Money Travels

Money Travels Podcast Season 3, Episode 1
Guest: @JPNicols co-founder Alloy Labs, co-host Breaking Banks podcast on @provokefm

In 2007, the release of the first iPhone helped trigger a major shift in what customers expect from the finance industry. Established banks quickly found their traditional model was no longer working – and that other companies were better placed to give customers what they wanted. At the vanguard of these changes, today’s guest JP Nicols helped pull his established bank from the centre to the edge of money, to meet customers where they were. He pioneered innovations to give customers what they wanted, redefining the bank-customer relationship and transforming the banking industry in the process. 18 years on, he’s still at it, helping established banks and fintechs work together to meet the ever-growing expectations of the consumer.

#MoneyTravels #MoneyTravelsPodcast #FinancePodcast #FinancialPodcast #Podcast #FintechPodcast #VisaDirect #MoneyMovement #MoveMoneyYourWay

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

• 00:00:00 JP Nicols Introduction
• 00:00:42 Welcome to Money Travels
• 00:00:52 JP Nicols Back Story
• 00:01:59 Why Did It Take So Long For Banks To Listen To Customers?
• 00:04:03 Examples of Customer Pain Points
• 00:05:58 How Did JP Nicols Start Fintech?
• 00:08:10 How Can Banks Help Customers Today
• 00:12:32 Why Should Banks Take Risks For Customers?
• 00:15:12 How Will AI Impact Money Movement Customer Experience
• 00:16:52 What does Alloy Labs do?
• 00:19:53 Incremental Changes vs Next Big Thing
• 00:22:30 Where Will Fintechs Find The Next Big Thing?
• 00:24:04 How To Move Money With Purpose
• 00:25:25 Impact on Banks and Consumers if Banks Don't Change
• 00:28:06 Who Does JP Nicols Want On Money Travels?
• 00:29:37 Thank You JP Nicols
• 00:29:53 Money Travels Outro

Disclaimers:
Visa Direct capability is enabled through a financial institution partner.
Visa Direct product availability and functionality varies by market.
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.
All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

We're back with Season 3 of the Money Travels podcast. Follow along as we explore the stories and people behind the extraordinary innovations that are transforming digital finance and examine the impact they’re having on our lives and on economies across the world.New Hosts: Maxime Guirauton and Richard ArundelSubscribe so you don't miss a single episode of the Money Travels podcast!

Money Travels explores the stories and people behind the extraordinary innovations that are transforming digital finance and examine the impact they’re having on our lives and on economies across the world.

Hosts: Maxime Guirauton and Richard Arundel

Subscribe so you don't miss a single episode of the Money Travels podcast.
#podcast #moneymovement #fintech #banking #visadirect

Learn more: visa.com/moneytravels
Connect on LinkedIn: https://www.linkedin.com/showcase/visa-direct/

Season 2, Episode 12 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #SmallBusiness #SMB

Small and mid-size businesses are among the main drivers of employment growth and change, especially in parts of the world that involve developing countries. There, their economies are mainly powered by SMBs, and SMBs are often the catalysts for innovation. So, what are their unique needs in the money movement space, and how is Visa Direct meeting those needs? In this episode we talk to Jaspreet Singh, head of Consumer Funded Flows at Visa Direct, and we'll also give you a recap of the highlights of the season. To get the perspective of a small business we speak with Clove Bakery's co-founder, Beth Beji, to hear about the challenges that SMBs face.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid.

Season 2, Episode 11 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #Gaming #Roblox #Olympics

In this episode, we explore the state of the gaming industry and where it's headed by talking to Brad Foxhoven, CEO of EverGame Media, and Matt Story, VP @Visa Global Brand Partnerships & Advocacy. This conversation gets into how creators are engaging in the online gaming space and how online gaming platforms are providing opportunities for individuals to turn their gaming efforts into viable side hustles and even core businesses. Traditionally, gaming has been a closed walled system with only a small proportion of transactions being micro and the majority of earnings going to the game developers. But games like @Roblox are changing the landscape with an open source system that allows creators, gamers, and developers to become future SMBs, using their skills and followers to enhance experiences for other gamers and earning significant income in the process.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid.

Season 2, Episode 10 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #ForeignExchange #CrossBorderPayments #CurrencyCloud

Timing when to exchange money from one currency to another is something we've probably all experienced. Domestic payments are getting faster and cheaper in many countries. The challenge now is to link those systems together and make cross-border payments as fast and as seamless as the best domestic systems to meet customer expectations for fast money movement no matter where it's being sent. So how does this infrastructure impact currency exchange? To get a better sense of all this, we talk to Piers Marais, who oversees product strategy for Visa Cross-Border Solutions and @The_Currencycloud client base. He draws on his extensive background in payments to ensure that Visa Cross-border solutions and Currencycloud are continually at the forefront of the latest payment innovations. We also speak to Kathy Lien whose expertise is an on-the-ground FX trader will help us see the use cases and the benefits of the tools that have been revolutionizing currency trading.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid.

In this episode we explore the creator economy which continues to grow rapidly. This growth represents an opportunity for money movement businesses, but it also presents some unique challenges. To take us into this rapidly evolving landscape, we'll talk to Eric Wei and Will Kim co-founders at Karat Financial, a bank built for the creator economy. We'll also hear from Brian McMullin, head of product and customer experience at SamCart, an innovative e-commerce platform for digital sellers, creators and business owners. Listen now.

Season 2, Episode 8 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #FinanciaLliteracy #FinancialEducation #Acorns #GoHenry

Welcome to Money Travels, presented by Visa. Years into the FinTech revolution, many people still struggle with money management and learning how to use all these new tools at their fingertips and with money going digital in many instances, how do we teach our kids who really benefit from a tangible environment, financial literacy? In this episode, we're going to explore some ways to bridge the gap in knowledge for kids and adults alike. We're going to talk to Louise Hill the CEO of @gohenry_, whose goal is to make every kid smart with money. The app introduces financial knowledge and helps shape kids' behaviors in positive ways, making it easy for their parents to guide them in the process GoHenry shares this mission of financial literacy with Visa. GoHenry's new parent company, @AcornsGrow has products that can help improve financial literacy for adults too. It has features that allow adults to save and with educational features along the way, and that's where Kennedy Reynolds, Acorn's chief education officer comes in to show us how their mission aligns with this larger goal of global financial inclusion.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid.

Season 2, Episode 7 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #SportsBetting #OnlineGaming #Nuvei #KindredGroup #LeoVegas

In this episode we explore the explosion of the online platforms for gaming, and the challenges and opportunities that they present for money movement. From dealing with evolving regulations to the vast differences and payout amounts, and the critical importance of speed, the online gaming space is a hotbed of innovation and growth. To explore this space, we're going to talk to Warren Tristram from @Nuvei, a payments powerhouse, Mickael Marceau, director of payments at @KindredGroup-plc, and Christian Reinheimer from Leo Vegas.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid.

Welcome to Money Travels season 2 where we explore money movement around the globe. Some of us are bitten by the travel bug and can't get enough of the adventures and new experiences that being on the move provides. For many that travel bug results in a career like for those that work on cruise ships.  There are many hidden challenges that cruise ship employees and their employers face, especially when it comes to money movement. That's where fintech company and Visa direct partner, Brightwell comes in. Their innovations and cross-border payments have been a game changer for the industry. We'll hear how they're accomplishing the sea change, from Brightwell CEO, Larry Hipp. We are also joined by Andre Eduwardo, Manager of Onboard Operations Accounting, at Virgin Voyages. Listen now. 

We hope you enjoy this fascinating new episode of Money Travels, brought to you by Visa.  

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• Website https://www.visa.com/visadirect
• LinkedIn @Visa Direct

Presented by Visa

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