MONEY WITHOUT MATH

If you are someone who is seeking financial planning advice this episode is for you!  There are many financial advisors to choose from, but they don’t all deliver advice or do business the same way. And if you’ve never worked with an advisor before, it might be even more challenging to know what to look for. While licenses, experience, and cost structure are important, fit is just as key. Melissa Joy, CFP®, CDFA®, President of Pearl Planning and Sarah Boston, Financial Advisor of Bookends Financial Planning join us in this episode to highlight some of the most relevant questions and considerations when seeking a financial advisor. Will this advisor make decision-making easier and less confusing? Will this advisor be communicating with me proactively? Do I like this person or am I going to dread having to call and meet with them? There’s a lot more to consider beyond investment strategy and potential returns, so take a listen!

Have you ever considered the money messages that may be holding you back? In this episode we are joined by Nicole Hand of Artist with Abundance, who is on a mission to reframe the negative money messages that affect artists in particular. The arts community is often subject to unconscious bias along with systemic money messages that are counter-productive, leading to feelings of self-defeat, stress, and shame. As a professional musician, Nicole had a “eureka” moment that led her to take action and make changes with how she approached her finances.

Not an artist? You might be surprised at how universal some of these themes are. Or you may have a child, a friend, or someone else close to you who is struggling to overcome the “starving artist” mentality. We identify some of the common messaging, and how to shift and reframe to a more positive and productive approach. These shifts are helpful not only for artists, but for anyone who has embedded money messages that may be holding them back.

Are you a medical professional looking to buy, lease, or sell office space? Are you concerned about whether or not this is a good time to make a move? While some industries have embraced the remote work movement, healthcare still very much relies on office space. However, what many tenants are looking for has changed. Brian Perry of Health-Pro Realty Group shares some considerations for practices looking to upsize, downsize, or relocate. Whether you are a solo dentist or a practice with multiple locations, every deal has its nuances. Brian also shares tips for negotiations that result in a win-win for both renters and landlords.

Have you ever considered how your money mindset is helping or hindering your financial outcomes? Do you have a healthy, loving relationship with money, or are you afraid to even say the word? Emily King joins us on this fun and insightful episode. As a personal coach who teaches a course called “The Rich Woman,” she shares several simple practices you can incorporate to avoid self-sabotage. We also dive into the profiles of 8 money personalities, or “Sacred Money Archetypes,” to help you identify the strengths and weaknesses you may have around money.

What is a catalyst?  A catalyst is a changemaker that moves….FAST.  Shannon Lucas, Co-Founder & Co-CEO of Catalyst Constellations literally wrote the book on wellness for catalysts.  She is a global thought leader and recently co-authored “Move Fast. Break Shit. Burn Out: The Catalyst’s Guide to Working Well,” an antidote to burnout culture. In this episode, Karen & Shannon discuss how catalysts might be so focused on changing the world that they are overlooking their own wellness, and their financial wellness in particular. If you belong to this group of changemakers, you are fiercely independent—but that doesn’t mean you need to go it alone. We identify common financial challenges for catalysts & how to overcome them.

Three entrepreneurial women recently met, clicked, created a webpage, created an event, and will probably be leading a movement in short order. Their mission? To celebrate an unapologetic lifestyle by design, reaching for dreams and goals full tilt while helping other women do the same. Shawn Mumma, Owner and Interior Designer at La Rouge Home Design, Sarah Reed, Chief Encouragement Officer of EXCELEVATE™ Academy, and Michelle Donahue, Owner of Massage Envy Hagerstown and the InsideOut brand come together with Karen to discuss what it means to live your life “full tilt.”    

Have you ever wondered what a community foundation is and how it works? Stacey Crawford, President/CEO of the Community Foundation of Washington County, Maryland, explains the role the community foundation serves for donors as well as local non-profits. We discuss the different vehicles that are available to enable donors to engage as active, ongoing participants, including donor-advised funds and scholarships.

As if a global pandemic weren’t enough to cause concern for investors this year, a highly-charged presidential election is also in the mix to taunt investors in 2020. What are the professionals doing and what is the lens they are using in this challenging environment? In this podcast episode, we went straight to one asset manager to find out. Senior Vice President and Portfolio Manager Luke O’Neill from Cookson Peirce shares his team’s methodology. We also discuss what the markets are currently demonstrating, what history has taught us, and what you can control when it comes to your portfolio. 

The college application process can be overwhelming, as students and their families address many moving parts from campus visits to sorting out deadlines, testing, and financial aid. Going through this process during the COVID-19 era brings some additional considerations for families. Michelle Jacobs, Ed.D. Independent Educational Consultant at College Bound joins us to discuss what elements of the process have changed and also what has remained steadfast. She also shares great advice on what seniors can do right now and why it may be best to take action now instead of waiting it out along with everyone else.