More for Your Money

More for Your Money

By Uncommon Cents InvestingBusinessNewsInvestingBusiness News
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More for Your Money episodes

  • Episode 6: Tariffs, Gold, and the Debt: What History Might Teach Us About the Road Ahead - 2/1/25

    On this episode of More for Your Money, it’s an “all-hands-on-deck” discussion as the Uncommon Cents Investing committee joins John in the studio to explore what’s really going on beneath the surface of the markets.

    They cover:

    Why the Dow is leading the indexes year-to-date—and what that might mean

    The resurgence of gold: short-term hype or long-term trend?
    Inflation, money supply, and how we measure economic reality (spoiler: Todd calls it the "CP-lie")
    How government debt and interest costs are shaping future tax policy
    Tariffs: the classical view vs. the modern playbook
    What economist Lacy Hunt sees coming—and why deflation might be next
    The conversation balances economic theory with plainspoken examples, including a memorable story from John’s early investing days and a look at the real-world consequences of inflation on future generations.

    Whether you’re a seasoned investor or just curious about what’s driving the markets, this episode invites you to think critically about where we’ve been—and where we might be going.

    Special Guests: Greg Snyder and Todd Berkley.

    53 min
  • Episode 5: Roth IRA Conversions: The Why, the Why Not, and the Rest of the Story - 01/25/2025

    If you’ve ever asked yourself, “Should I do a Roth IRA conversion?”—this episode is for you.

    John and Carson explore:

    Why “taxes are going up in 2026” might not be a strong enough reason

    What most people forget about state income taxes and relocation in retirement
    The danger of converting at market highs
    How medical expenses and charitable giving can make traditional IRAs more tax-efficient
    When Roth conversions do make sense—like during market downturns or low-income years
    Why a Roth might be smart for people with large estates or trusts
    The importance of having cash on the side to pay the tax bill
    You’ll walk away with a clearer understanding of how Roth conversions fit into the big picture of retirement and tax planning—and why Uncommon Cents Investing takes an individualized, reason-first approach for every client.

    🧠 Notable Quotes

    “We’re not against Roth conversions. We just want to do them for the right reason.” – John Berkley
    “If you have a tax problem, you probably have a good problem—it means you have money.” – John Berkley
    “Almost nothing turns out as expected in investing. So making decisions based on certainty about the future? That’s risky.” – quoting Harry Browne

    53 min
  • Episode 4: The Debt, Inflation, and Your Future: How to Stay Grounded in a Shaky Economy - 1/18/25

    What does $36.2 trillion in federal debt mean for the average American? More than you might think.

    In this timely episode, John Berkley shares:

    How inflation has evolved since the gold standard days

    Why today’s 123% debt-to-GDP ratio is historically alarming
    The concept of “monetizing the debt” and its impact on your purchasing power
    What past inflationary periods (like WWII and the 1970s) can teach us
    The risk of structural inflation—and how it may quietly erode savings over time
    Why interest rates might go higher than Wall Street thinks
    What you can do: living within your means, saving smart, and investing intentionally
    This is Economics 101—with a healthy dose of real-world application.

    🔑 Key Quotes

    “If the government spends more, you spend less. And if you don’t feel it through taxes, you’ll feel it through inflation.” – John Berkley
    “We’ve monetized debt before—and it came with pain. The question is: can we do it again without major consequences?”
    “We can’t fix the debt, but we can make better decisions—living within our means, saving, investing, and staying informed.”

    53 min
  • Episode 3: Tipping, Taxes & Timely Advice: 2025 Planning and Everyday Financial Wisdom - 1/11/25

    In this episode of More for Your Money, John is joined by Sheena Hanson and Carson in the studio to kick off the new year with timely insights and a little family fun. They review the latest tax planning changes for 2025, from IRA contributions and capital gains rules to required minimum distributions and estate tax thresholds. Sheena explains how Uncommon Cents handles annual reviews and why financial communication doesn’t have to be complicated.

    Plus, John revisits his 15 financial life lessons—covering everything from saving early to mastering your emotions—and Sheena weighs in on why opinions can have value (despite what Plato might say).

    Whether you're sorting out your taxes or just want smart, down-to-earth financial conversation, this episode brings clarity and a little humor along the way.

    53 min
  • Episode 2: Navigating Trusts, Special Needs Planning, and Estate Considerations with Atty Robb Leach - 11/02/24

    More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley and Sheena Hanson. Each episode offers clear, practical advice on investing, retirement planning, and smart money decisions to help you build financial confidence.

    Special Needs Trusts, Wills vs. Trusts, and More: This episode covers crucial estate planning topics, including a detailed explanation of special needs trusts and a candid discussion on whether a trust is always the best option compared to wills and marital property agreements in Wisconsin.

    54 min
  • Episode 1: Navigating Your Medicare Choices: A Discussion on Supplements and Advantage Plans - 09/28/24

    More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. Each episode offers clear, practical advice on investing, retirement planning, and smart money decisions to help you build financial confidence.

    This episode of More for Your Money features a discussion with insurance expert Dave Bomkamp on navigating your Medicare choices. Learn the key differences between Medicare Advantage and Supplement plans, including network restrictions, referral requirements, and portability. Understand the importance of the Medicare Open Enrollment period (October 15 - December 7) for making changes. We also cover underwriting, drug coverage (Part D) and potential penalties, and why you should protect your Medicare number. Whether you're new to Medicare or considering a change, this episode provides valuable insights!

    Special Guest: Dave Bomkamp.

    54 min

About More for Your Money

From the publisher's feed

More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John…