#64: Dave Ramsey announced changes to the Financial Peace University (FPU) course in a live webinar on June 5th, 2012. Not only have the videos been re-recorded but the curriculum has some exciting new changes. For more, visit the list at https://moneyplansos.com/sos064-dave-ramseys-new-fpu/

#63: My theoretical budget spreadsheet shows you where the opportunities lie in your budget. To download the spreadsheet, visit this original post at https://moneyplansos.com/sos063-a-theoretical-budget/

#62: I used a "Break Even Formula" to see if refinancing our house would make sense when closing costs could be recovered by the interest saved on the loan. A listener asked if they could use the same analysis to compare insurance and deductibles. For more information, go to https://moneyplansos.com/sos062-using-a-break-even-analysis-for-lower-insurance-and-higher-deductibles/

#61: Don't make it easy for them! Follow these 8 tips to make your identity harder to steal! These steps can not guarantee your ID will never be stolen, but following these common-sense tips can help make your ID harder for someone to steal. For a full list and show notes, visit https://moneyplansos.com/sos061-how-to-make-your-id-harder-to-steal/

#60: A listener sent in a question about investing while he's in debt. He makes a great case study for us to examine if there is a one-size-fits-all get-out-of-debt plan, or not? To read his letter or learn more about investing while paying off debt, visit https://moneyplansos.com/sos060-to-invest-or-not-to-invest/

#59: The path to becoming wealthy is to save, invest, and live on less than we make. Using other people's money is expensive and is eroding our ability to become financially independent. It's keeping the middle class in the middle class. For more information and a full rundown on everything mentioned in this episode, visit https://moneyplansos.com/sos059-financial-products-that-keep-the-middle-class-middle-class/

#58: Couponing is not just cutting pieces of paper out of your local ads, it involves shopping, travel, and seeking out great values to help you stretch your dollar. Saving money with coupons is wise. Do you realize all the costs involved? Jenny Kerr from TheJennyPincher.com shares her experiences of buying things she didn't even need just because she got a deal! For more information, visit the show notes at http://moneyplansos.com/sos058-is-couponing-worth-the-time/

UPDATE: Perkstreet is no longer in business. To hear more about what caused them to close, listen to Episode 120 "What happened to PerkStreet" or visit https://moneyplansos.com/what-happened-to-perkstreet-mpsos120-podcast/

#56: What do you do when 99% of high school seniors don't know what a ROTH IRA is? You start a MOVEMENT! That's what Jeff Rose did - and I'm part of The Roth IRA Movement. For more information, visit the show notes at https://moneyplansos.com/sos056-jeff-rose-starts-a-roth-ira-movement/

#55: Zac Bissonnette, Jon White, Jackie Walters, and Brent Pittman discuss the Student Loan Forgiveness Act of 2012 that is being put in front of Congress. For more information, visit the show notes at https://moneyplansos.com/sos055-forgiving-student-loans-hr-4170/