Moody Podcast Network

Today, on Karl and Crew, we continued our weekly theme, “Founder’s Week.” Dr. Winfred Neely, a Professor Emeritus of Old Testament, Biblical Interpretation, and Preaching at Moody Bible Institute, joined us to discuss how to overcome worry and anxiety by depending on God alone. Then Jerry Jenkins, known for writing biblical fiction, and Mark Yarbrough, president of Dallas Theological Seminary, discussed the origin of evil and how their book, The Battle for Heaven and Earth, brings biblical truths to life through storytelling. You can hear the highlights of today’s program on the Karl and Crew Showcast.

If you're looking to hear a particular segment from the show, look at the following timestamps:
Dr. Winfred Neely [ 22:43 ]
Jerry Jenkins and Mark Yarbrough [ 39:21 ]

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It's almost time for health insurance open enrollment again. For many families, that means sorting through premiums, deductibles, coverage options, and rising healthcare costs. But what if you didn't have to wait for open enrollment to explore a different approach?

Traditional health insurance isn't the only option available to Christians. Health cost-sharing ministries offer an alternative rooted in biblical community, mutual support, and financial stewardship.

Lauren Gajdek, Senior Director of External Affairs at Christian Healthcare Ministries (CHM), joined us today to explain how this approach works and why more Christians are exploring it.

Choosing healthcare coverage can be one of a family's most stressful financial decisions. Between monthly premiums, out-of-pocket expenses, and uncertainty about future medical needs, it's easy to feel overwhelmed.

And those feelings are widespread. According to a recent survey from KFF, a healthcare policy research organization, Americans who enrolled in Marketplace coverage reported significant frustration with the process:

• 63% said evaluating their options made them feel worried.
• 52% said they felt angry.
• 46% said they felt confused.

These numbers show how challenging it can be to navigate healthcare decisions, especially when families try to balance quality care with responsible financial stewardship. But as Lauren explained, Christians have another option.

Christian Healthcare Ministries (CHM) is the nation's longest-serving health cost-sharing ministry, having served Christians since 1981.

Unlike traditional insurance, CHM operates through a voluntary community of believers who contribute monthly to help share one another's eligible medical expenses.

Rather than paying premiums to an insurance company, members participate in a ministry designed around Christians helping Christians. This approach reflects the biblical principle in Galatians 6:2: 

"Bear one another's burdens, and so fulfill the law of Christ."

Of course, CHM is not insurance, and it differs in important ways. Sharing is subject to the ministry's guidelines, and payment of medical expenses is not guaranteed. Members remain responsible for their medical bills. That's why it's essential to understand the program's eligibility requirements, limitations, and sharing process before joining.

Still, for many Christian families, health cost sharing provides an opportunity to approach healthcare expenses through the lens of faith and community.

One of the most appealing distinctions between CHM and traditional health insurance is that CHM doesn't have a limited open enrollment period.

With conventional health insurance, individuals often must enroll or make changes during designated periods unless they experience a qualifying life event.

CHM operates differently. Because it isn't an insurance company, individuals and families can apply for membership year-round.

That flexibility means you don't have to make a rushed decision during the traditional open enrollment season. You can take time to explore your options, understand the guidelines, and determine whether health cost sharing fits your family's circumstances.

As Lauren explained, you don't have to limit your consideration of a different approach to healthcare to a particular time of year.

Int

Could gratitude be the key that opens the door to God’s presence?  Today on BOLD STEPS, Mark Jobe concludes a lesson in Psalm 100 called Breaking Through the Gloom.  We’ll learn how to thank our way in the door, remember who we belong to, and lean on the goodness of a God who never changes. It’s time to break through the cloud layer ... listen to Bold Steps with Pastor Mark Jobe.

Bold Steps Gift: The Church In Babylon: Heeding the Call to Be a Light in the Darkness - Erwin Lutzer and Ed Stetzer

Visit or watch Mark Jobe at New Life Community Church

Become a Bold Partner: https://www.moodyradio.org/donateto/boldsteps

See omnystudio.com/listener for privacy information.

In the mid-1980’s, Dr. Hormoz Shariat and his wife prayed, "Lord, use us to save Iran!" His passion for Muslims stems, in part, from the murder of his brother, Hamraz, who was arrested in Iran at the age of sixteen on a minor political charge. After two years in jail, he was executed by firing squad. God showed Dr. Shariat the best way to respond to this tragedy was to dedicate his life to bring one million Muslims to salvation in Christ. Join us on a journey out of bondage to Islam to freedom in Christ. Learn what the Bible says about Iran and why Iran is just the beginning of something big, eternal, and of historical proportion that is already happening!

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Our culture is defined by more upgrades, more comfort, and more square footage. Despite all that “more,” so many of us are unsatisfied. That’s because contentment doesn’t come from what’s next—it’s shaped in the heart right where we are. On the next Faith & Finance Live, Rob West explains how to choose contentment—not as something accidental, but as something cultivated with Christ. Then, it’s on to calls. That’s Faith & Finance Live, biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio.

Faith & Finance Live is a listener supported program on Moody Radio.  To join our team of supporters, click here.

To support the ministry of FaithFi, click here.

To learn more about Rob West, click here.

To learn more about Faith & Finance Live, click here.

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What you do when sleep won’t come? Monday on Chris Fabry Live, it’s frustrating when something you desperately need and want eludes you. Physician and author, Matt Rehrer blends medical insight with biblical wisdom to discover the physical and spiritual reasons for sleep struggles. How does sleep work? And what do our restless nights reveal about our bodies and souls? Don’t miss Chris Fabry Live.

Featured resource:
When Sleep Won’t Come: Help and Hope for Body and Soul by Matt Rehrer

October thank you gift:
Consider Jesus: Meditations on the Person and Work of Christ by Nancy DeMoss Wolgemuth

Chris Fabry Live is listener-supported. To support the program, click here.

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If you were to describe your faith as a fire, would you compare it to a blazing inferno or a flickering flame? Mark Yarbrough wants to help you rekindle the embers of your faith to burn vibrantly again. Join us for Equipped with Chris Brooks!

Featured resource:
The Rekindled Heart: 6 Essentials for Reviving Your Faith by Mark Yarbrough

October thank you gift:
The Rekindled Heart: 6 Essentials for Reviving Your Faith by Mark Yarbrough

Equipped with Chris Brooks is made possible through your support. To donate now, click here.

Become a Monthly Partner: http://moodyradio.org/donateto/equipped/partners

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If there's one word that defines our culture, it's more. More upgrades. More comfort. More square footage. More of whatever promises to make life a little better.

Yet, despite having more than previous generations could have imagined, many of us feel less satisfied than ever.

Why? Because contentment doesn't come from acquiring what's next. It's cultivated in the heart, right where we are. And Scripture reminds us that contentment isn't something we stumble upon. It's something we can learn.

We're all tempted to believe that the next purchase, promotion, milestone, or change in circumstances will finally make us feel satisfied. But this longing for just a little more is as old as humanity itself.

Consider King Solomon. Ecclesiastes tells us that he denied himself nothing his eyes desired. He accumulated extraordinary wealth, pursued pleasure, and enjoyed nearly everything the world could offer. Yet, when he reflected on all he had accomplished, he described it as a chasing after the wind (Ecclesiastes 2:11).

Solomon discovered what we often learn the hard way: lasting satisfaction cannot be bought, achieved, or accumulated. Whenever we look to possessions to satisfy our deepest longings, contentment seems to slip through our fingers.

The Apostle Paul understood this, too. In Philippians 4:11, he writes, "I have learned in whatever situation I am to be content." 

Notice that word learned. Contentment doesn't come naturally, nor does it depend on favorable circumstances. It's cultivated through a growing relationship with Jesus Christ. Paul goes on to reveal the secret: "I can do all things through him who strengthens me" (Philippians 4:13).

We often hear that verse applied to achieving ambitious goals or overcoming obstacles. But in context, Paul is talking about something quite different. He's describing his ability to remain content whether he has plenty or very little.

Writing from prison, Paul wasn't celebrating worldly success. He was testifying to Christ's sustaining strength in every circumstance.

Contentment isn't found in having everything. It's found in knowing the One who is enough.

In our devotional, Our Ultimate Treasure, I explore how contentment begins with recognizing that we have a Shepherd who faithfully cares for us.

Psalm 23:1 declares, "The LORD is my shepherd; I shall not want."

Think about the significance of that statement. We belong to Him. We live under His watchful care and depend on His provision. Even when circumstances are uncertain or resources are limited, we can trust the One who knows our needs.

Hebrews 13:5 adds another beautiful dimension to this truth: "Be content with what you have, for he has said, 'I will never leave you nor forsake you.'" Notice the connection. Scripture grounds our contentment not in the abundance of our possessions, but in the assurance of God's presence.

Our circumstances may change. Our financial resources may rise or fall. We may experience seasons of abundance and seasons of genuine hardship. But through it all, the Lord remains faithful.

We don't have to depend on our possessions for the security and satisfaction that only God can provide.

Another important practice that helps us grow in contentment is gratitude.

Where gratitude grows, contentment has room to flourish.

When we intentionally thank God for His provision, our attention shifts from craving what's next to appreciating what He's already given. Instead of dwelling on what we lack, we begin noticing the blessings we might otherwise overlook.

And often, that shift begins with the simplest things.

Consider

Feeling weighed down by all the worry and bad news around you?  Today on BOLD STEPS, Mark Jobe begins a timely message on Breaking Through the Gloom.  Like a plane climbing through the clouds, we’ll find out how to rise above the gray and feel the warmth of God’s presence again ... starting with a joyful noise.  Rediscover the joy that should mark every believer ... listen to Bold Steps with Pastor Mark Jobe.

Bold Steps Gift: The Church In Babylon: Heeding the Call to Be a Light in the Darkness - Erwin Lutzer and Ed Stetzer

Visit or watch Mark Jobe at New Life Community Church

Become a Bold Partner: https://www.moodyradio.org/donateto/boldsteps

See omnystudio.com/listener for privacy information.

Today, on Karl and Crew, we kicked off our weekly theme, “Founder’s Week.” Dr. Craig Keener, an F. M. and Ada Thompson Professor of Biblical Studies at Asbury Theological Seminary, joined us to discuss why spiritual gifts remain relevant today and to emphasize the importance of using them with discernment to build up the body of Christ. Then Dr. Brian Tucker, Associate Provost and Dean of Moody Bible Institute and Moody Theological Seminary, and Professor of New Testament, explained what Protestant evangelical identity means and why believers should remain rooted in the gospel. Ed Cannon, President and CEO of Far East Broadcasting Company, shared about a church destroyed in Ukraine and how FEBC continues to reach people with the gospel amid the ongoing war. You can hear the highlights of today’s program on the Karl and Crew Showcast.

If you're looking to hear a particular segment from the show, look at the following timestamps:
Ed Cannon [ 07:12 ]
Dr. Craig Keener [ 19:06 ]
Dr. Brian Tucker [ 36:30 ]

Donate to Moody Radio: http://moodyradio.org/donateto/morningshow

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