It's tax time in America and all are scurrying around getting their taxes completed and submitted to the IRS. Most of us anyway. The IRS has more power than any other Govt. organization, I think. I can tell you stories of the clients I have met along the way. 86,000 new agents are no laughing matter.

The time of year has arrived and people are rushing to meet the IRS deadline to file your taxes. They are by far the most powerful of Government agencies. I have heard lots of horror stories with the IRS. Reminds me of a client many years ago. Listen up learn a lesson.

Go figure, a way to fund college and then pay it back and create tax free retirement income. "What did you Say?" That's right planning that works for you and not the financial institutions. This has been around for a hundred years, and no one figured it out.

If we lose money unknowingly and unnecessarily, what can we do?

The process of how we save and spend is taught to us by our parents to some degree and mostly from advertising and some from our peers. The only winners I see are those who think for themselves and do research to find answers and truth,

Things are changing so fast around us it's like Tic Tac Toe and they changed the rules we have all known. Only after we lose do we question instead of questioning up front. Do You truly understand the decisions your making is in your best interest or the one selling you?

The hardest thing we all need to be doing is taking control of our money.

Systems must be created to allow you to continue to save money other than in a 401K or IRA. This only adds to your debt demand. Think about it when you have no access to your own money you must borrow. This is a losing strategy.

We are at war with China as I write this note. Our Financial Future is at war with our current Lifestyle, Let me explain this for those who really want to know. I am very concerned when I pick up any Item and see where it is manufactured. Made in Chine! What would you do if all that stopped being available? Think about it!

Knowing the probability is important because this gives you the incentive or disincentive to do what you need to do to win the game. This is a game folks, and knowing how to play and the rules of play are critical to your success. Let me share some of the rules.

How you think is the best indicator as to the results you will get financially in your future, furthermore, thinking will effect everything in your future. It is so important to control how you think about stuff and avoid all SNIOPS. What is that you say? The Significant Negative Influence of other People!

The answer lies in what we are told to believe. we are no longer instructed on HOW to Think we are told WHAT to think. Therein lies the biggest problem. we do not accept alternative suggestions of processes even if they have worked for decades. The financial world spends billions on advertising to change your beliefs.