Money Party

If you’re considering refinancing your home, looking to buy a new home, or wanting to buy a new car before you get your mortgage, then this is the party for you!!

We invite Jacky Gaer, a Sr. loan officer who’s been in the biz for many years, to talk with us about all things mortgages.

She informs us how important the relationship between your agent and your lender is when buying or refinancing your home while also uncovering the mystery behind underwriters.

Jacky surprises us with down payment information that NO ONE talks about that might help you realize you can actually buy that home, and she explains what debt to income ratio is and how it plays a role in your approval amount.

In fact, she’s straight up, and she gives us many gems that will help you navigate the buying process.

If you are interested in Jacky's services or want to connect with her, see the links below.

Website: www.guildmortgage.com/jackygaer
Facebook: www.facebook.com/jackygaerMLO
Instagram: @mortgagejacky

Whitney Fenton is our party guest today. She’s a virtual health coach and yoga instructor, but what caught our attention was that she is also a Networking Marketing Guru who is in the top 1% of her company. We dive into the big question…Is multi-level marketing a pyramid scheme? We discuss the stigma of an MLM and the impact it tends to have on family and friends. And for those who are looking to start network marketing or are already doing it, Whitney provides tips on how to be successful with what to do and what not to. 

To connect with Whitney, get info on her services, or check out her rad shop and get $25 off, click below.

IG: @TheFitWhit 

FB: www.facebook.com/thefitwhit

Website: WhitneyFenton.com Code SHARE25 for $25 off your first order 

Email: [email protected]

We talk with Sandra Kushner, a licensed marriage and family therapist specializing in many mental health areas, but what caught our attention was that she works specifically with millennials. So, we invited her to the party to talk about millennials and money.

She defines the different groups of millennials and the impact the pandemic and the 2008 recession had on them. We discuss how millennials change their behaviors to keep with a superficial lifestyle, and we have a small talk around psychedelics. 

If you’d like to connect with Sandra, check out her podcast, or are interested in her services, click below.

IG: @Meridian.counseling & @unifyla
Website: www.meridian-counseling.com
Podcast: https://podcasts.apple.com/us/podcast/guiding-compass/id1405418456

Other mentions: 
Book: The Artist Way by Julia Cameron

We talk about money and anxiety with  Kimberley Quinlan, a licensed family therapist specializing in anxiety and many other disorders.

We dig into what anxiety is, where it comes from, whether it’s environmental or genetic, and symptoms to look for to identify if you have it. We touch on kids and money, and Kimberley suggests one simple thing you can say to the kids when asking you to buy them something. At some point, we talk about how sex and money are very similar. 

To connect with Kimberley, get info on her services, or pre-order her book, click below.

IG: @kimberleyquinlan 
Website: cbtschool.com 
Facebook: https://www.facebook.com/KimberleyQuinlanCBTschool
Book Pre-order: https://www.amazon.com/Self-Compassion-Workbook-OCD-Difficult-Emotions/dp/168403776X/ref=sr_1_1?dchild=1&keywords=Self+compassion+kimberley+quinlan&qid=1621220523&sr=8-1

Other mentions: 
Book-Total Money Makeover by Dave Ramsey

With money being a huge element of life, we invited life coaches Jesse and Lisa Ferrell to talk with us about money. Jesse and Lisa started life coaching way before Google and Youtube and have spent 183,000 hours of coaching and inspiring others by freeing them from their concerns while striving to break through to success.

We listen to Lisa’s personal experiences with career transitions and how Jesse helped her and many others cross that bridge. We dive into ones worth and how people will pay what they think you’re worth vs. what you think you’re worth. Jesse touch’s on the idea of getting yourself a “no touchy account” and the benefit it adds to your life. 

To connect with Jesse & Lisa, get info on their services, or order their book, click below.

https://www.thebreakthroughsuccessplan.com/
https://jesstalk.com/
Facebook: https://www.facebook.com/jesstalkinspires
IG: @jesstalkinspires

Engage with the Money Party Podcast here: https://linktr.ee/moneypartypodcast

We talk with Matt about a societal shift of ownership to access and how it impacts your assets. Matt believes  “Big Think” will change the world and what that means. And he walks us through his  8 steps to financial freedom, from defining it and believing you deserve it to investing your money. Oh, and…Don’t be surprised if you walk away craving your favorite bowl of cereal.

Links Mentioned in the show:
Get the 8 Steps: policyengineer.com/financialfreedom
Strangest Secret in the world: https://www.youtube.com/watch?v=NbBHR_CD56M
Gary Vaynerchuck: https://www.youtube.com/watch?v=hSjNhtk-Yik

If you’d like to connect with Matt and start working on the 8 steps, click below for access.

IG: @thepeoplesadvisor 
Facebook: thepeoplesadvisor
LinkedIn: https://www.linkedin.com/in/mattfranchina/, 
Email: [email protected]
Website: policyengineer.com

Engage with the Money Party Podcast here: https://linktr.ee/moneypartypodcast 

We discuss the importance of paying yourself before you pay the IRS from 401K plans to HSA and how to make box 2 work for you. We dive into why we stress leading up to getting taxes done then realizing it's not all that bad. As business owners, she reminds us why co-mingling isn’t the best idea, and she explains what ordinary and necessary means for business write-offs. 

**A note to our listeners: This episode was recorded before the announcement of unemployment payments being tax-free up to $10,200. Keep that in mind when we talk about the pandemic and the impact taxes had on unemployment.

Links Mentioned: https://www.irs.gov/

If you’re interested in Jenn’s services, click below for access.

Zischke, Walker & Hill Tax Preparation Ltd.
Ferrari Bookkeeping Services Inc. 
[email protected]
[email protected]
Office number: 702-294-1113

Engage with the Money Party Podcast here: https://linktr.ee/moneypartypodcast

Shelby and Lee sit down together and get financially naked. Over the 15 years they have been married, and this is their first time dissecting their financial mindset, perceptions, and money goals. Shelby talks about where her scarcity mindset comes from, and Lee dives into his first pair of Eagles. Although they grew up differently and had different views and beliefs about money they found that some of their goals align.

Engage with the Money Party Podcast here: https://linktr.ee/moneypartypodcast

Everyone wants to be financially free, but what stands in the way maybe a lack of financial education, how we feel and think about money, or living a lifestyle we can’t afford. On the Money Party, we will dive deep into all things money.

https://linktr.ee/moneypartypodcast     

Money Advice | Investing | Saving | Retirement | Finance | Budgeting | Financial Freedom | Money Mindset