Adrian Mountstephens of Equinix is sharing his thoughts on 'Are traditional banks fully equipped for a truly digital approach?'

Listen to Nigel Verdon of Railsbank on opportunities yet to be realised by new and existing players in embedded banking.

Hear what Ilana Simons of Zendesk has to say on 'Is the financial services sector meeting the changing expectations of today's customers?'

Richard Davies of Allica Bank share his thoughts on '2030 Predictions: What are the key features of our future banks?'

Mike Cowen of Mastercard answers our question 'Is hyper-personalisation the next step in CX?'

"...a lack of budget, a lack of data and a lack of data scientists."

Listen to Kevin Levitt of Nvidia on 'Where are banks facing the biggest challenges in executing an AI-led digital transformation?'

"in 3 key areas: Cloud, APIs and Data" is Eric Marts of Red Hat's summary to the question: 'Where Should Banks Be Prioritising Tech Spend for the Greatest Impact?'

"We don't have to look far to see how far technology has come...financial services should not be giving a poor customer experience in the days of technology that we've got today" - Helen Bierton - Chief Banking Officer for Starling Bank

"The main shift we've seen in the last years has been the shift of fintechs going from B2C model to a B2B model and therefore driving a much greater level of collaboration with banks and other institutions in a much less competitive way" - Michael Anyfantakis, Chief Architect and Digital Transformation Leader for Capital One

Chris Mills of Slack shares his thoughts on 'What characteristics do we often see in the most resilient and agile businesses?'