Money Noticias

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#90: In this episode of the Money Noticias podcast, hosts Israel and Sunem Tavar dive into the important discussion of whether to pay off debt or invest.

Episode Takeaways:

• Debt vs. Investing: Consider the interest rates of your debt compared to historical stock market returns (around 10% annually) to make informed financial decisions.
• Emotional Impact: Personal finance is personal; your mental and emotional well-being should influence whether you prioritize paying off debt or investing.
• Dual Approach: You can do both—pay off debt and invest simultaneously. Balance your financial strategy based on your unique situation.
• Real-Life Example: Ms. Torres' scenario illustrates that investing can yield higher returns than paying off low-interest debt, but personal feelings about debt should also be considered.
• Learning from Experience: Reflect on your financial journey; mistakes can provide valuable lessons for future decisions about debt and investing.

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Other Episodes You Will Enjoy

• How to Diversify Your Investments with Index Funds
• How to Advocate For Yourself When Getting Loans
• How to Stop Being Afraid of Student Debt and Have a Plan to Tackle It
• How to Take Control Of Your Debt

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6 Strategies to Take Control of Your Debt Guide

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#89: In this episode of Money Noticias Podcast, host, Israel and Sunem are joined by Chloé Daniels, CFEI®, CFLP℠, also known as Clo Bare Money Coach, has built a community of over 300k on Tik Tok and Instagram by educating people on how to invest and build wealth-- the lazy way.

Her work has been featured on CNBC, Entrepreneur, Bloomberg, Business Insider, and she's even been a recent participant at White House influencer briefings for new policies on student debt, and other issues her audience is facing. Her ultimate goal is to provide education in a fun, easy to understand and accessible way-- without the overwhelm, shame, and confusion often associated with finances.

Chloé has worked with thousands of individuals to improve their finances. She's also worked with several women's groups, nonprofits, and several companies such as Snapchat, Nationwide, Mint Mobile, Betterment, Cleo, Capitalize, and more.

Episode Takeaways:

• Doing the inner work is crucial for improving your relationship with money.
• Flexibility and adjusting to different stages of life is important for financial success.
• Prioritizing your independence and financial stability is key, even if it means paying the 'single tax'.
• Open and honest communication about money is essential in relationships.
• Debt freedom is not the ultimate goal; it is just one part of the wealth-building equation.
• Investing in the stock market through lazy investing, such as buying index funds, is a simple and effective way to build wealth.
• Believe in your ability to manage your own finances and make informed investment decisions.

Connect with Chloe Daniels

• Instagram
• The Lazy Investor Course

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6 Strategies to Take Control of Your Debt Guide

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#88: In this episode of Money Noticias podcast, host Israel and Sunem discuss strategies for retiring parents. They emphasize the importance of setting boundaries and prioritizing one's financial wellness. They also encourage open conversations about money with parents and family members, as well as considering the financial context and other important factors related to retirement.

Episode Takeaways

• Set boundaries and prioritize your own financial wellness when planning to retire your parents.
• Have open conversations about money with your parents and family members.
• Consider the financial context and other important factors related to retirement.
• Explore strategies such as house hacking, geo arbitrage, and investing in the stock market.
• Seek community support and plan for the physical and emotional care of aging parents.

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Other Episodes You Will Enjoy

• Are You Paying the First-Gen Tax?
• How to Overcome Generational Poverty and Build Wealth with Viv | OverGenPoverty
• How Sarai Paid Off Her Mortgage and is Building Generational Wealth as the Eldest Daughter of Immigrants

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6 Strategies to Take Control of Your Debt Guide

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#87: In this episode of Money Noticias Podcast, host, Israel and Sunem are joined by Soledad from Wealth Para Todos.

Rita-Soledad Fernández Paulino is a Queer Mexican-American, a former math teacher turned money & self-care coach. After years of dealing with various autoimmune health issues, PTSD, and ADHD, Soledad learned to use money as a tool to support their wellness and is now committed to teaching other progressive BIPOC, women, and LGBTQ+ folk how to do the same. Soledad wants to see you engage in D.I.V.E.R.S.E. self-care daily because your wellness is essential to the collective.

Episode Takeaways

• Use money as a tool to support wellness and invest in yourself
• Engage in D.I.V.E.R.S.E. self-care to build resilience and improve your relationship with money
• Approach your financial trajectory from a place of enoughness and gratitude
• Set financial goals that align with your values and desired lifestyle
• Travel and experiences can bring joy and personal growth

Connect with Soledad

• Instagram: @wealthparatodos 
• LinkedIN: www.linkedin.com/in/wealthparatodos 
• Website: https://www.wealthparatodos.com 
• Weekly Email Series: Todo Con Tiempo Tuesday 
• Free Mini-Course: How to Engage in D.I.V.E.R.S.E. Self-care

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Other Episodes You Will Enjoy

• Are You Paying the First-Gen Tax?
• How to Unlock Your Freedom by Pursuing Financial Independence
• How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
• Making Your Money Work Hard for You

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

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90-minute Investing Clarity Session

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#86: In this episode of Money Noticias podcast, the hosts, Israel and Sunem, discuss the intersections between beauty, health, and money. They acknowledge that beauty standards are rooted in colonization and white supremacy and that pretty privilege exists and can benefit people materially. They also explore the expensive nature of beauty products and the pressure to conform to beauty standards. Additionally, they discuss the cost of maintaining a healthy lifestyle and the influence of class on beauty and fashion choices

Episode Takeaways

• Beauty standards are rooted in colonization and white supremacy, and pretty privilege exists and can benefit people materially.
• Class and wealth play a significant role in how people are perceived and treated based on their appearance. Societal beauty standards are influenced by race, gender, and class, and can lead to financial burdens.
• Access to affordable healthcare and therapy is crucial for mental health, but it can be expensive and inaccessible for many.
• Healthy foods are often more expensive, and food deserts in marginalized communities limit access to nutritious options.
• Navigating beauty standards can be challenging, but it's important to prioritize self-care and financial well-being.

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Other Episodes You Will Enjoy

• How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers

Want to begin getting your money right? Download our free money guide and training today! 

• 6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security? 

• Apply to Money Coaching

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On this episode of Money Noticias podcast, hosts Sunem and Israel are joined by Meghan Lim, known for her money transparency, side hustles, and personal finance tips on her IG, Meghan Makes Money.

 Meghan shares her money story as a first-gen Filipino American, discussing how her parents influenced her views on money and her journey from nursing to finance. Tune in for valuable insights and personal finance wisdom from Meghan.

Episode Takeaways

• Money transparency and increasing income are important aspects of personal finance.
• Side hustles can be a valuable source of additional income.
• Entrepreneurship has its challenges, including fluctuating income and the need for self-discipline.
• Setting financial goals and budgeting are crucial for financial success.
• Retirement is a number, not an age, and it's important to start investing early.
• Living below your means and being intentional with your spending can lead to financial independence.

Connect with Meghan

• Instagram
• Website

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Other Episodes You Will Enjoy

• Are You Paying the First-Gen Tax?
• How to Unlock Your Freedom by Pursuing Financial Independence
• How to Redefine Success through Intentional Living and Slow FI with Jessica | The Fioneers
• Making Your Money Work Hard for You

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you start investing?

90-minute Investing Clarity Session

Support the show

Send us a text

#84: In this episode of Money Noticias Podcast, Israel shares his experience of moving to Mexico City. He discusses his motivations for the move, his financial preparation, and the challenges he has faced. Despite the cultural differences and challenges, Israel has found joy in living in Mexico City and has gained valuable realizations along the way

Episode Takeaways

• Moving to a different country requires careful financial preparation and planning.
• Finding an apartment in a new city can be challenging, especially when there are cultural differences and classism involved.
• Living in a new country comes with its own set of cultural differences and challenges, but it can also lead to valuable realizations and personal growth.
• Navigating new systems, such as healthcare and customer service, can be frustrating but is part of the learning process.

Connect with us!

• Instagram
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Other Episodes You Will Enjoy

• Why We Are Our Own Financial Security
• How to Coast Your Way to More Options and a Better Life | Coast FI
• How to Slow Down and Live your Best Life by Taking a Sabbatical
• How to Combat the Single Tax and Save Money as a Single Person
• Understanding the Single Tax Part 2

Long-term Accommodation in CDMX

• Immuebles24

Want to begin getting your money right? Download our free money guide and training today! 

• 6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security? 

• Apply to Money Coaching

Support the show

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#83: On this episode of Money Noticias Podcast, host Sunem is joined by Viviana Vasquez from OverGenPoverty. Viviana shares her journey of overcoming generational poverty to build wealth and create a supportive community for first-generation individuals. The discussion delves into Viviana's career pivot from teaching to tech, highlighting her mission to provide free resources and support for those breaking financial cycles. Tune in to be inspired by Viviana's empowering story of resilience and growth.

Episode Takeaways

• Being a first-generation Latina comes with unique challenges, such as navigating education, career choices, and financial responsibilities.
• Setting financial boundaries and having open conversations with family members about money is crucial.
• Education and sharing knowledge with the community are powerful tools for overcoming generational poverty.
• Transitioning from teaching to the tech industry allowed Viviana to continue helping her community through social media content.
• Being the 'parent' to our parents can be challenging, but therapy and open communication can help navigate these dynamics.

Connect with Viv

• Instagram
• Tiktok

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Other Episodes You Will Enjoy

• Are You Paying the First-Gen Tax?
• How to Become Debt-Free and Build Wealth as a First-Generation Couple with Yazmin and Tijani | How We Are Doing It
• How to Break Generational Patterns and Travel for Joy with Bianca Alba | This Latina Travel
• How to Demand More Money and a Better Life as First-Gen Woman of Color with Cynthia Diaz | Financial Space
  
  

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

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90-minute Investing Clarity Session

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#82: On this episode of Money Noticias Podcast, hosts Israel and Sunem dive into the important topic of financial boundaries, recognizing the need for support in the first-gen community.

Episode Takeaways:

• Financial boundaries are an internal process and require self-awareness.
• Budgeting is a key tool for setting and maintaining financial boundaries.
• Check-in with your budget and say no to yourself and others when necessary.
• Setting and upholding financial boundaries may not always feel good, but it is essential for personal growth and financial well-being. Setting financial boundaries with others can be challenging due to our social nature and the historical importance of relationships for survival.

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Other Episodes You Will Enjoy

• Why Budgets are Financial Boundaries

Want to begin getting your money right? Download our free money guide and training today! 

• 6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you reach your financial goals and gain financial security? 

• Apply to Money Coaching

Support the show

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#81: On this episode of Money Noticias Podcast, Israel and Sunem are joined by Nathalia Segoviano, who shares her journey of paying off credit card debt and achieving financial stability.

Nathalia is a Guatemalan immigrant, first genwealth builder, mother and wife. She started her journey by paying off over $18,000 of credit card debt while being the primary breadwinner. In 2017 her husband became a stay at home dad and she became solely responsible for her family finances. This new reality required smarter money management. So she built a budget, took a deep dive into financial literacy and learned she would be able to become a millionaire before retirement and have enough money to retire her husband as well.

Connect with Nathalia 

• Instagram
• Website

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Other Episodes You Will Enjoy

• How to Travel More While Meeting Your Financial Goals
• How to Travel with More Comfort and Luxury on a Budget
• How to Take Your Dream Vacation by Travel Hacking with Lizbet | lizbettalksmoney

Want to begin getting your money right? Download our free money guide and training today!

6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you start investing?

90-minute Investing Clarity Session

Support the show