If there is a significant age gap between you and your partner (five or more years), there are 5 things you need to be aware of that will affect your retirement planning and finances. 

In this episode, Dallas and Ali discuss Centrelink, account-based pensions and your super, and how to ensure that you are getting the most out of your money.

For more information, please visit www.mo50.com.au

It never feels good to lose something important in our lives. This is certainly true when it comes to our money – we don’t want to see its value going down, and yet it’s unavoidable due to volatility when it comes to investments.

In this episode, Dallas and Ali discuss our perceptions of losing money, how loss aversion affects us and what you can do about it so that you don’t make any hasty financial decisions.

For more information, please visit www.mo50.com.au

If you have a home loan and can draw from it, that’s a good thing, right? Not necessarily. While having your income be paid directly into your loan account can reduce your interest, the negatives of doing this well and truly outweigh the positives.

In this episode, Michael and Dallas discuss what the negatives are, and why you are better off having your salary paid into your bank account, instead.

For more information, please visit www.mo50.com.au

Do you like taking advice from other people? Or do you listen half-heartedly before doing the exact opposite of what they have suggested?

In this episode, Michael and Dallas delve into when, and from whom, you should take advice – and why an ‘expert in all areas’ is really an expert in no areas.

For more information, please visit www.mo50.com.au

Warren Buffett, well-known investor of over 70 years, has said that to invest successfully you only need to own three companies.

In this episode, Michael and Dallas argue against this statement and why this strategy won’t work for everybody. They also discuss the role of hindsight when it comes to investment success.

For more information, please visit www.mo50.com.au

We can get caught up in a million different things when it comes to retirement planning, when there are only two numbers that actually matter.

In this episode, Michael and Dallas discuss what they like to call the red numbers and the green numbers, and why they are the most important numbers once you have retired.

For more information, please visit www.mo50.com.au

Over the last decade, we've come to realise that people who check their super balance frequently are also the ones prone to panic when it comes to market volatility. So how can you avoid this?

In this episode, Dallas and Michael discuss how often you should check your balance, and why setting the bar at the highest mark is not a good idea.

For more information, please visit www.mo50.com.au

Have you ever embarked on building a 9,000+ piece Lego display? This is Michael’s current project with his young son, Richie: building a giant model of the Titanic. For Michael, instead of ripping his hair out, there’s only one way to build the ship – brick by (Lego) brick. 

If you want to improve your financial standing, you can apply the same philosophy – take small steps, one at a time. In this episode, Michael and Dallas discuss what those initial small steps should be.

For more information, please visit www.mo50.com.au

What do you see yourself doing when you retire? Going on holidays? Fishing? Taking mid-afternoon naps on the couch? All of those things sound amazing, but could you do them for 33 years straight?

In this episode, Dallas and Michael will get you thinking about the many years of retirement that we are lucky to get these days.

For more information, please visit www.mo50.com.au

Have you ever thought about when you’re going to die? It’s probably not something most of us think about often. Yet when we have meetings with clients, many are quick to tell us they’ll be dead by 80. The statement can lead to some awkward laughter; however, the reality of how long you’re likely to actually live and how much money you’ll need might seem more grim than the thought of dying before 80. There’s nothing grim about this episode, though – listen to Dallas and Michael discuss how life expectancy affects retirement.

For more information, please visit www.mo50.com.au