In this special episode, I sit down with Janessa Vanderheyden from Monoline to dive into the evolving world of personal umbrella insurance. We explore why standalone umbrella policies are more relevant than ever, how Monoline is reshaping the insurance industry with cutting-edge technology and old-school customer service, and what’s on the horizon for this game-changing carrier. If you're an agent or a policyholder looking to understand the value of extra liability protection in today's litigious world, this episode is a must-listen!

Key Topics Covered:

• The shift in personal insurance markets: Why Monoline umbrella policies are in high demand
• How Monoline was built by agents, for agents—creating a seamless quoting and binding experience
• Why an umbrella policy is crucial in today’s legal environment
• The importance of combining modern tech with human connection in insurance
• What’s next for Monoline: higher limits, excess products, and a true E&S umbrella offering

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