Buying a home or refinancing your present home has become a challenge with higher interest rates that do not appear to be going down. Working with a lender that has several mortgage products like FHA, VA, USDA, FHA REhab etc. is key.

But do you know one of the most important questions to ASK your lender? In this podcast, we'll share what Par Rate is and how important it is for buyers to understand what it is and how it will affect your mortgage payment.

Thanks for tuning in! Living Spaces Midwest

There are new rules coming into effect in the Real Estate world starting September 30, 2025.

The rules will effect all Realtors as well as the buyers and sellers. The new ruling will be a game changer for Realtors, being able to keep their listings "in house" for a certain period of time.

It feels like the real estate industry is taking 10 steps back and putting another black cloud on the entire profession.

Do you think this is a good idea?

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