Have you ever looked up and wondered, "How did I get here?"

The truth is, most of us don't intentionally neglect our faith, our family, our finances, or our calling...

We simply drift.

In Episode 118 of Prosper in the Kingdom, Wendy and I discuss why the biggest difference between the life you have and the life you want isn't talent, opportunity, or even hard work...

It's intentionality.

We'll explore a simple principle that has shaped my life for years: prepare before the door opens. Whether you're pursuing Christ, strengthening your marriage, building wealth, or preparing for your next opportunity, the decisions you make today often determine the opportunities you'll be ready for tomorrow.

We're also excited to introduce a new format for Prosper in the Kingdom!

We'll now alternate between two types of episodes:

🏡 Notes From the Kitchen Table – Honest conversations about faith, family, finances, work, and living with biblical purpose.

📚 Business Growth Lab – Practical leadership insights, business strategies, and book discussions designed to help entrepreneurs and professionals grow personally and professionally.

The Business Growth Lab is completely FREE to attend virtually! Join us live, ask questions, and engage in the discussion. You'll find upcoming dates, meeting links, and more information inside the Prosper in the Kingdom Community on Facebook.

Our mission hasn't changed: helping you become healthy, wealthy, and wise... God's way.

🎧 Listen to Episode 118 today, and then let us know in the comments:

Where do you need to be more intentional this week?

#ProsperInTheKingdom #Podcast118 #NotesFromTheKitchenTable #BusinessGrowthLab #BiblicalStewardship #FaithAndFinance #ChristianLeadership #IntentionalLiving

Have you ever stopped to wonder if your financial decisions actually fit together?

Most of us have access to more financial information than ever before. Podcasts, YouTube, social media, books, and conversations with friends all offer valuable advice. But collecting good ideas isn't the same as having a plan.

In this episode, Jon and Wendy explore why so many families end up with what Jon calls a "duct tape financial plan" and why true financial stewardship requires seeing the whole picture, not just individual pieces.

Using the timeless story of the blind men and the elephant, they discuss the difference between knowledge, understanding, and wisdom, and how a holistic financial strategy can bring clarity and confidence to your financial decisions.

• Why good financial advice can still leave you feeling uncertain
• The difference between collecting information and building a strategy
• What a "duct tape financial plan" looks like
• How biblical wisdom helps us see the bigger picture
• Why every financial decision should support your overall purpose and goals

Proverbs 24:3-4 (ESV)

"By wisdom a house is built, and by understanding it is established; by knowledge the rooms are filled with all precious and pleasant riches."

Before looking for your next financial tip, take inventory of what you already have.

Gather your savings, investments, insurance, debt, retirement accounts, and estate documents. Then ask yourself one simple question:

"Do all of my financial decisions work together toward the life I'm trying to build?"

Sometimes the greatest breakthrough isn't learning something new.

It's finally seeing the whole picture.

🌐 Prosper in the Kingdom

https://www.prosperinthekingdom.com

📖 Download Your Free Safe Money Roadmap

https://www.safemoneyroadmap.com

🤝 Join the Prosper in the Kingdom Facebook Community

https://www.facebook.com/groups/prosperinthekingdom

🎙 Subscribe for new episodes every Wednesday as we explore biblical stewardship, wealth building, leadership, and practical strategies to help you create lasting financial freedom.

Helping Families. Building Leaders. Creating Freedom.

#ProsperInTheKingdom #NotesFromTheKitchenTable #FaithAndFinance #BiblicalStewardship #FinancialPlanning #PersonalFinance #ChristianLeadership #WealthBuilding #MoneyManagement #FinancialWisdom

Prosper in the Kingdom • Episode 116

If I asked you whether protecting your family is important...

I'm guessing you'd answer, "Absolutely."

But if I asked whether you have the legal documents in place to protect them if something unexpected happened tomorrow...

Would your answer be the same?

Over the past fifteen years, Jon has asked hundreds of families about their estate plan. Almost everyone agrees it's important. Yet only a small percentage have actually completed one—and many of those haven't updated their documents in years.

Why?

Because most people think estate planning is something only wealthy families need.

At Prosper in the Kingdom, we believe it's something much bigger. That's why we call it Legacy Protection Planning—because this isn't just about your assets. It's about protecting the people you love.

In this episode of Prosper in the Kingdom, Jon Cleaver and Wendy Lee discuss the four essential legal documents every adult should have, why every parent of an 18-year-old needs to understand how the rules change, and how biblical stewardship includes preparing your family for life's unexpected moments.

• Why we call it Legacy Protection Planning instead of Estate Planning

• The Four Essential Documents Every Adult Needs

• The common myths that keep families from taking action

• What every parent of an 18-year-old should know

• How preparation today creates peace of mind tomorrow

• Why protecting your family is one of the greatest acts of stewardship

One of the greatest gifts you can leave your family isn't simply wealth.

It's clarity.

Because Legacy Protection Planning isn't about preparing for your death.

It's about loving your family enough to prepare for life without you.

📅 Wednesday, July 23

🕣 8:30 PM Eastern / 5:30 PM Pacific

We'll walk through the Four Essential Documents Every Adult Needs, explain why they matter, and answer your questions in plain English.

👉 Register here:

https://links.prosperinthekingdom.com/widget/form/uxhTuOXR7g20KcvZAQLG?assigned_agent_email=joncleaver@pitkcoaching.com

Continue the conversation with a growing community committed to becoming healthy, wealthy, and wise through biblical stewardship and practical financial education.

👉 https://www.facebook.com/groups/prosperinthekingdom

If today's episode encouraged you, please subscribe, leave a review, and share it with someone you love.

Remember... stewardship isn't only about building wealth. It's also about protecting the people God has entrusted to your care.

#ProsperInTheKingdom #LegacyProtectionPlanning #ChristianWealthRevolution #FinancialStewardship #EstatePlanning #FamilyLegacy

Prosper in the Kingdom • Episode 115

A book changed my life.

Not because I read it.

Because I finally did something with what I learned.

In today's world, we're surrounded by financial information. Books, podcasts, YouTube videos, online courses, AI, and social media have made learning easier than ever. Yet despite having more access to financial education than any generation before us, many families still feel stuck.

Why?

Because information alone doesn't change your financial future.

Implementation does.

In this episode of Prosper in the Kingdom, Jon C and Wendy Lee discuss why so many people become lifelong consumers of financial content without ever experiencing lasting financial transformation. Jon shares the story of how Rich Dad Poor Dad changed the trajectory of his life, why the real lesson had nothing to do with real estate, and how one shift in thinking led him from depending on a paycheck to pursuing financial freedom.

If you've ever found yourself reading another book, watching another video, or waiting until you know "just a little more" before taking action, this episode is for you.

• How one book changed Jon's financial future

• The difference between financial knowledge and financial wisdom

• Why most people don't have an information problem—they have an implementation problem

• The role of biblical stewardship in building long-term wealth

• Why no one cares about your family's financial future more than you do

• The simple framework: Learn. Apply. Repeat.

The goal isn't to become a financial expert.

The goal is to become a faithful steward.

Because the families who build lasting wealth aren't necessarily the ones who know the most.

They're the ones who consistently act on what they know.

📍 Get Your FREE Safe Money Road Map

https://www.safemoneyroadmap.com

📍 Join the Prosper in the Kingdom Community

https://www.facebook.com/groups/prosperinthekingdom

📍 Connect with Jon Cleaver

https://www.joncleaver.com

Follow Prosper in the Kingdom:

Instagram:

https://www.instagram.com/prosperinthekingdom/

Facebook:

https://www.facebook.com/profile.php?id=61562726974640

If today's conversation encouraged you, please subscribe, leave a review, and share this episode with someone who is ready to stop collecting information and start building a lasting financial legacy.

Information fills notebooks. Implementation changes family trees.

#ProsperInTheKingdom #ChristianWealthRevolution #FinancialStewardship #FinancialFreedom #FinancialLiteracy

What if one simple question could change the direction of your financial future?

In this first edition of Notes From the Kitchen Table, Jon Cleaver and Wendy Lee discuss the question Jon has asked hundreds of couples over the past two decades:

"Are you where you thought you'd be financially at this point in your life?"

It's a question that often leads to silence...and then an honest conversation.

In this episode, Jon and Wendy explore why so many hardworking middle-class families feel financially behind, why retirement is really a math problem—not an age—and why financial freedom begins with knowing where you stand today.

If you've ever found yourself saying, "I thought we'd be further along by now," this conversation is for you.

• Why one simple question changes almost every financial conversation.
• Why hardworking families often feel behind despite doing everything "right."
• The difference between working hard and building financial freedom.
• Why retirement isn't determined by your birthday—it's determined by your numbers.
• The two variables that determine every retirement plan: Time and Money.
• Why most families spend more time planning a one-week vacation than twenty years of retirement.
• How the 3M Framework helps families Make More, Manage Better, and Multiply Wisely.
• Why the first step toward financial freedom is simply knowing where you stand today.

🎯 Download your FREE Safe Money Road Map

https://www.safemoneyroadmap.com

📘 Continue the conversation in our Prosper in the Kingdom Facebook Community

https://www.facebook.com/groups/prosperinthekingdom

Prosper in the Kingdom exists to help hardworking families build financial freedom through biblical stewardship, practical wisdom, and intentional planning—so they can live with greater peace, purpose, generosity, and legacy.

Hosted by Jon Cleaver & Wendy Lee

Until next week...keep building your legacy, one wise decision at a time.

Prosper in the Kingdom • Episode 113

Have you ever wondered if you're actually on track financially?

You're working hard. Contributing to retirement accounts. Paying your bills. Raising a family. Trying to make smart financial decisions.

Yet millions of middle-class families still feel uncertain about their financial future.

They wonder if they're saving enough, investing correctly, prioritizing the right goals, and making progress toward financial freedom. Despite having more access to financial information than ever before, many people still struggle to find clarity and confidence in their financial decisions.

In Episode 113 of Prosper in the Kingdom, Jon C and Wendy Lee explore what they call The Middle-Class Gap—a challenge facing millions of hardworking Americans who are trying to build wealth while navigating an increasingly complex financial world.

This conversation dives into why so many families feel overlooked, confused, or underserved when it comes to financial planning and why financial education may be one of the most important missing pieces in long-term financial success.

Whether you're building your first emergency fund, preparing for retirement, paying off debt, growing your investments, or simply trying to make better financial decisions, this episode will help you think differently about your financial journey.

✔ Why many middle-class families feel overlooked by traditional financial planning

✔ The difference between building wealth and managing wealth

✔ Why financial education creates confidence and better decision-making

✔ The questions most families have about money but rarely get answered

✔ How cash flow, taxes, investing, insurance, and retirement planning work together

✔ Practical steps to gain more clarity and confidence in your financial future

Financial confidence doesn't come from knowing everything.

It comes from understanding enough to make informed decisions and move forward with purpose.

Get your complimentary Safe Money Road Map and begin creating a personalized strategy to Make More, Manage Better, and Multiply your money.

👉 www.SafeMoneyRoadMap.com

Looking for ongoing financial education, encouragement, and practical wealth-building conversations?

Join our free Prosper in the Kingdom Facebook Community and connect with other individuals and families who are committed to building financial confidence and creating lasting wealth.

👉 https://www.facebook.com/groups/prosperinthekingdom

If you found this episode valuable, be sure to subscribe, share it with a friend, and leave a review to help us reach more families seeking financial clarity and confidence.

#ProsperInTheKingdom #PersonalFinance #FinancialPlanning #MiddleClass #WealthBuilding #FinancialEducation #RetirementPlanning #MoneyManagement #FinancialFreedom

Prosper in the Kingdom • Episode 112

What would happen if your primary source of income disappeared tomorrow?

Would your family be okay for a month? Three months? Six months?

Most people don't think about these questions until they're forced to. Yet layoffs, AI, corporate restructuring, and economic uncertainty have become a normal part of today's economy.

For generations, Americans were taught that job security came from finding a good company, working hard, and staying loyal. While hard work still matters, the reality is that true financial security comes from having options.

In Episode 112 of Prosper in the Kingdom, Jon C and Wendy Lee introduce the concept of the Corporate Parachute - a practical framework designed to help individuals and families create financial flexibility before they need it.

Whether you're an employee, entrepreneur, business owner, or simply someone looking to strengthen your financial future, this episode will challenge you to think differently about income, security, and preparation.

• Why job security isn't what it used to be
• The hidden risk of relying on a single source of income
• The common excuses that keep people stuck
• Jon's personal experience of being laid off three times
• Five practical ways to build your own Corporate Parachute
• A biblical perspective on preparation and financial stewardship

The goal isn't to live in fear.

The goal is to live prepared.

Because the reality is, the best time to build a Corporate Parachute is before you need one.

Get your complimentary Safe Money Road Map and begin creating a personalized strategy to Make More, Manage Better, and Multiply your money.

👉 www.SafeMoneyRoadMap.com

If you found this episode valuable, be sure to subscribe, share it with a friend, and leave a review to help us reach more families seeking financial clarity and confidence.

#ProsperInTheKingdom #PersonalFinance #FinancialPlanning #WealthBuilding #MultipleIncomeStreams #FinancialFreedom #Stewardship #CorporateParachute

The Most Dangerous Financial Habit Nobody Talks About (It's Not Debt)

Prosper in the Kingdom • Episode 106

What if the biggest threat to your financial future isn't debt?

What if it isn't inflation?

What if it isn't taxes, a market crash, or even a lack of income?

What if the most dangerous financial habit in America is simply accepting "normal" without ever questioning where it leads?

Most people don't intentionally choose their financial life.

They inherit it.

They inherit beliefs about money, spending habits, financial assumptions, and ideas about success from family, friends, culture, and social media.

The problem?

Normal and wise are not always the same thing.

In Episode 106 of Prosper in the Kingdom, Jon C and Wendy Lee challenge one of the most overlooked dangers in personal finance: financial autopilot.

They discuss why so many people feel stuck financially despite working hard, how common financial behaviors often become invisible, and why true financial freedom has less to do with making more money and more to do with making decisions from a position of purpose instead of pressure.

If you've ever felt like you're doing everything you're supposed to do but still aren't making the progress you hoped for, this episode will challenge the way you think about money, stewardship, and the future you're building.

In This Episode, We Cover:

• The real villain behind many financial struggles

• Why financial rules are not the same as financial wisdom

• The hidden danger of accepting "normal"

• How financial autopilot quietly impacts your future

• The question that can transform almost every financial decision

• Why financial freedom is really about having more options

• How to move from pressure-driven decisions to purpose-driven stewardship

Most people don't need another financial rule.

They need a better framework for making financial decisions.

Because the goal isn't merely to accumulate wealth.

The goal is to build a life where you have the freedom to make decisions from a position of purpose instead of pressure.

Next Steps:

Get your Free Financial Roadmap: https://www.safemoneyroadmap.com

Join the Prosper in the Kingdom Community: https://www.facebook.com/groups/prosperinthekingdom

Follow Prosper in the Kingdom:

Instagram: https://www.instagram.com/prosperinthekingdom/

Facebook: https://www.facebook.com/profile.php?id=61562726974640

#ProsperInTheKingdom #ChristianWealthRevolution #FinancialStewardship #WealthWithPurpose #LegacyPlanning

Why does it feel like money is harder to hold onto than it should be?

You can earn more, work harder, and still feel like something is constantly pulling your money away from you.

In this episode of Prosper in the Kingdom, Jon C and Wendy Lee unpack a reality most people never stop to question:

Modern systems are designed to keep money moving - not necessarily growing, multiplying, or being stewarded well.

From monthly payment thinking…

to subscriptions quietly stacking…

to one-click spending and impulse-driven culture…

Most people are operating inside an environment that constantly encourages consumption while making intentional stewardship harder.

This episode is not about fear.

It’s about awareness.

And ultimately, it’s about ownership.

In this conversation:

• Why “normal” financial behavior often creates long-term pressure
• How reactive spending patterns quietly drain wealth
• What Scripture teaches about true stewardship
• The hidden danger of convenience-driven financial living
• Practical ways to begin taking control of your money again

Because awareness without action changes nothing.

Get Your Free Safe Money Road Map

https://www.safemoneyroadmap.com

Join the New Christian Wealth Revolution Community

https://www.facebook.com/groups/prosperinthekingdom

Follow Prosper in the Kingdom on Instagram:

https://www.instagram.com/prosperinthekingdom/

Listen to the full episode this week on the Prosper in the Kingdom podcast - available on your favorite platform.

#ProsperInTheKingdom #ChristianWealthRevolution #FinancialStewardship #3MFramework #WealthWithPurpose

They’re doing what they were taught. They’re earning income. They’re paying bills. They’re trying to be responsible. And yet… the pressure doesn’t go away.

For a lot of people, it actually increases.

So at some point, you have to stop and ask:

What if the path I’m on isn’t broken… it’s just not built for where I’m trying to go?

In this episode of Prosper in the Kingdom, Jon C and Wendy Lee break down a reality most people never stop to consider:

The financial system many people are following today produces dependence, not freedom.

And if you keep following it… you’ll keep getting the same results.

• Why the current system creates pressure instead of margin
• The patterns that quietly keep people financially stuck
• What it actually means to live “in the world, but not of it”
• How Scripture reframes ownership, stewardship, and responsibility
• Why the 3M Framework (Make • Manage • Multiply) creates a different outcome

It’s about recognizing the path you’re on…

and deciding if it’s leading where you actually want to go.

Because eventually, this becomes a choice:

Stay on the path you were given… or choose one that leads somewhere different.

Get your Free Safe Money Road Map and start building a clear plan for your financial future:

https://www.safemoneyroadmap.com

Follow Prosper in the Kingdom for more content on building wealth with purpose:

https://www.instagram.com/prosperinthekingdom/

Listen to the full episode this week on the Prosper in the Kingdom podcast—available on your favorite platform.

#ProsperInTheKingdom #3MFramework #FinancialStewardship #WealthWithPurpose