You Keep Me Sane

Money Without Guilt: Why Earning, Saving & Investing Matters | YKMS


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Episode Overview
Most of us left school knowing algebra—not how to budget, manage debt, or invest. In this episode, we unpack the money lessons we wish we’d learned, how to shift our mindset around finances, and why it’s never too late to take control. Let’s break the silence around money and start making it work for us.

Key Discussion Points

  • Financial Gaps in School: Why we weren’t taught basic money skills.
  • Money Mindset: How guilt, shame, and old beliefs hold us back.
  • Lessons from Mistakes: Our stories of debt and what we’d do differently.
  • Women & Wealth: Why financial independence matters.
  • Teaching the Next Gen: Simple ways to raise financially savvy kids.
  • Healthy Habits: Easy steps to build stability and confidence.

Listener Takeaways

  • Money is a tool—not something to fear.
  • Financial literacy gives kids lifelong power.
  • Start small: track spending, save often, and stay consistent.
  • Open money conversations can change everything.

We’d love to hear your experiences!

  • Do you struggle with a subconscious belief that money is bad or greedy?
  • Have you started teaching your kids about money? What’s worked well for you?

Send us a DM or a voice message to share your thoughts!

Resources & Links Mentioned in This Episode

  • Stephen Bartlett’s Diary of a CEO episode on Money & Investing: https://stevenbartlett.com/the-diary-of-a-ceo-podcast/
  • Female Invest – A great resource for learning about investing: https://www.femaleinvest.com/
  • Compound Interest Calculator – See how small savings grow over time: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator

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Hosts: Aileen Harvey & Julie Fahy

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Disclaimer:

Remember, we’re two friends sharing our personal experiences and discussing everyday challenges. We’re not qualified coaches or therapists, and our content is for general information and supportive conversation only. If you need professional help, please seek advice from a licensed therapist.

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You Keep Me SaneBy Aileen Harvey and Julie Fahy