I realize I've done a lot of ranting the past few episodes, but I wanted to try and bring in some positive vibes. There have been some dynamics occurring lately in the world of personal finance that I was shocked by, but in an encouraging way.

I got a comment on a YouTube video I did that got my blood boiling so I wanted to break it down. The thought process this person is using is one of complete victim-hood and it 100% irrational when you look at the facts. If you have this mentality or anything even close to it... no judgement on my part other than it's time to change!

It's that time of year where we celebrate the birth of our great nation. Unfortunately many use this as a cover to be undisciplined with their financial goals and create some very uncomfortable messes for themselves. When you then factor in just how much the banks are focusing on their marketing, it's no wonder why people have a difficult time accomplishing what they set out to do.

Welcome to a whole new journey! I am not sure where exactly I want to take this podcast, so I’m open for suggestions and feedback, but the one thing I do know I should probably do is introduce myself and my story. I’m a guy who loves numbers, competition and coaching – these three characteristics have intertwined over my life to lead to being financial freedom. Anyone can accomplish this with the right mindset and plan in place. How did I arrive at this point of starting MoneyWithClay.com and this podcast? Let’s get to it.