Fluctuating exchange rates might seem like a background issue — until they quietly start eating into your bottom line. In this episode of Intercontinental Money, we unpack the real cost of FX losses in cross-border B2B payments.

From sneaky bank markups to delayed settlements and informal agents quoting too-good-to-be-true rates, we show you exactly where businesses lose money — and how to stop it. You’ll learn why the exchange rate you think you're getting is often very different from the one you’re actually charged, and how Oneremit gives you an edge with transparent, real-time FX pricing.

What You’ll Learn:

* What FX losses are and why they matter more than you think

* Where hidden fees and poor rates show up in the payment process

* How Oneremit protects your business with full transparency

If your business sends money across borders, this episode could save you thousands.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this special episode, we sit down with the CTO & Payments Solutions of Oneremit, Olusola to unpack the realities of paying international school fees from Nigeria and how Oneremit is solving a deeply personal pain point for many families.

From delayed transfers to blocked funds and fluctuating exchange rates, we explore the emotional and financial stress Nigerian parents and sponsors face when trying to support their children’s education abroad.

We also dive into the unique features that set Oneremit apart — from its strong compliance framework to its transparent pricing.

Whether you’re a parent, student sponsor, or someone exploring study abroad options, this episode breaks down everything you need to know about making safe, stress-free tuition payments from Nigeria.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this episode of Intercontinental Money Podcast, we go beyond the numbers and tech to explore the human side of cross-border payments. We had our frontline expert from the Oneremit customer support team, to discuss why great service isn’t just nice to have — it’s essential in global money movement.

We went into common pain points users face when making international payments, from first-time uncertainty to delays that could cost deals. You'll hear how empathy, proactive communication, and a calming tone can make or break a customer’s experience especially when the stakes are high.

Whether you’re a founder sending urgent supplier payments or a fintech leader building a support team, this episode unpacks the real impact of putting people before payments. Share with them!

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this episode, we explore how thoughtful design can make or break user trust in fintech—especially in something as sensitive as payments. Our guest, Olakunle, the designer behind Oneremit, walks us through the brand’s evolution and the strategy behind its clean, confident look.

We discuss how first impressions aren’t just visual—they set the tone for trust, ease, and credibility. From colors to copy, every element influences how users feel when handling cross-border transactions. We also dive into the emotional side of fintech UI: how urgency, security, and clarity are communicated through design.

Finally, we break down how Oneremit keeps its brand consistent across platforms, and why that consistency matters when serving fast-growing businesses.

Tune in to learn how great design isn’t just about looking good—it’s about building real trust at every click.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

When startups prepare to scale internationally, most founders double down on product, marketing, and distribution — but forget one critical piece: payments infrastructure.

In this episode, we unpack why your ability to move money efficiently, transparently, and securely can be the make-or-break factor in global growth.

You’ll learn:

• Why treating payments as an afterthought creates chaos at scale

• The real cost of payment delays — from strained supplier trust to lost international deals

• Common mistakes startups make with global payments (like using personal accounts or ignoring FX risks)

• What a global-ready payment system looks like for B2B businesses

Whether you’re already crossing borders or just planning to, this episode gives you a roadmap to build smarter, scalable payment systems that support sustainable international expansion.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this milestone episode, we take you behind the scenes of Oneremit's incredible journey — from a soft launch in February to crossing $10 million in transaction volume. That’s over 250 B2B transactions, growing 50% month-over-month.

We also share a heartfelt note to the people who made this journey possible — early clients and our incredible team.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

Many businesses, especially in Nigeria, face a recurring challenge: their international suppliers demand payment in USD, while access to foreign currency is limited and expensive locally.

Key Points Covered:

* The Common Problem:

* Suppliers in places like China, the US, and the UAE often only accept USD.

* Local businesses deal with currency restrictions and volatile exchange rates.

* This creates friction in procurement, pricing, and overall cash flow.

* Why It’s Hard for Local Businesses:

* Getting USD from banks or the Central Bank is slow and uncertain.

* Parallel market rates are higher and drive up costs.

* Hidden charges, conversion delays, and strict banking rules add to the frustration.

* These delays can lead to missed shipments or lost business opportunities.

* Smart Workarounds:

* Use fintech solutions like Oneremit to simplify and speed up cross-border payments.

* Reduce dependence on traditional banks.

* Gain access to better rates, lower fees, and faster settlements.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this episode, we break down what every business needs to know before making international B2B payments. Whether you’re paying a supplier in China, a manufacturer in Turkey, or a remote team in Kenya—your payment process needs to be more than reactive. It needs to be secure, efficient, and verified.

We explore:

* Why B2B payments are high-risk and why workflow matters

* Workflows that protects your funds and relationships

* Real tips for Nigerian businesses handling cross-border payments

* Tools you can use to streamline approvals, verification, and execution

You’ll also hear shocking stats—like how over 60% of B2B fraud is caused by weak internal controls—and learn how to avoid becoming part of that number.

Whether you’re a founder, finance lead, or ops manager, this episode gives you the clarity and structure you need to improve your international payment process.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this episode of the Intercontinental Money Podcast, we dive into the essential steps businesses must take before sending money to new international partners. From fraud prevention to trust-building, we outline why due diligence is critical in today’s global marketplace — especially for small and medium businesses engaged in cross-border trade.

Key Takeaways:

* Why it matters: Over 30% of SMEs face fraud or misrepresentation in cross-border deals — most of which are avoidable with proper checks.

* 3 Practical Vetting Steps:

* Background Check: Verify the legitimacy of the business and its team.

* Request Documentation: Ask for licenses, tax IDs, and client references.

* Professionalism Check: Watch for red flags in communication and behavior.

* Legal & Payment Safety:

* Always use written contracts and avoid personal accounts.

* Oneremit provides secure, transparent, and traceable international payment solutions.

Never pay first and ask questions later. Ask first, pay smart.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

Tuition payments are one of the most crucial—and complex—cross-border transactions international students and their families face. Delays, hidden fees, and compliance issues can derail academic plans and cause unnecessary stress. In this episode, we take you behind the scenes of international tuition flows to uncover how the process really works—from students and sponsors to banks and universities.

We explore how Oneremit is transforming the experience by delivering confidence, clarity, and peace of mind to all parties involved. Whether you're a university finance officer, education consultant, edtech provider, or remittance partner, this episode is packed with practical insights to help streamline your operations and better serve students.

Key Topics Covered:

* How FX traps and hidden fees inflate tuition costs

* Why traditional payment channels often fail international students

* The role of payment platforms in improving transparency and reconciliation

* What education stakeholders can do to support faster, safer tuition payments

Tune in to learn how to make international tuition payments smarter and smoother for everyone involved.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com