Money Talk With Tiff

Did you know there are many different ways to invest in real estate?  Tiffany and Joshlyn talk about home buying, private and public REITs, Fundrise, and pooling money together to buy property with family and friends.  They also talk about how Joshlyn paid off $70,000 in debt in 1 1/2 years!

About Our Guest

Joshlyn Ross is a Homebuying Consultant & Podcaster with a personal mission to help 50 people purchase their first home within the next 365 days. She knows how overwhelming the process can be because she went through it. After looking at homes for several months, she found herself frustrated at the fact that her financial report card continued to hold her back from each dream home she submitted an offer for. Eventually, she created and implemented a plan to not only pay off her student loan debt but also to diversify her passive income streams with real estate investment trusts (REITs). Her initial goal was to pay off her debt in 2 years but with focus and execution, she was able to pay everything off in 1.5 years. She is now debt-free and wants to empower other aspiring homebuyers to take control of their finances so that they can begin to build generational wealth.

Follow her on Instagram: www.instagram.com/realestatepreppod

Follow her on Facebook: www.facebook.com/realestatepreppod

Links

Joshlyn's Website: www.realestatepreppod.com

Fundrise: https://fundrise.com

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff

Money is emotional!  Tiffany has talked about this time and time again on the blog and podcast but this time she brings on YeSeul Kim to give a different perspective.  They drop so many gems on how they got past their financial trauma and how they handle money in their marriages.  How is your relationship with money?

About Our Guest

YeSeul is a business executive turned storyteller who loves hunting for the unexpected. When she is not recording podcasts, YeSeul is working on her book Business Love: Your MBA to Relationships and photo journalism project Humans of Treviso.

Follow her on Instagram: https://www.instagram.com/serendpitystories.podcast

Follow her on Facebook: https://www.facebook.com/serendipitystoriespodcast

Links

Humans of Treviso Project: https://www.instagram.com/genteditreviso/

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff

Tiffany sits down with Aja, a single mom that decided to leave the US to move abroad and save money.  This is the ultimate geographic arbitrage!  Remember that from Episode 23?  Aja has really mastered the art of moving somewhere else to live the life she wanted for her and her son!

About Our Guest

Aja is a woman living life on her terms. Four years ago she quit the American dream, moved abroad, and designed her own business. She also started homeschooling her son. Aja hosts the podcast, She Said We Shed which helps black women heal from black mama trauma and become the mothers they desire to be.

Follow Her on Social Media

Instagram: www.instagram.com/shesaidweshedpodcast AND www.instagram.com/doinglifeafraid

Facebook: https://www.facebook.com/doinglifeafraid/

Website: https://www.shesaidweshed.com

Links

Aja's Website: https://www.shesaidweshed.com

https://www.upwork.com

https://www.numbeo.com/cost-of-living/

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff

Join Tiffany as she breaks down her Top 10 favorite applications and programs that keep Money Talk With Tiff going!  She wants to inspire and empower other small business owners to make their jobs easier.

Links

Some of these links are affiliate links so Money Talk With Tiff may get compensation for you using these links 

Coschedule - https://coschedule.com/r/o782617

Kajabi (28 Day Free Trial) - https://app.kajabi.com/r/czcXnMVu/t/pxpquocj

Libsyn - https://libsyn.com

Adobe Creative Cloud - https://www.adobe.com/creativecloud.html

G Suite - https://refergsuite.app.goo.gl/ieSM 

(For 20% off use code A73FRQ6GW9EPXAW for Basic or FD4K9C67696U3XW for Business)

Headliner - https://make.headliner.app/referral/tiffany_1JDg32

Cloudflare - https://www.cloudflare.com

Shopify - https://www.shopify.com

Wealthbox - https://www.wealthbox.com

RightCapital - https://www.rightcapital.com (When signing up, mention Tiffany Grant with Money Talk With Tiff as your referral.  We will both get a $50 gift card!)

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff

In this episode, Tiffany sits down with event planning extraordinaire Nikki Byrd to pick her brain on event planning, especially amid a crisis.  They talk about how event planners are essential to saving money.

About Our Guest

Nikki Byrd is the proud owner of Byrd Nest Events and Design LLC. They are a full-service event planning and design company located in Winston-Salem, NC. They love showing you how to have your Rainbows 🌈 and Unicorns 🦄. They welcome the opportunity to help couples manage the most important day of their lives. Nikki is a graduate of QC Event Planning. She has studied at the Art Institute of Pittsburgh for interior design. She has 3 grown children, a partner of 19 years, and eight grandchildren. Byrd Nest Events and Design LLC. seeks to provide the best client experience possible. So come fly over to our nest!

Follow her on Instagram: https://www.instagram.com/byrdnestevents

Follow her on Facebook: https://www.facebook.com/byrdnestevents

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff

This special episode, originally broadcast live on Facebook, dives deep into the intersections of race, systemic financial barriers, and solutions for economic empowerment in communities of color. Tiffany welcomes back Eugenie George—author of “Our Money Stories: A No BS Guide to Financial Wellness”—to discuss the impact of ancestral trauma, the historic and ongoing “Black Tax,” and practical steps for building collective financial strength.

Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/the-black-dollar/

Key Topics Covered

• Ancestral Trauma & Money
  Eugenie explains the concept of ancestral trauma and how our family histories (across all communities of color) influence current financial challenges and mentalities.
• The Black Tax & Systemic Barriers
  Tiffany and Eugenie unpack historic laws, redlining, and discriminatory policies that have created wealth gaps and continue to marginalize people of color.
• Implicit Bias and Segregation
  Personal reflections on bias in educational and financial institutions, and how outdated laws still shape cities and access to wealth today.
• Kwanzaa Principles for Economic Action
  Exploration of “Ujima” (Collective Work & Responsibility) and “Ujamaa” (Cooperative Economics) as frameworks for protest, healing, and practical financial action within the Black community.
• Protesting, Healing, and Self-Care
  Strategies for participating in movements, mental health check-ins, and the importance of dealing with personal and community trauma.
• Action Steps for Listeners
  • Educate yourself about local history, systemic barriers, and your own money story.
  • Find financial advisors and resources that reflect diverse communities.
  • Support Black-owned and minority-owned businesses as a form of collective economic empowerment.
  • Use your voice and purchasing power to demand change within institutions.

Resources & Recommendations

• Eugenie's book: https://amzn.to/2MtbT0g
• Books: “The Color of Law,” “White Fragility,” “The Color of Wealth,” “The Color of Money”
• Documentaries: “Segregated by Design,” “Explained: The Racial Wealth Gap”
• Podcasts and blogs like Money Talk with Tiff

Connect with Tiffany on social media at @moneytalkwitht everywhere you are!

Episode 40! Whew, 40 weeks of Money Talk With Tiff and we are still going strong! In this episode, Tiffany talks about marriage and how it can affect your financial picture. She also gives tips that she uses in her new marriage (yes, Tiffany is married now!) to try and get ahead of any potential money issues. Take notes!

Links

Couples FB Live Video: https://www.moneytalkwitht.com/blog/Couples-and-Money-Interview

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff

Join Tiffany as she sits down with Adrian Quarles, one of her Lyft passengers, who overcame homelessness and mental health issues to pursue the arts.  He has directed, produced, wrote, and acted in many artistic endeavors.  He drops so many gems and words of encouragement for those that may be in a place he once was.

About Our Guest

Adrian Dion Quarles is an Artist of multiple platforms from Shelby, NC. He has acted in 38 plays, including TIME which he wrote, produced, directed, and acted in September, 2019. He has also released three hip hop mixtapes and is an educator for Guilford County Schools. He's currently the host and creator of ADQ'S RENAISSANCE podcast in which he aims to connect all black artists of all platforms.

Join Tiffany as she sits down with Morgan Robinson, a licensed health insurance agent. They break down deductibles, copays, HDHPs, gap insurance, and more. You don't want to miss this!

Have you heard of storytelling marketing? Join Tiffany as she sits down with branding mastermind, Octavia Harris.  They discuss everything from life as an entrepreneur to core values to the power of telling your story to grow your business. Be ready to catch these gems!

About Our Guest

Octavia Harris is the CEO of Crãv Life Consulting, LLC and is an International Branding & Marketing Strategist. She is also an Empowerment Speaker and Corporate Trainer located in the Greensboro, NC area. She specializes in business to business content branding & marketing that assists women entrepreneurs in monetizing. She does this by building their brand with storytelling marketing. She teaches women that through their life story, they can turn their “Mess” into their “Message.” Transitioning her clients into leaders of their field through branding, social media marketing, and strategizing to monetize projects.

Follow her on Twitter: https://twitter.com/OctaviaInspires

Follow her on Facebook: https://www.facebook.com/pg/octaviainspires

Follow her on Instagram: https://www.instagram.com/octaviainspires

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff