Fred explains why financial resolutions are so important to Americans in 2025 and breaks down three of the top resolutions which are saving more, paying down debt, and spending less.  He also offers tips on how to stay on track with these resolutions throughout the year.

 Reach Fred Saide at 800-593-8188.

Money Matters USA

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www.wealthensure.com

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In this episode 176 of Money Matters USA, Fred Saide discusses the essential components of retirement planning, emphasizing the importance of a solid foundation, understanding the two stages of money, and the need for a written plan. He highlights the significance of risk management, investment strategies, and preparing for healthcare costs in retirement. Additionally, Fred addresses tax planning and legacy considerations.

Reach Fred at 800-593-8188.

Money Matters USA

www.moneymattersusa.net

www.wealthensure.com

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In Episode 174, Fred Saide discusses the essential considerations for early retirement, including health insurance, budgeting, maximizing retirement accounts, understanding Social Security, and managing debt. He emphasizes the importance of planning and provides actionable strategies to help listeners achieve their retirement goals.  Fred also answers a “Stump the Guru” question about required minimum distributions.  You can get your question in to “stump the guru” at www.moneymattersusa.net.  Click the podcast tab.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

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In Episode 173, Fred Saide discusses the financial strategies of millionaires and how listeners can adopt similar practices to improve their financial health. The conversation covers the importance of long-term planning, risk management, and the psychological aspects of investing. Saide emphasizes the need for a structured approach to budgeting and investment, as well as the value of working with financial professionals. The episode also touches on the significance of optimism and control in financial planning, especially as individuals approach retirement.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

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In this episode, Fred Saide discusses significant upcoming changes to retirement plans, particularly focusing on the implications of the Secure Act 2.0 and the central role of 401(k) plans. He highlights the challenges of an aging population and economic volatility, the importance of contribution limits, and the future of Roth accounts. The conversation also explores global perspectives on retirement systems and the benefits of QLACs as a financial strategy for retirement income.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

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In Episode 171 of Money Matters USA, Fred Saide discusses essential strategies for wealth preservation, particularly for those in retirement. He emphasizes the importance of having a solid financial plan, understanding risk tolerance, budgeting for cash flow, and optimizing taxes. Additionally, he touches on the significance of legacy planning and ensuring that one's assets are distributed according to their wishes. The conversation provides valuable insights into managing finances effectively to secure a stable retirement and leave a lasting legacy.

Reach Fred at 800-593-8188.

Money Matters USA

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www.wealthensure.com

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In Episode 170, Fred Saide addresses common concerns of retirees and pre-retirees and shows how to ease them.  Topics discussed included market volatility, Social Security, health care both physical and financial, long term care, and inflation.

Reach Fred at 800-593-8188.

Money Matters USA

www.moneymattersusa.net

www.wealthensure.com

See omnystudio.com/listener for privacy information.

In Episode 169, Fred Saide discusses the critical importance of estate planning for retirees, emphasizing the need for a comprehensive plan to ensure assets are distributed efficiently and according to one's wishes. He highlights the common pitfalls of probate and the necessity of tax-efficient strategies for wealth transfer. Additionally, Fred addresses the significance of long-term care planning and how it can impact legacy assets, urging listeners to take action now to protect their financial future.

Reach Fred at 800-593-8188.

Money Matters USA

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In Episode 168, Fred Saide discusses the challenges facing Americans in retirement, including the perception of unpreparedness, the complexities of Social Security, and the importance of healthcare planning. He emphasizes the need for comprehensive financial strategies to navigate inflation, manage risks, and ensure a secure retirement income. The conversation highlights the significance of understanding retirement goals, the impact of inflation on savings, and the necessity of diversifying assets to mitigate risks.

Reach Fred at 800-593-8188.

Money Matters USA

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In Episode 167 of Money Matters USA, David Esposito, President and CEO of ONL Therapeutics, shares insights from his military background and how it shaped his leadership style. He discusses the dynamics of working in small biotech companies versus large corporations, the challenges of treating retinal diseases, and the importance of AI in early detection. David also delves into the FDA approval process and the innovative approaches ONL Therapeutics is taking to improve patient outcomes.

Reach Fred at 800-593-8188.

Money Matters USA

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https://onltherapeutics.com

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