What is an ETF? Index fund? S&P 500? Learn about these terms and more with our guest Dylan Naylor. Dylan is a college student who started investing in stock market at age of 12 years old! All so he could afford a car when 16 years old...little did he know he would get hooked and become an active day trader in the stock market. To go along with stock market terminology, hear about Dylan's journey of investing in the stock market and what he has learned in this episode.

Dylan's info:
Business Instagram: @mandninvesting
Personal Instagram: dylan.l.naylor
Website: www.mandninvesting.com

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@moneyvisionu

Christmas is right around the corner. What if you got a few small gifts that could help progress your financial future. We aren't getting expensive here. No more than $100. Check out 3 gift ideas to get yourself for Christmas this year with this episode.

Links:
#1 Rich Dad Poor Dad: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680178/ref=sr_1_1?crid=2EZSQ8Q53T762&keywords=rich+dad+poor+dad&qid=1637702133&sprefix=rich+da%2Caps%2C256&sr=8-1
#2 5 Year Journal: https://www.amazon.com/Levenger-5-Year-Journal-Notebook-Micro-Perforated/dp/B00KFLVJE0/ref=sr_1_5?keywords=5%2Byear%2Bjournal%2Blevenger&qid=1637702317&sr=8-5&th=1
or slightly more expensive: https://www.amazon.com/Levenger-Luxe-Leather-5-Year-Journal/dp/B07Z6PB4R3/ref=sr_1_6?keywords=5+year+journal+levenger&qid=1637702358&sr=8-6
#3 Daily planner: Can get at most local stores like Wal-Mart, Target, Barnes & Noble, etc.

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Did you know you can self direct your retirement accounts? Specifically with the 401(k) you can do that through an "Enhanced Qualified Retirement Plan" aka eQRP. In this episode, Parker Pursell takes us through how to do this and some of the benefits that come from it.

Here is Parker's info if you want to get in touch or learn more:
- [email protected]
- Text eqrp to 3072133475 to get the PDF on eQRPs
- Link for clubhouse room. Meet Thursdays 4-5pm central time
https://www.clubhouse.com/club/401k-fight-club

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Looking to get inside the numbers on a live real estate deal? Listen to this episode to go through the process of closing a deal from beginning to end as well as hear about the numbers behind the deal. The goal of these episodes is to further your real estate language to where it makes more an more sense when starting to look at properties for yourself. So check this episode out to learn about how we were able to purchase 4 units with no down payment.

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If you need a foundation of understanding on what the 401(k) and IRA retirement plans are, start by listening to our interview with Samantha Sloan from 49Financial in episode 25. In this episode we weigh our options with the 401(k) and IRA by looking at some pros and cons.
Disclaimer: I am not a financial adviser...I am just someone like you, an investor trying to fast track financial freedom, looking to collect the data before making a decision. 

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How well do you know your auto policy? Auto insurance is a necessity, but too many people are uneducated with their auto policy. When uneducated, you can be taken advantage of or underinsured. In this episode, we define some key coverages in the auto policy so you can make sure you are adequately insured and sleep better at night.

If you ever need an insurance agent, this is what I do and I would be happy to help! Just reach out on social media platforms:

Instagram: @moneyvisionu
TikTok: @moneyvisionu

You've seen HGTV episodes with the different fix and flip properties. While those shows give a look at turning a broken down home into an upgraded home, this podcast episode will give you a look at all the numbers behind the deal. From the loan, to rehab costs, holding and closing costs...these are things you won't see in the TV shows. Just showing what a property is bought and sold for doesn't tell the full story. Listen to this episode to hear the rundown of our experience with our first fix and flip property.

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You hear about them all the time...Roth IRAs, 401(k)s, other retirement plans and so on. But what are they and how do they benefit you? We talk with Samantha Sloan from 49 Financial about different retirement plans in this episode.

Get in contact with Sam via email: [email protected]

Instagram: @moneyvisionu
Tiktok: @moneyvisionu

A few disclaimers:

[07:56] “… employers will…whatever you put in there they will match that at 3%” 

Comment: not all employers match at 3%, some match at either lower or higher rates. There are also maximum contribution limits.

[16:59] “you can access the principle, but not the earnings, that’s the difference there”  

Comment: this is referring to a Roth IRA. Also, potentially any amount may be accessed from any type of IRA plan, but may be subject to a pre-retirement withdrawal penalty.

[24:05] talking about 403(b) plans “it’s a form of 401k, it’s kind of a branch of that?  Yeah, its more used in a supplemental manner, so an annuity is also what it could be …kind of in the vehicle of…”

Comment: The main difference between the two is the type of employer sponsoring the plans—401(k) plans are offered by private, for-profit companies, whereas 403(b) plans are only available to nonprofit organizations and government employers. 403(b) plans used to be limited to annuities (they used to be called tax-sheltered annuities) . This restriction was removed in 1974 and can now also invest in certain open-end mutual funds.

For 401(k)’s, the percentage of contribution matching varies by employer. See IRS.gov for details on plan types, contributions, and distributions.

Commercial properties are value and appraised differently than residential properties. There are actually three different ways a commercial property can be appraised, but in this episode we are primarily going to focus on the income capitalization approach as that is what will most often be seen unless building or developing. Commercial real estate can be a great asset to invest in which is why it is important to understand how they are valued.

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Appraisals can make or break real estate deals. Most every real estate deal that has a lender will require an appraisal to be ordered. As a buyer, especially on investment properties, the more educated guess you can have about what an appraisal will be, the better you can understand what you should buy a property for. This episode will show what appraisers look for and how you can use appraisals to your advantage.

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Tiktok: @moneyvisionu