Just like in racing, it may seem like you've landed yourself a win, however, things can change unexpectedly and leave the results out of your favour.  For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

The media loves to tell you how badly you need to get out, but never give you any accurate details. In fact, when it comes to listening to the fearmongering that the media and so-called industry experts spread, more harm is done than good.

For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

Michael and Dallas discuss a few reasons as to why being invested in balanced funds are not in the best interests of retirees. These disadvantages range from the investment strategy being more invested in cash than you may be able to afford, to not being to determine where you draw your income from during periods of low prices.  For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

Michael & Dallas discuss the huge difference between the financial position of a person who has & who does not have "thoughtful, considered & delayed spending". Impulse buying can be detrimental to your retirement savings; keep in mind, it's not the small costs that have this impact, it's the LARGE purchases.

For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

Investing your money in the right assets and having those dividends reinvested has a HUGE impact on what your future retirement savings look like. For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

Your life is full of personal milestones, and your retirement plan is built with goals that you need to meet. So, when it comes to reaching your retirement, the time is yours to enjoy. You need to become comfortable with the idea of there being no "next thing" or you need to find something that helps you feel valuable. 

For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

It's important for your investable assets to have a job i.e. to grow your wealth or to remain as a buffer in case of volatile times. A lot of investors have this down pat when it comes to their assets outside of superannuation, but they have no idea about the asset allocation of their superannuation. If you have a significant cash buffer outside of superannuation, it may be worth having a look at how your superannuation is invested (especially if you have a pre-mixed option, such as conservative or balanced).

For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

When sellers in the share market or any market (e.g. fruit market) outweigh the number of people willing to buy, then the price will need to reduce in order for someone to sell that share. However, if you do not have any plans to sell during that particular time, the volatility (reduced selling price) should not even be relevant to you and your shares.

For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

Michael speaks to Dallas about the power of consistently making small incremental moves towards your retirement plans rather than feeling the need to overextend yourself and risking derailing your retirement.

For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].

The role of media is to serve those tuning in with stories that will keep them coming back, 9 times out of 10 it is a horror story of some sort because this is what keeps people coming back (especially when it comes to the economy). This paints a negative picture of the future, even though life is generally getting better for the world. For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at [email protected].