efficiency and irrationality, and why we need to be aware of our own biases, in today’s timely podcast.

An inaugural podcast episode of the nVest Advisors, LLC “Money n30” podcast. Join us and subscribe for relevant, weekly commentary on a wide variety of personal and small business financial subjects, presented in a casual, friendly, and often funny way by CEO and Senior IAR Jeremy Torgerson.

Today’s podcast explains a little more about who we are, who we serve, and why we have opted to become a fee-only RIA firm.