Moneywise

“You should diversify your investment so that you are protected in case of any adverse circumstances, any adverse performance of those specific schemes in which you have invested. You reduce the risk of something going wrong...Mutual funds are underrated as far as diversification strategy is concerned because (when) you invest in one mutual fund scheme, you are automatically diversifying across (several) underlying securities held by that mutual fund scheme.”

In this episode of The Moneywise Podcast, Brijesh talks about an important approach every investor needs to pay attention to - Portfolio Diversification. He explains the concept of diversification, dynamics of the main asset classes and the need for diversification to meet financial goals.

“AI has the power to personalize information. At any instance where you are making a wrong investment decision, maybe because of the emotions that (can) overpower your decision, AI will come into effect and tell you - ‘hey, this is not the right time for this decision.’ The ability to reach out to each individual, and provide the most personalized service at the right time with a relevant context - from both a personal behavior perspective and a market perspective - is the magic which AI can bring. It can revolutionize the way investors take their investment decisions and manage their portfolio.”

 Dr. Vikash Raj, Head of Business Analytics and Intelligence at IDFC AMC, has profound expertise in the fields of AI and technology. In this episode of The Moneywise Podcast, he explains how innovations like Artificial Intelligence (AI) and Machine Learning (ML) can transform asset management and finance. He also reveals the way these technologies are leveraged to bring improvements to the finance industry and how it can help investors achieve their investment goals.

Welcome to the Women’s Day special on The Moneywise Podcast. Our guest today is Jainy Shah, founder of Primestar Investments and a well-known financial advisor from the financial capital of India.

Money is a resource. That’s how I look at it. Whatever we make from our job/profession is a resource. But this resource may not be enough (for) future goals like your child’s education or your retirement goals. This is the reason we need to deploy our money properly. Making money is one thing, but keeping money and growing wealth is not easy..”

B Padmanaban, Director of Fortune Investments, is a regular contributor on finance subject on the SUN TV network and is also a featured expert in Naanayam Vikatan, a Tamil personal finance magazine run by the Vikatan group. With a masters in physics, over a decade’s experience in the E-publishing industry, and another decade in the financial advisory to over 1000 clients, Padmanaban brings impressive, wide-ranging expertise and analyses to his study of financial markets and trends, helping his audience make smart, intuitive investment decisions.

In this fascinating and highly informative episode of The Moneywise Podcast, B Padmanaban explains how we can make the most of our financial resources, how our emotions can sometimes lead us astray in decision making, why equity funds may be the reliable option for creating wealth, and how an average investor truly can achieve his/her long-term financial goals.

“Companies go through cycles, sectors go through cycles, markets go through cycles. It’s important for us to understand that the reason we call it a cycle is because things go up and things come down. 

Daylynn Pinto, Senior Fund Manager - Equity at IDFC Asset Management, is a believer in the benefits of value investing.

My one advice to every young person would be "Start investing as early as possible to understand the power of compounding". 99% of the people on earth can’t fathom the true power of compounding. Everyone has heard and knows the formula but few people truly understand the depth of this calculation. 

In this episode of the Moneywise Podcast, Mr. Sirshendu Basu, Product Head of IDFC Asset Management Company Limited, demystifies financial concepts like market capitalization and shares the best-learned wisdom for an investor looking to invest in the market.

“Most often, it’s our behavior that can go bad rather than the investment itself. If we allow fear to dominate and we sell out every time the market falls, our long-term goal - the reason we were investing in the first place - will never be achieved.”

In the second episode of our special two-part series on Moneywise, Vishal Kapoor, CEO of IDFC Asset Management Company Limited, advises investors on how they can successfully navigate the volatility that poses risks to their investments, and the importance of patience for an investor. He also explains why he is optimistic about India as an investment market, and how individual Indian investors can invest in foreign stocks while ensuring security for their investment. 

In the first of this special two-part series on Moneywise, Vishal Kapoor explains the benefits of investment, the advantages of starting early, the risks that investors face, and the most common mistakes we are prone to making as investors.

Gaurab Parija, Head – Sales and Marketing at IDFC Asset Management Company Limited, is a passionate believer in the power of SIPs to create wealth for anyone. 

He says, “The secret to creating wealth - for an average investor like you and me - has 3 elements:

1.            Asset Allocation

In this episode of Moneywise, Mr. Parija explains how a Systematic Investment Plan or SIP helps you invest small amounts, ensures discipline (in your financial planning), and uses the formidable power of compounding to create significant outcomes for your investment.

The Disclosures of opinions/in house views/strategy incorporated herein is provided solely to enhance the transparency about the investment strategy/theme of the Scheme and should not be treated as endorsement of the views/opinions or as an investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document has been prepared on the basis of the information, which is already available in publicly accessible media or developed through analysis of IDFC Mutual Fund. The information/views/opinions provided is for informative purposes only and may have ceased to be current by the time it may reach the recipient, which should be taken into account before interpreting this document. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision and the stocks may or may not continue to form part of the scheme’s portfolio in the future. The decision of the Investment Manager may not always be profitable; as such decisions are based on the prevailing market conditions and the understanding of the Investment Manager. Actual market movements may vary from the anticipated trends. This information is subject to change without any prior notice. The Company reserves the right to make modifications and alterations to this statement as may be required from time to time. Neither IDFC Mutual Fund / IDFC AMC Trustee Co. Ltd./ IDFC Asset Management Co. Ltd nor IDFC, its Directors or representatives shall be liable for any damages whether direct or indirect, incidental, punitive special, or consequential including lost revenue or lost profits that may arise from or in connection with the use of the information. The sectors/stocks mentioned should not be construed as an investment advice from IDFC Mutual Fund and IDFC Mutual Fund may or may not have any future position in these sectors/stocks.