Kokkie Kooyman – analis: finansiële sektor, Denker Capital Volg RSG Geldsake op Twitter

Tinus de Jager – Moneyweb Volg RSG Geldsake op Twitter

‘We still think that if we fully implement the reform aspects that we've announced in phase two, that we will hit 3% by 2029,’ says Rudi Dicks, head of the PMO in the private office of the president. Moneyweb

Operation Vulindlela says reform is accelerating, but with 40% of targets delayed, is government delivering results or just promises? We speak to the IEC ahead of the final voter registration weekend. And the hidden procurement strategy that could become retail’s next big competitive advantage. Moneyweb

‘I think it's vital that people understand that once you've given the funds to the trust, they now belong to the trustees to look after for the benefit of the beneficiaries’: Elana Nel, fiduciary specialist at Ninety One.

Josh Viljoen from Merchant West Investments unpacks Mondi's tough results – and why the market still liked what it saw – before turning to Woolies's trading update, which points to a challenging second half. Elana Nel from Ninety One explains whether a foreign trust has a place in your estate plan and the key considerations before making that decision. Simon shares his thoughts on why deflation is a growing problem for retailers – and why consumers may not benefit as much as they expect.

This evening, we wrap up the day's market action with Terence Hove, unpack the latest dry bulk shipping report with Bimco, explore the causes of employee financial distress with YuLife, examine retail spending trends with the Bureau of Market Research, discuss the opportunities for green finance in Africa with Standard Bank,

look at manufacturing partnerships with the Brics SA Business Council, and, in this week's SMME feature, we follow the entrepreneurial journey of Refreshi. SAfm Market Update - Podcasts and live stream

Terence Hove discusses the market reaction to the US Fed's latest decision, the rand's resilience, geopolitical risks and oil prices. He also examines record earnings for local miners, rising commodity prices, central bank demand for safe-haven assets, and explains British American Tobacco's share buy-back programme. SAfm Market Update - Podcasts and live stream

Filipe Gouviea – Shipping analysis manager, BIMCO SAfm Market Update - Podcasts and live stream

Jaco Oosthuizen – Managing director, YuLife SAfm Market Update - Podcasts and live stream