MONEY WITHOUT MATH

You know you need to raise your fees or ask for a raise, but your fears are holding you back. You might be thinking: Am I good enough? What if there is pushback or retaliation? Talking about money is hard enough, asking for more money can be very daunting! Negotiating tips and tactics are great, but first you need confidence to overcome your fears. Kathleen Burns Kingsbury, Wealth Psychology Expert, helps professional women and entrepreneurs do just that.

Resources:

https://www.breakingmoneysilence.com/negotiation-mindset/

Have you ever evaluated, honestly, your relationship with money? If you did, would you find that you are you dismissive and disrespectful? Or are you nurturing, supportive, and understanding? This isn’t a one-night stand, this is a lifelong relationship, so it’s important to get it and make it right. What if you could talk to money, be a better partner, and improve your relationship? Financial intuitive and money expert Ellen Rogin, CPA, CFP, helps professional women and entrepreneurs tune in to the messages from money, and she can help you, too.

Menopause affects millions of women every year and wreaks havoc in many ways.  We’ve all seen the well-known symptoms caricatured on sitcoms and in movies, but the havoc can run much deeper than hot flashes. It can be costly, from direct medical expenses to personal relationships to women leaving the workforce. Many women feel unprepared to deal with the physical and mental changes and are further frustrated by the lack of education and conversation around menopause. Maryon Stewart has been referred to as the Pioneer of the Natural Menopause Movement and joins us to talk about menopause myths, mayhem, and management.

Anita Knotts started her career in financial services 30 years ago as a sales associate, she probably didn’t know that one day, she’d be a mainstage speaker sharing her insights as an executive and leader and calling for change in this male-dominated, slow-to-change industry. But that’s exactly what happened. Today, as the Founder and CEO of Lotus Women’s Institute, Anita is passionate about bringing more women and people of color into the industry. In this episode, Anita shares some of her “Lotus Lessons” on how to approach the challenges—and opportunities—that women encounter in male-dominated industries such as finance, including some of the tough truths you need to hear.

Have you been thinking about transitioning to a new career or role in midlife? Or maybe now that your kids have flown the coop, do you find yourself struggling to define your identity and interests? If you know and feel that you need to make some changes, but don’t know where or how to begin, know that you don’t need to do it alone. Judy Schoenberg and Linda Lautenberg are midlife career transition coaches serving women looking to relaunch, pivot or level up their careers in their 40s, 50s, 60s and beyond. Take a listen for actionable advice and inspiration. It’s never too late to rediscover who you are and write your next chapter.

You might think it’s a good idea to add your adult child or children to the deed of your house so that the asset passes to them after your death. But is it? A deed is a legal document and as such, there are legal, tax, and other financial ramifications that come with changing the deed. Samantha Wolfe, Founder and Owner of The Law Offices of Samantha K. Wolfe LLC, is an estate planning attorney in Pennsylvania who frequently fields this question. In this episode we discuss some of the tradeoffs and unintended consequences that can result when you make changes to a deed. We also address the broader topic of gifting assets during your lifetime (vs. at death). Take a listen and learn why you may or may not want to add your kids to the deed.

Dr. Regina Lark was 50 years old when she was laid off and then set out to turn a personal service business into a 7-figure income. Today, she is an organizing and productivity specialist and the author of “Psychic Debris, Crowded Closets: The Relationship Between the Stuff in Your Head and What’s Under Your Bed.” As an entrepreneur, author, speaker and TEDx alum, Regina continues to reinvent herself while challenging others to disrupt the narrative of success. We’ll dive into her story and some of topics that she frequently speaks on, including emotional labor and why decluttering is so hard for some people. Regina’s energy and insight are contagious; listeners are advised that this episode may trigger laughter, new neurological pathways, and a desire to burn your bras.

If you have a high school senior or a student already in college, you are likely familiar with the FAFSA, or the Free Application for Federal Student Aid. Did you know that an overhaul of the FAFSA procedures is underway, thanks to the FAFSA Simplification Act? With fewer questions, modified formulas, and changes to income that is to be reported, completing the FAFSA this year might be more streamlined and less stressful. Note that for 2023 only, the FAFSA will be available in December instead of the typical October 1 opening date. Returning guest Ann Garcia, aka “The College Financial Lady”, Owner of Independent Progressive Advisors discusses all of these changes and more in this episode.

When you hear the word “midlife” what comes to mind? Is it “crisis?” Do you see gray hair, or think about menopause, hot flashes, and irritability? Midlife may have once meant suffering in silence, but it doesn’t have to be that way. What if instead, we immediately imagined someone living with more joy, confidence, and purpose than ever before? Michelle Newman is a performance coach helping women thrive in mid-life, in what she calls “The New Mid.” When she set out to find herself beyond the roles of mom, daughter, wife, or executive, she realized that in mid-life, “we are not invisible, but invincible.” In this episode, we’ll discuss the challenges of midlife, how we think about money, and why the best is yet to come.

If I had to name the top 3 roadblocks I see in financial planning, you might be surprised that none of them have to do with lack of math skills or financial acumen. Most of the roadblocks are tied to our human nature, including our instinctive seeking of pleasure and avoiding pain, which can lead to a myriad of challenges. Today we will dig into one in particular: procrastination. Leslie Josel, award-winning author and international speaker, is a productivity and time management expert who knows the procrastination cycle well. In this episode, we’ll discuss the true definition of procrastination, why we procrastinate, and how mood plays a role. We’ll also distinguish time management vs. motivation management, and how to use your environment to your advantage. Whether it’s housework, homework, or your finances, take a listen and learn how to stop procrastinating and start conquering.