Once you have your budget in order and disposable income to spend, how should you spend it? In this episode we discuss how to separate short term from long term wants and tactics on how to get the most out of the fun money leftover in your bank account.

2025 was a year of tariffs, stock market volatility, and interest rate changes. In this episode we recap the top stories of 2025 and how they'll impact your personal finances going into 2026.

In this episode we answer the top 5 questions from this credit card focused season. Thank you for listening, see you next season!

Are you trying to get more credit card sign up bonuses but can't charge enough to hit the minimum spend? In this episode we explain manufactured spending, a way to get more on your credit card statement without hurting your budget. This is an advanced churning strategy, but when done right can really speed up the number of points and rewards you earn.

If you're having fun credit card churning but want to take things to the next level and really max out those points, this is the episode for you. We share some of the more advanced tips including two player mode, getting business cards, how to fish for targeted offers, and why you shouldn't always take no for an answer from the bank.

Okay, you’ve jumped into churning and maybe got your first signup bonus. Now you’re wondering how to keep the points rolling and which credit cards to get in what order. In this episode we’ll help with card recommendations for your personal churning strategy to maximize points while staying within all the bank’s secret policies.

We're kicking this credit card series into another gear. In this episode we walk through how to start racking up credit card sign up bonuses for very little time and effort. Listen in for tips on hitting Minimum Spend Requirements and which cards to apply for first.

Credit card churning is a great way to rack up credit card points, but its not as free as it seems. In this episode we walk through the 3 most important things to know before getting started on churning and whether you're in a position to start collecting those big signup bonuses.

Have you wondered whether you should get more credit cards? Or how to know which ones to get? In this episode we'll help you maximize your rewards across your everyday spending categories to get the most points possible for the least amount of effort.

Why would I get a credit card with an annual fee when there are so many without a fee? How do I know which tier is best for me? What do cards from different banks have in common?

If you've asked yourself these questions, hit play and your questions will be answered. We cover the different tiers of credit cards from entry level, mid tier, and premium and where you should jump in when applying for a card.