Annuities can provide a steady stream of retirement income if utilized properly. Find out about different types of annuities, how they work as well as how and when they may be part of a financial strategy.

In this episode TJ talks about Modified Endowment Contracts, what they are and how to use them to your advantage.

TJ talks about listening, especially to our children. He talks about the importance of children. They don't come with any baggage and we have a lot to learn from them.

In this episode TJ talks about financial tips and strategies to help you during times of crisis.

In this episode TJ goes over the 3 things people are looking for in their lives and how it relates to their finances.

We are living in interesting times. Things seems to be unstable. So what do you do with your finances? TJ talks about what's going on.

This is part 2 on the first threat to your secure retirement, which is long-term care expenses and I talk about a possible solution called the hybrid long-term care policy.

TJ talks about what's going on and where we might be headed with a focus on finance and talks about the long-term care problem in America.

We are sending out thoughts and prayers to everyone struggling with this right now and talk about it in this episode of the all new TJ Howe podcast.

In this episode TJ welcomes special guest Joseph Ketterer to talk about CBD oil and products and the possible health benefits.