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Are we currently in a recession? Are you thriving or just surviving?

A recession can be defined as a sustained period of weak or negative growth in real GDP (output) that is accompanied by a significant rise in the unemployment rate.

Gross domestic product is a monetary measure of the market value of all the final goods and services produced and sold in a specific time period by countries. Due to its complex and subjective nature this measure is often revised before being considered a reliable indicator.

During a recession, unemployment rates go up because companies start cutting their workforce in order to handle the challenges of decreased spending from consumers. The employment market turns bleak — there's less hiring, more layoffs and fewer financial incentives offered to current employees, like bonuses and raises.

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What is Financial Imposter Syndrome?

-What are Money Blocks?

-Where does Financial Imposter Come From?

-How does it show up in Black people?

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Do you deal with colorism?

** Discrimination based on skin or hair color, also known as colorism, or shadeism, is a form of prejudice and/or discrimination in which people who share similar ethnic traits or perceived race are treated differently based on the social implications that come with the cultural meanings that are attached to skin color.

** European imperialists are often blamed for bringing the "lighter skin is righter" mentality to indigenes of colonized lands in Africa and Asia. Critics of this mental colonization don't always acknowledge in the same breath that many North African and Asian cultures had placed a premium on light skin PRIOR to European exposure. Indian folk songs praised the beautiful woman who has "the color of butter" (Indian butter is white, not yellow). Pre-colonial Indonesian women used plant-based skin treatments to make their complexion pale.
“Color Struck” is an old saying among African-Americans that refers to individuals who believe that a lighter complexion and European features represent the epitome of beauty and desirability. Past research indicates that marriage is less common among darker skin women (Bodenhorn 2006). In particular, Hamilton et al. (2009), in a study of 329 young black women found that light skin tone was associated with approximately a 15 % greater probability of marriage.

Researchers have examined colorism—or the preference for lighter skin over darker skin—primarily as it pertained to women, but little research existed regarding men.
Skin color is one device for assigning people to a racial category. Race is the social meaning attributed to that category. It is a set of beliefs or assumptions about individuals falling within a particular racial group.

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In this episode, we sit with ordained Pastor, @StephanJThurston of New Covenant on Chicago's southside.

This progressive Church leader talks about:
- Church and leadership
- Passing the torch
- The LGBTQ+ community
- Social media

We even ask:
1-What does the Church offer that is not found in other forms of spirituality?

2-Is Church providing solutions appropriate to what we are experiencing in society?

3-Have you studied other faiths?

4-What problems does Church solve?

5-How far away are we from how worship/church was approached in ancient Africa?

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In this episode of Money Sex Gen X, Eric and Big Stew shine a spotlight on the nonprofit sector—breaking down how mission-driven organizations can raise serious money without losing their soul. From community churches to grassroots orgs, they explore the real deal behind nonprofit funding, donor engagement, and moving from scarcity to sustainability.

You’ll learn:

• Why many nonprofits stay broke—and how to shift that mindset
• The difference between fundraising and development
• How to use storytelling, events, and relationships to grow your donor base
• The biggest mistake small nonprofits make with grant writing
• Why you must treat your nonprofit like a business (because it is!)

💥 Whether you're running a neighborhood youth program or dreaming of building a school, this episode offers real talk and practical gems to help you lead with impact and financial confidence.

📍 Tap in and share with your favorite nonprofit leader—because doing good shouldn’t mean going broke.

#NonprofitLeadership #MissionDrivenMoney #MoneySexGenX #BlackLedNonprofits #SocialImpact #FundraisingTips #GenXVoices

DO NOT-FOR-PROFIT ORGANIZATIONS STILL MAKE SENSE FOR BLACK PEOPLE?

We wanted to discuss this today because not for profits—organizations weren’t geared toward profit but trying to improve life for a certain group of people and they provided the framework for Eric McLoyd (E-Money) to start helping people launch for-profit organizations.  

Some of the questions we will ask during this conversation are:

1. What really goes into starting a non-profit?
2. Should black people be doing not for profits? In regards to wealth (foundation for a tax write-off?)
3. Are non-profits important for our culture?
4. What are some of not so pleasant experiences you’ve had in non-profits?
5. What are some wins you have had in the not-for-profit space?

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🎙️ Episode: The Power (and Responsibility) of Politics

In this episode, we dig into what it really means to be politically engaged — beyond the headlines and hashtags.

Our guests, Alani Brown and Maze Jackson, join us for a raw and practical conversation about the everyday ways we all participate in politics — whether we realize it or not.

We explore questions like:

• What is the true definition of politics?
• How do ordinary people show up politically — from attending city council meetings to running for office?
• Does watching political commentary on TV actually count as engagement?
• What’s at risk when we don’t get involved?
• And who’s most likely to step up — those who feel threatened, or those who want to change the system?

💡 This episode challenges listeners to rethink civic engagement and recognize the power in their own voice.

🎧 Tune in to Money Sex Gen X for a grounded, culture-shifting take on politics, participation, and the people behind the process.

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Money Sex Gen X Podcast – Season 5, Episode 2
“Should You Be Celibate?”

In this thought-provoking episode, Eric Mc and Big Stew sit down with special guest Lady Hope, a luxury pedicure provider and creator of Opulence body care products, who has been practicing abstinence for 15 years. Together, they unpack the difference between celibacy and abstinence, the concept of soul ties, and why casual sex may carry deeper consequences than most people realize.

The conversation gets real as the hosts share their own journeys of abstinence, talk through cultural pressures on Black men and women, and debate whether waiting until marriage puts relationships at risk—or strengthens them. Lady Hope also brings her faith-based perspective, reminding listeners that sex is spiritual first, physical second.

From personal testimonies to devil’s advocate questions, this episode challenges long-held beliefs and offers practical life game for anyone wrestling with intimacy, discipline, and identity in today’s hookup culture.

🎧 Tap in for a mix of honesty, wisdom, and a few laughs—Gen X style.

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A conversation many people are not having. Many GenXers and parents of other generations have kept this conversation pretty quiet... but sometimes our kids respond to us as if they HATE us.

Is it all their fault? Is there something we've done to contribute to their hate for us as parents?

We're digging all the way in on this episode of Money, Sex, GenX.

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🎙️ Episode Title: How to Run Your Family Like a Million Dollar Business
📅 Season 5, Episode 1
🎧 Show: Money Sex Gen X Podcast

Description:
In this season opener, Eric McLoyd and Big Stew kick off Season 5 with a groundbreaking conversation: what if you approached your family like a startup? From setting a family vision to assigning roles like CEO, project manager, and even Chief Visionary Officer, this episode breaks down the systems, values, and structure needed to build generational wealth and intentional legacy.

You’ll hear:
✔️ Why “family as a business” isn’t about money—it’s about mindset
✔️ The power of shared calendars, family meetings, and org charts
✔️ How to vet life partners like you vet co-founders
✔️ What to do when your spouse isn’t the visionary
✔️ Real-life examples from the hosts’ households and iconic families like the Jacksons and Master P’s

This episode is rich with life game, transparency, and strategies you can use today to move your family forward.

Call to Action:
🎯 Drop a comment: Are you the CEO of your family? Or is someone else running the show?
📲 Subscribe, like, and share if this episode sparked something in you.

#LifeGame #MillionDollarFamily #GenX #BlackFamilyBusiness #MoneySexGenX

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🎙️ Episode Title: 10 Things They Don’t Tell You About Real Estate

In this eye-opening episode, Eric and Big Stu break down the real real estate game—the stuff they don’t put in the brochures or YouTube ads. From how rappers are flipping neighborhoods to why renting might actually be the smart move, this is a must-listen if you’ve ever thought about owning, investing, or flipping property.

You’ll learn:
✅ The truth about mortgages vs. notes
✅ How developers use other people’s money
✅ Why “passive” real estate income is possible without owning a home
✅ What a 1031 exchange is—and why it matters
✅ The emotional vs. economic value of homeownership
✅ Why real estate is marketed harder than stocks
✅ And how Kanye West, Jay-Z, and Juicy J factor into this conversation

Plus: Big Stu shares his early days as a realtor, Eric drops law firm-level knowledge, and both hosts give you real-life strategies to make smarter moves—whether you’re renting, buying, or just watching from the sidelines.

💰 Real estate decoded. Gen X style.
Tune in, take notes, and start building your own blueprint.

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