MoneyMattersUSA with Fred Saide

Managing expenses in retirement is important. On this  podcast I highlight some things that will impact some of the costs which will impact your retirement. How much do we need in retirement. Is the 80% rule of thumb of any value?

Can I get a do over game can be very relevant for retirees or soon to be retirees. I cover some regrets and what you can do to avoid them.

A question  I get all the time is "am I  ready to retire?"  The retirement readiness test  is covered in this segment of the podcast. 

Then I respond to questions  and there are some good ones this week.

Most of us want to retire early  if possible in our sixties. On todays podcast I outline six retirement planning mistakes you want to avoid in your sixties.

Millions of Americans in the 50's have found themselves out of a job due to Covid-19. If that's you stick around. I've got some tips on what you can do to perhaps retie successfully earlier than you originally planned. The Employee Research Institute has found that almost   50% of retirees say they retired earlier than they had planned.

Tax planning is always important  but critical in retirement.   Especially so once Social Security is turned on.  I  provide some tips on how to understand taxes in retirement and  the effective marginal rates which can be higher than bracket rates.

Finally, I respond to questions from  callers and provide insights to address the issues raised by the callers.

Living longer in retirement means saving more before we get there. On todays podcast some retirement planning mistakes to avoid to help make sure we don't run out of money. 

Often it's the little things we do can have a major impact on our lifestyle. So we look at trimming expenses which can have a big impact on our retirement.

I also look at the problem of saving for retirement and  putting the kids through college. How to manage the two and then when the reality sets in how to get serious about putting a retirement   plan together.  I highlight six ways to boost   retirement assets.

We  wind up taking questions from  listeners and providing some insight in how the issues raised might be addressed. 

We all know there are risks in retirement. On this podcast I highlight some of those risks and offer potential solutions to perhaps mitigate them 

I dig into some of the real risks pre-retirees and retirees should prepare for on the road to retirement.

When you are about to retire what are the things you should bring up with an advisor?  I discuss some of the topics to bring up.

We spend a lifetime saving for retirement. What are the ways we can mess up and go broke in retirement?   I break them down and see if we can avoid them.

We wind up with questions from  listeners and offer suggestions on how to address the issues. 

Living longer in retirement means saving more before we get there. On today's podcast some retirement planning mistakes to avoid to help make sure we don't run  out of money.