Fred talks about what we need to consider strategically as the year draws to a close.  Most of the bullet points are about good tax moves.    Then the conversation turns to what you may face in retirement such as restlessness and the need to re-define yourself.

You can reach out to Fred Saide by calling 800-593-8188.

Money Matters USA

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Fred answers ten questions frequently asked by soon to be retirees.  The questions are about how much is needed to retire, how to fund retirement, when to claim Social Security, what to do with a pension, and how money should be invested in retirement.  Fred also answers a “Stump the Guru” question from a woman considering using inheritance to move into an adult community.

You can submit your “Stump the Guru” question to Fred at www.moneymattersusa.net.  Click the podcast tab and then the Stump the Guru dropdown.

Reach out to Fred Saide at 800-593-8188.

Money Matters USA

See omnystudio.com/listener for privacy information.

What makes a retirement plan comprehensive?  Fred covers the answers you should receive when talking to someone about your retirement.  When should I claim Social Security?  What will my budget look like?  Should I invest in high dividend stocks?  What should I do with my 401(k) balances?  These questions and more are answered by Fred.  He also discusses the state of the economy and possible effects on those in the financial red zone.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

See omnystudio.com/listener for privacy information.

The 2023 Mercer CFA Institute’s Global Pension Index recently rated retirement systems around the world.  The U.S. earned a C+.  Fred examines that and discusses steps to strongly consider in an effort to score an A+ in your retirement. 

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

See omnystudio.com/listener for privacy information.

Fred gives us a look behind the curtain at how he tackles challenges and opportunities when meeting with people about their retirement plan.  Two hypothetical scenarios are discussed here. 

You can reach Fred Saide at 800-593-8188.

Money Matters USA

See omnystudio.com/listener for privacy information.

Fears are addressed in this podcast and suggestions to overcome them.  Fred understands these fears and discusses common retirement fears revolving around inflation, Social Security, market volatility, and the cost of health care.

You can reach Fred Saide at 800-593-8188.

Money Matters USA

See omnystudio.com/listener for privacy information.

Fred offers information on the different scam operations out there and tips to avoid them.  He also dissects survey results from a Northwestern Mutual Planning and Progress study that shows Americans’ concerns about the economy and how much they would need to retire.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

See omnystudio.com/listener for privacy information.

We all assume things but some assumptions could be dangerous when approaching retirement.  Fred covers some of these.  The list includes assumptions on when you will retire, how long you will live, how much you will spend, and what you will face in taxes.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

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Honoring Financial Literacy Month, the game is Financial Jeopardy covering retirement facts to make sure you’re not in financial jeopardy.  Categories include Important Retirement Ages, Penalties and Fees, Retirement Savings Vehicles, and Retirement Rules of Thumb.

You can reach Fred Saide by calling 800-593-8188.

Money Matters USA

See omnystudio.com/listener for privacy information.

Fred runs down some expenses that can eat away at your savings when you’re in retirement.  They include healthcare, home ownership, inflation, taxes, and longevity.  He then focuses on the top stressors people cited in a recent survey by Principal.  Those include inflation, rising interest rates, and a lack of savings.

Fred Saide can be reached at 800-593-8188.

Money Matters USA

Harvard Gazette article referenced

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