We must figure out where we are going before we start our journey. Thinking

the path through first is essential for a successful journey. Life is a

journey, and we are on that path all our lives. Today we will talk about how

to develop that path with surety and positive expectation.

We have politicians in America that see no future. They are spending money

that won't exist for decades and then some. Why do they feel they can just

spend, spend, spend, and never have to pay the money back. What created this

thinking? I has to stop or there will be no tomorrow for America.

In the recent years we have seen several banks fail and be taken over by the federal Reserve. This I believe in their own makings by the way they have raided interest rates. The rising interest rates cause bond values to drop. This is the core reserve the banks have. When this reserve reduces below their required reserve level they are in default.

If 95 % are ending up dead or dead broke, what is the chance I will get the truth? The correct information is is conflict because the Financial World makes money on your money only if you do it their way. Think about it, their way simply gives them all your money, more ongoing, they keep control a long time, and give little back. That doesn't sound like a plan for your success!

In my 48 years working in the Financial Services industry, I was blessed to meet a man 35 years ago that changed my life. He continues to do so even today. I am launching the Greatest Financial Education program in the financial industry. Already fully adopted by several US Colleges including the University of Florida. You have access to the college Curricula here.

Hi Everyone, today we look at the 30,000-foot view of where we ae and where we are headed. This includes the January 6 riots at the Capital. All these events and outcomes create challenges for us. The politicians play their own game. This is my theory of what and why things happened as they did.

There is so much going on right now it's hard to explain it all. The Federal Reserve is currently in default and making decisions for their survival not ours. The interest rates have gone from .25% to 5.25% and now they are talking about lowering the rates. I ask why since inflation is not controlled and not gone away!

Are we asking ourselves the right questions about our finances and future retirement plans. I think not. We must be prepared to find answers to the 4 most important questions. listen up to find out and learn how to fix the problems.

What habits of finance have you been taught? The ones that make the financial world richer or the secret ones to enhance your financial future. This is a real challenge, many things we are taught not only by our parents (who were taught by the financial world). People of influence have a huge impact on our decisions making process.

The secret is so simple that people just don't believe it. It all starts with us. Faith, Belief, and Action that requires us to set goals.