Today, Kel Galavan is a popular money coach and author, but 10 years ago, her financial situation was far from perfect. Having climbed out of negative equity and saved over €27,000 during a no-spend year, Ms Galavan is living proof we can overcome even the most trying financial situations. She also knows a thing or two about investing and the rookie mistakes that beginner investors tend to make. But what is it about our own specific Irish nature that affects our relationship with investing? Host: Katie Byrne | Guest: Kel Galavan, aka Mrs Smart Money The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product

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Interest rates in Irish legacy banks aren't particularly enticing for savers, so are there other avenues that will get you more bang for your buck? Dan Malone is a regular contributor to Indo Money, a qualified financial adviser and accountant and he has just launched Honest.ie. He’s here to tell us how and why we need to pay attention to financial literacy. His goal is to offer unbiased advice on savings and investments in Ireland and to improve on the generally poor levels of financial literacy he sees here. Host: Katie Byrne | Guest: Dan Malone of Honest.ie The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product

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We’re into the January crunch now, and chances are you’re counting the days, hours and minutes until payday. It’s a familiar problem, but does it always have to be like this? When it comes to hard times, Ann-Marie Gaynor walked the walk before she talked the talk. You may recognise her by her online “Irish Budgeting Mammy” handle, where she teaches others how to take control of their finances. On this episode, she takes us through her savings journey.

Host: Katie Byrne Guest: Ann-Marie Gaynor

The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product

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We often hear that switching to a different service provider can save you hundreds, if not thousands. And yet, many people are reluctant to make the move. Is it the effort? The research required? The mere thought of it? Or are we just stubbornly set in our ways? On this episode of Money Talks, we look at how to go about making the big switch. 

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Host: Katie Byrne. Guests: Charlie Weston and Sinéad Ryan

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The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product

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As the new year gets underway, how do we get our heads together and manage our money, particularly if we find ourselves in a state of difficult debt? Not to mention all the natural anxieties that accompany it. On this episode, we look at one person’s tricky experience with debt and examine how it speaks to universal issues, learning curves and the argument that if you can’t afford to buy it twice, you can’t afford it at all. Host: Katie Byrne Guest: Eoin McGee The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product

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It’s that time of year again, in that it’s time for a brand-new year and all the guaranteed positive life changes that will definitely come with it. Even if you don’t believe in the concept of calendar-bound resolutions, it’s human nature to try and get our house in order. So, what does that mean for your bank balance? When is the best time to start properly looking at your finances? And are fewer takeaway coffees really the answer? Host: Katie Byrne Guest: Cian Carolan The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product

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Merry Xmas Everybody, Fairytale of New York, and of course Mariah Carey’s All I Want for Christmas is You - genuinely iconic Christmas songs, all, but how much cash do they rake in, who gets the money and why have we not had any newly profitable festive smashes in recent years? Host: Katie Byrne Guest: John Meagher

The content of this podcast is for information purposes and does not constitute investment advice or a recommendation of any investment product

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Congratulations, you've won the Lotto. Now, what exactly do you do next? One of the most important things a new winner will do is sit down and speak with a financial planner to guide them through the process – after all, the life they knew is forever changed. One such planner is Eoin McGee, founder of Prosperous Financial Services, who visits the Money Talks studio this week to pull back the curtain on the admin of cashing in a golden ticket, and the perhaps unexpected existential pressures that come with it. Host: Katie Byrne Guest: Eoin McGee

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

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’Tis the season for giving, goodwill and some gruelling financial headaches that can lead to heated arguments. There is rarely a good time for a row, but surely we all want Christmas to be full of joy and free of stress.

So what are the biggest money-related fights of the festive season? And how can you avoid them altogether?

Host: Katie Byrne Guest: Maxine Walsh

The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

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Fly In, Fly Out – or ‘FIFO’ for short – is all about taking up temporary employment in a remote location where the demands are extremely intense, but the rewards are hugely lucrative. It’s not for everyone and valid questions have been raised about safety. For Irishman occasionally abroad Cal McIlwaine, FIFO has become a way of life. On this episode of Money Talks, he breaks down his FIFO journey, the hard hours and the big-money payoffs.

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Host: Katie Byrne Guest: Cal McIlwaine

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The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product.

See omnystudio.com/listener for privacy information.