In today's episode we're going to break down the 3 best budgeting tools you can use in 2024 to get your finances organized and a plan that actually makes sense for you + your family.

• YNAB

  • $99/year or $15/mo

• GoodBudget

  • $70/year or $8/mo

• Banking Built in

  • Free (RBC banking - NOMI Insights)

Lindsay - reno

Meghan - enjoy status quo, more date nights + debt reduction strategy

this is NOT financial advice

Lindsay - predicts more of the same

Meghan - predicts interest rate stabilization, housing pressure,

For 2024 it is more important than ever to setup a system that gets you from where you are right now to where you want to go in the timeline that makes sense for your stage of life and family's preferences.

Today we are going to talk about how putting your money on autopilot can take stress out of your life, but also add stress if not done correctly.

3 Finance Stuff Nobody Tells You:

• always take employer matching
• not all debt is bad
• money is meant to be spent

BONUS money is meant to be talked about

Andrew Hallam "Would you spend money on this if no one else was looking?"

https://andrewhallam.com/balance/#

Wealth Advicing Steps: Investing Basics, Cashflow planning, Credit Score Pulse, Tax Free Investing, Real Estate....which is first???

Help talk about it. What 3 steps should come first? 3 of our former guests also contributed:

• Ep 18 Investing Basics with Michelle Hung
• Ep 7 Improve your Credit with Richard Moxley
• Ep 12 Do you need Life Insurance with Alyx Valdal
• YVR Mortgage Broker

Links from Richard Moxley:

• TransUnion Credit Check

  EquiFax Credit Check

LOVE IS BLIND SPOILER ALERT

Aligning money with your partner is so important. Today we go behind the scenes with Love is Blind Izzy and Stacy while they navigate integrating their financial lives when they are very different.

Ep 7: CREDIT SCORE

Natalie and Deepti: Out of the Pods

Is charging rent a valuable lesson in financial responsibility, or does it risk straining the parent-child relationship? In this reflective episode, we gently unpack the considerations and consequences surrounding the decision to introduce financial responsibility within the familial home.

'Tis the season for spreading love and creating cherished memories, and what better way to celebrate than by showering our beloved grandparents with thoughtful gifts? In this episode, we dive into the art of finding the perfect gift for grandparents, offering unique and meaningful suggestions that go beyond the ordinary.