Money Talk With Tiff

Are you concerned that lifestyle creep is silently stealing away your financial stability?

Tiffany Grant, Accredited Financial Counselor (AFC), shares her personal story of how lifestyle creep caused her credit card debt to skyrocket. Plus, she outlines her top tips on how to avoid the trap of income-driven spending.

Get the insights you need to keep your finances in check and practice sustainable living – listen now!

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany

If you are looking for guidance on how to keep your lifestyle expenses in check, I am here to assist you. Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation.

Additional Links & Resources

Budgeting Basics: How To Make a Personal Budget That Works For You

Budgets! My Favorite Topic! Learn Why!

Tiffany's Take: SMART Goals

Are you looking to become a financial educator? Don't miss out on the conversation between Tiffany Grant and Vince Shorb, CEO of National Financial Educators Council (NFEC).

Vince shares his personal journey with finance and how he created NFEC with the mission of bringing quality financial education into communities across the globe. Learn more about their two certifications—for group teaching and one-on-one coaching—and how they ensure that their certified professionals have content knowledge, teaching expertise, and successful program skills.

Get an insight into Vince's take on the lack of teacher training when it comes to financial literacy and learn how you can become a Certified Financial Education Instructor (CFEI) with NFEC today!

Vince Shorb is one of the country’s leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming.

After spending 15 years in financial services working one-on-one with more than 20,000 people, he founded the National Financial Educators Council – an organization dedicated to combating the financial illiteracy epidemic. He is the current CEO of the NFEC, an IACET Accredited company and a Certified B Corporation. Vince’s mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family, and global community goals.

Shorb has led the NFEC in the development of 2,500 financial education programs and more than 80 financial literacy assets and financial education standards that guide the industry. His focus is on mobilizing and developing community champions and empowering them with the resources, knowledge, and processes they need to help their communities’ citizens work toward financial self-sufficiency and security.

Visit the website: https://www.financialeducatorscouncil.org

Access the research: https://www.financialeducatorscouncil.org/financial-literacy-research/

Instagram: nfec_finedu

Visit our site: https://moneytalkwitht.com/

What is the Definition of Financial Literacy?

Financial Literacy in Schools? Here are the Overlooked Pros and Cons

Financial Literacy in High Schools with Yanely Espinal

Financial Literacy for Gen Z: Why it Matters and How To Improve It

Struggling with your credit score? Tiffany Grant, host of Money Talk with Tiff Podcast, shares easy-to-follow strategies on improving your credit.

From understanding credit scoring models to getting free credit reports from the government mandated website, find out how you can increase your credit score and be on your way to financial success. Don't miss out on this invaluable advice - tune in now!

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany

Additional Links & Resources

A Comprehensive Guide to Credit for Millennials and Gen Z

How Much Does Your Credit Score Matter?

Markia Brown: How to Improve Your Credit Score Fast

Need to book a consultation? Click here!

Are you feeling overwhelmed by the ever-changing job market? Let Tiffany guide you through the latest trends and career tips to help you pivot or get your dream job.

Learn about the growth in healthcare and social assistance, hybrid work schedules, the gig economy, remote work, and more in-demand skills. Plus, get practical advice on how to stay connected and motivated during this challenging time.

So don't miss out - tune in now to get all of Tiffany's career tips!

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany

If you are an organization and want to hire Tiffany to speak or partner with Money Talk With Tiff, visit our Corporations page at https://academy.moneytalkwitht.com/corporations.

Additional Resources

Visit our website: moneytalkwitht.com

How To Make More Money In Your Career - Tried & True Strategies For Success

Last week's episode: I Switched Careers and So Can You! Here's How!

Goals Series from January:

Tiffany's Take: Goal Setting

Tiffany's Take: SMART Goals

The Most Effective Way To Tackle Your Financial Goals

Goal Implementation: How To Actually Accomplish Your Goals

How To Stick To Your Goals When You Don't Feel Like It

Struggling to produce a play on a budget? Let Adrian Quarles, an experienced and resourceful playwright, poet, and formerly homeless individual show you how it's done! In this inspiring podcast conversation with Tiffany Grant, Adrian provides invaluable tips for getting your theatrical production off the ground without breaking the bank.

Learn how to identify your target audience, get liability insurance, save money for financing the play, make a budget list, and book venues through Google and word of mouth – all while staying within your resources.

Tune in now to find out more about Adrian's experience with producing plays during the pandemic and gain insight into his philosophy of having a 'thrift store mentality!'

About Our Guest

Adrian Dion Quarles is an Artist of multiple platforms from Shelby, NC. He has acted in 38 plays, including TIME which he wrote, produced, directed, and acted in September 2019.

He has also released three hip-hop mixtapes and is an educator for Guilford County Schools. He's currently the host and creator of ADQ'S RENAISSANCE podcast, in which he aims to connect all black artists of all platforms.

Connect with Adrian

YouTube: https://www.youtube.com/@AdrianDionQuarles

Resources & Links

Visit our website: https://moneytalkwitht.com

Previous episode: Overcoming Homelessness & Mental Health with Adrian Quarles

Need a career change? Join Tiffany Grant on her podcast to learn tips and strategies for successfully changing careers. Hear from Tiffany about the importance of identifying transferable skills, finding the right resources, and how to balance financial security while taking this leap in your professional life. She'll also discuss potential challenges and ways to tackle them with courage.

Get ready for some inspiring advice that'll help you pursue your dream career!

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany

If you need help talking through your career pivot, I would be happy to help! Be sure to book a consultation to see how I can help: https://academy.moneytalkwitht.com/15-minute-consultation

Additional Resources

How To Quit a Job Without Damaging Your Career

The Career Toolkit with Mark Herschberg | Ep. 97

Visit our website for more career tools and resources: https://moneytalkwitht.com

Are you looking for ways to make money online? Have you ever considered selling on eBay? In this episode, Jason Butler shares his personal experience of selling on eBay with great success.

He gives valuable tips and insights that will help you get started right away! He'll tell you how to scan UPC barcodes in stores to determine the value of an item before purchasing it for resale and how to use other sales sites like Poshmark and Makari to get insight into what items could sell well on eBay.

Learn the top highest-selling items, how current economic situations can affect your sales, strategies for speeding up the sale process, and so much more in this must-listen guide for selling on eBay!

About Our Guest

Jason Butler is a side hustler and website owner. He runs My Money Chronicles, a website that discusses personal finance, side hustles, travel, and more. Jason is a graduate of Savannah State University. He is in the process of eliminating $72,000 worth of debt.

Connect With Jason

Twitter: @Money_Chronicle

Instagram: @mymoneychronicles1

Facebook: My Money Chronicles 1

Additional Resources

Tiffany's Swag on Etsy: https://www.etsy.com/shop/MoneyTalkWithTiff

Visit our site: https://moneytalkwitht.com

List of Passive Income Ideas: https://moneytalkwitht.com/blog/passive-income-ideas/

List of Jobs for 13-Year-Olds: https://moneytalkwitht.com/blog/59-jobs-for-13-year-olds/

Are you looking for tips on how to negotiate better? Tiffany is here to help! In this episode, she outlines 15 tips for improving your negotiation skills. She covers every step of the process, from doing research and developing confidence to handling actual negotiations.

From understanding the market and setting clear objectives to confidence poses and practicing active listening, Tiffany will teach you how to ace any negotiation. Listen and learn how to get the best deal every time!

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany

Additional Resources

How To Become A Better Negotiator So They Can't Say No

I would love to help you negotiate your next raise or job! Please visit https://academy.moneytalkwitht.com/15-minute-consultation to book a consultation.

Are you struggling with managing your finances and feeling overwhelmed? Learn how to automate your money to better track your expenses, investments, savings, and debt payments without the hassle.

Join Tiffany Grant and financial expert Darius Smith as they discuss the importance of automation for financial success. From bill accounts to sinking funds strategies and Profit First principles - find out everything you need to know about automating your finances today!

About Our Guest

Darius Smith is an innovative computer engineer who found his true passion when he opened Indy's Indoor Bark Park -- the first ever indoor dog park in Indiana. While his business was initially successful, he, unfortunately, wasn't able to keep up with cash flow management. The resulting enormous debt of $170k was a powerful wake-up call that allowed Darius to discover more about personal financial success and get back on track via automation.

Thanks to this life-changing discovery, Darius and his wife have been able to achieve an impressive net worth of $90k in just three short years! His story proves that anyone can turn their financial life around with dedication and discipline.

Connect with Darius

Visit his website: https://wealthismyworth.com

Twitter: @wealthismyworth

Instagram: @wealthismyworth

Facebook Group: Wealth is My Worth Group

Additional Resources

I Will Teach You To Be Rich by Ramit Sethi

Profit First by Mike Michalowicz

To learn more about Profit First for business: https://moneytalkwitht.com/podcast/how-to-create-a-profitable-business-expert-tips-from-rocky-lalvani-ep-207/

Budgeting Basics: https://moneytalkwitht.com/blog/budgeting-basics/

Ready to get the lowdown on taxes and investments? In this episode, Tiffany breaks down different types of investments, explains the tax implications for each type, and offers strategies to manage or reduce your tax obligations.

You'll learn about qualified and non-qualified investments, long-term capital gains tax vs. short-term taxes, and much more. 

Tune in now to finally understand taxes on investments!

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany

Visit our website: https://moneytalkwitht.com

Capital Gains (article that explains capital gains)

Trusted tax professionals

Camari Ellis EA, Philly Tax Team - https://www.phillytaxteam.com/

Ronnie Goode CPA, Rhythm Accounting - https://www.rhythmaccounting.com/

Amber Whitehead-Gabourel EA, Whitehead Tax & Financial Services - https://www.whiteheadtax.com/

Be sure to tell them Money Talk With Tiff sent you!