#146: In this episode of Money Noticias podcast, join Israel and Sunem as they sit down with Gigi Gonzalez to talk about her transformative journey relocating from the United States to Valencia, Spain. Gigi opens up about what inspired her international move, the cultural differences she noticed right away, and the biggest challenges Americans face when moving to Spain — from visas and bureaucracy to finding community abroad.

We dive into the pros and cons of living in Spain , including:

• The flexibility and freedom that come with remote work in Europe
• Spain’s reputation for safety and overall quality of life
• The realities of adapting to a new pace of life and social norms
• Navigating Spanish paperwork, healthcare, and financial systems

Whether you’re thinking about moving to Spain, curious about life in Europe, or exploring remote work opportunities abroad, this episode offers firsthand advice, inspiration, and honest reflections on creating a life aligned with what truly matters.

If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)

• Buy us a coffee

Connect with Gigi

• Instagram: @gigithefirstgenmentor
• Buy her book: Cultura & Cash

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• Website: Visit Here

Other Episodes You’ll Love:

• How to Set Money Boundaries Using "The Quiero and Puedo Approach" with Gigi Gonzalez | Cultura and Cash
• How to Coast Your Way to More Options and a Better Life | Coast FI
• How to Unlock Your Freedom by Pursuing Financial Independence

Free Resources

•  Download our Free Money Guide & Training
• 6 Strategies to Take Control of Your Debt Guide
  
  

💬 Work With Us

• 90-Minute Investing Clarity Session

Support the show

#145: Healthcare can be unpredictable — but your finances don’t have to be. 💸
 In this episode, Sunem and Israel share how to plan ahead for medical expenses and protect your wallet from surprise bills.

They break down how to:
 ✅ Use Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) effectively
 ✅ Understand your health insurance plan and coverage options
 ✅ Budget for unexpected medical costs before they happen
 ✅ Take advantage of preventative care and annual check-ups
 ✅ Advocate for yourself in the healthcare system

Whether you’re managing your own insurance, freelancing, or just trying to make smarter financial choices, this conversation will help you feel more confident about navigating healthcare and money.

Tune in to learn how to take control of your financial health — one doctor’s visit at a time.

If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)

• Buy us a coffee

Connect with Us

• Instagram: Follow Us
• Website: Visit Here

Other Episodes You’ll Love:

• How to Prioritize Saving: Strategies for Building Your Emergency Fund While Enjoying Life
• Why Budgets are Financial Boundaries
  
  

Free Resources

•  Download our Free Money Guide & Training
• 6 Strategies to Take Control of Your Debt Guide
  
  

💬 Work With Us

• 90-Minute Investing Clarity Session

Support the show

#144: Join host Israel and Sunem in this inspiring episode as they sit down with Kara Perez, financial expert and founder of Kara Explores Money, to explore the power of voting with your dollars. Discover how intentional spending can drive meaningful social change, help you overcome financial challenges, and align your money with your personal values.

Kara shares her journey from financial struggle to empowerment, revealing practical strategies for debt freedom, ethical spending, and building wealth with purpose. Whether you’re navigating the job market, paying off debt, or striving to make more impactful financial decisions, this episode is packed with actionable insights to help you make every dollar count.

Tune in to learn how conscious money choices can create real change — for you and your community.

If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)

• Buy us a coffee

Connect with Karla Perez

• Instagram: @karaexploresmoney
• Youtube: KaraPerez
• Buy her book: Money For Change

Connect with Us

• Instagram: Follow Us
• Website: Visit Here

Other Episodes You’ll Love:

• How to Slow Down and Live Your Best Life by Taking a Sabbatical
• Why Budgets are Financial Boundaries
  
  

Free Resources

•  Download our Free Money Guide & Training
• 6 Strategies to Take Control of Your Debt Guide
  
  

💬 Work With Us

• 90-Minute Investing Clarity Session

Support the show

#143: What if you didn’t have to wait until your 60s to retire? In this [solo] episode of Money Noticias Podcast, host Sunem and Israel explore the concept of mini retirements — intentional, extended breaks from work designed to help you rest, grow, and live more intentionally throughout your career.

We’ll break down:

• What mini retirements are and how they differ from traditional vacations
• The biggest benefits — improved health, creativity, and clarity
• The challenges — financial planning, job security, and re-entry
• How to plan your own sabbatical or career break responsibly

Whether you’re facing burnout, craving a lifestyle change, or simply wondering if it’s possible to step away from work without losing momentum, this episode will inspire you to rethink what balance really means.

If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)

• Buy us a coffee

Connect with Us

• Instagram: Follow Us
• Website: Visit Here

Other Episodes You’ll Love:

• How to Slow Down and Live Your Best Life by Taking a Sabbatical
• Why Budgets are Financial Boundaries
  
  

Free Resources

•  Download our Free Money Guide & Training
• 6 Strategies to Take Control of Your Debt Guide
  
  

💬 Work With Us

• 90-Minute Investing Clarity Session

Support the show

#142: Looking to buy a car in 2025 without overpaying? In this solo episode, Sunem and Israel share personal updates — including Sunem’s new puppy 🐶 and their latest travel stories — before diving into smart car buying strategies for 2025.

With rising car prices and higher interest rates, they break down everything you need to know to make a financially smart decision. You’ll learn:

• How to save for a car down payment and set a realistic budget
• Ways to improve your credit score before applying for auto loans
• When buying a used car makes sense (and what to watch out for)
• The pros and cons of leasing vs. buying a car
• Step-by-step tips to negotiate and avoid common car-buying mistakes

Whether you’re buying your first car or trading in for something new, this episode is packed with practical tips to help you save money and feel confident at the dealership.

If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)

• Buy us a coffee

Connect with Us

• Instagram: Follow Us
• Website: Visit Here

Other Episodes You’ll Love:

• How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange

Free Resources

•  Download our Free Money Guide & Training
• 6 Strategies to Take Control of Your Debt Guide
  
  

💬 Work With Us

• 90-Minute Investing Clarity Session

Support the show

#141: In this solo episode of Money Noticias, hosts Israel and Sunem open up about the realities of today’s challenging job market and share actionable strategies for navigating economic uncertainty.

They discuss:

• Why an emergency fund is your safety net and how much you really need.
• Smart networking strategies to stand out and find opportunities even when hiring slows down.
• How to upskill effectively to stay competitive in a frozen job market.
• Mental health tips to protect your well-being during long job searches or periods of unemployment.

Whether you’re job hunting, preparing for a potential layoff, or simply want to strengthen your financial resilience, this conversation will give you the tools and mindset shifts to stay ready — and stay hopeful — in turbulent times.

Tune in now to feel empowered and take control of your financial future.

Love what you’re hearing? If you’ve been enjoying our podcast and want to support what we do, consider buying us a coffee! Your support helps us keep creating valuable content for you — and we appreciate it more than you know. 💛

Connect with Us

• Instagram: Follow Us
• Website: Visit Here

Other Episodes You’ll Love:

• How to Recession-Proof Your Finances
• How to Prioritize Saving: Strategies for Building Your Emergency Fund While Enjoying Life
• Why We Are Our Own Financial Security

Free Resources

•  Download our Free Money Guide & Training
• 6 Strategies to Take Control of Your Debt Guide
  
  

💬 Work With Us

• 90-Minute Investing Clarity Session

Support the show

#140: In this REWIND episode, Israel and Sunem are joined by Maideli from MyDailyDinero to talk about one of the toughest moments many professionals face — layoffs and unemployment. Together, they share their own layoff stories, how they handled the emotional and financial stress, and the exact steps you can take to protect yourself financially before a job loss happens.

This conversation will help you build financial confidence by learning how to create a bare-bones budget, save for emergencies, and develop an FU fund so you can navigate career changes on your terms.

In This Episode You’ll Learn:

• How to Calculate Monthly Expenses: Discover how to track and reduce spending so you know exactly what you need to survive a layoff.
• Why an Emergency Fund is Non-Negotiable: Learn how many months of expenses to save and where to keep that money.
•  How to Build an FU Fund: Gain the freedom to leave toxic jobs and wait for the right opportunities without panicking.
• Turning Layoffs into Opportunities: Learn to reframe job loss and uncover new income streams or better roles.
• Job Search & Career Strategy: Tips for setting non-negotiables, networking, and sharpening your resume and interview skills.

Connect with Maideli

Instagram: @mydailydinero

Connect with Us

Instagram: Follow Us

Website: Visit Here

Other Episodes You’ll Love:

• How to Transition From Teaching to Tech as a First-Gen Latina with Maideli Garcia | MyDailyDinero
• How to Combat the Single Tax and Save Money as a Single Person
• How Israel Reached a 6-Figure Net Worth at Age 26 and as a First-Gen Teacher of Color
• Why We Are Our Own Financial Security
  
  

Free Resources

•  Download our Free Money Guide & Training
• 6 Strategies to Take Control of Your Debt Guide
  
  

💬 Work With Us

• 90-Minute Investing Clarity Session

Support the show

#139: In this REWIND solo episode of Money Noticias, hosts Israel and Sunem unpack the concept of the “single tax”—the hidden financial burden placed on those navigating life without a partner. They explore how societal structures, income levels, and relationships shape financial realities, and why being single often comes with higher costs.

In this episode you will learn:

• The concept of the "single tax" and how it impacts individuals who are single in society.
• Ways to combat the single tax, such as living with roommates, traveling with family and friends, and sharing expenses.
• The importance of building wealth collectively and investing in assets to combat the single tax.
• The role of generational wealth in combating the single tax and the importance of leveraging it.
• The disproportionate impact of the single tax on women, particularly due to the gender pay gap and limited access to capital.

Connect with us!

• Instagram
• Twitter
• Website 

Other Episodes You Will Enjoy

• We Are Our Financial Security
• Building Wealth and Protecting Your Assets with Adriana Galvan | Adriana Talks Dinero

Want to begin getting your money right? Download our free money guide and training today! 

• 6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1, tailored support to help you start investing? 

• 90-minute Investing Clarity Session

Support the show

Support the show

#138: Ever wondered how people fly for free or stay in luxury hotels without paying full price? In this episode of Money Noticias Podcast, Israel and Sunem sit down with Daniel Braun, a credit card and travel hacking expert, to uncover the secrets of using credit cards to travel smarter and save money.

Daniel runs a fast-growing YouTube channel with over 200,000+ subscribers, where he teaches people how to maximize credit card rewards, earn free travel through points and miles, and build strong personal finance habits.

What you’ll learn in this episode:

• What travel hacking is and how it can save you hundreds (or thousands) on travel.
• The credit card basics you must understand: billing cycles, minimum payments, and credit utilization.
• Which beginner credit cards (like Chase Sapphire Preferred or Chase Freedom) are best for earning sign-up bonuses and building credit.
• Why flexible points currencies (Chase Ultimate Rewards, Amex Membership Rewards, Capital One Miles, Citi ThankYou Points) are more valuable than airline-specific points.
• How to justify annual fee credit cards and maximize perks like airport lounge access, travel credits, and insurance benefits.
• Real-life strategies to turn everyday spending into free flights and hotel stays.

Connect with Daniel

• Instagram
• YouTube

Connect with Money Noticias

• Instagram
• Website

More Episodes You’ll Enjoy

• Making Credit Work For You
• How to Unlock Your Freedom by Pursuing Financial Independence

Want to start your financial journey? Download our free money guide and training today!
 📘 Grab our 6 Strategies to Take Control of Your Debt Guide
💡 Ready to invest? Book a 90-minute Investing Clarity Session for personalized support.

Support the show

#137: In this episode of the Money Noticias podcast, hosts Israel and Sunem dive into everything you need to know about 401(k) retirement plans—one of the most powerful tools for building long-term wealth. After sharing some personal updates, they break down the history of 401(k)s, recent retirement regulation changes, and what those updates mean for your financial future.

You’ll learn about:

• The importance of 401(k) plans as a core part of your retirement strategy
• New 401(k) contribution limits and how to take advantage of them
• Why automatic enrollment is changing the game for employees
• How shrinking Social Security benefits make investing in your 401(k) more critical than ever
• Practical tips to maximize your 401(k) and grow your retirement savings

If you’ve ever wondered whether you’re using your 401(k) to its full potential—or if you’re just starting to plan for retirement—this episode will give you the knowledge and confidence to take action.

Other Episodes You Will Enjoy

• How to Maximize Your Investments: Essential Accounts for 2025
• How to Diversify Your Investments with Index Funds

Connect with us!

• Instagram

If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =)

• Buy us a coffee

Want to begin getting your money right? Download our free money guide and training today!

• 6 Strategies to Take Control of Your Debt Guide

Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing?

• 90-minute Investing Clarity Session

Support the show