We're back with another year in review episode. We discuss some of the top financial stories of 2024 ranging from Bitcoin to interest rates to potential tariffs. Thank you all for listening this year, we'll see you in 2025!

In this episode we continue the conversation with Eric on what factors to consider when choosing a place to live. We cover some of the overlooked costs of living and how to make sure you end up somewhere affordable that matches your values.

Have you wondered what things you should consider when choosing a city or area to live? In this episode, we're joined by guest Eric McCabe who has put hundreds of hours of research into this topic and we'll walk through how to choose the criteria that can point you towards a place you'll be happy to settle down.

Have you been accumulating credit card points but not sure how to spend them? In this episode we discuss how to cash in those points and get the best bang for your buck when you do it.

Do you have monthly subscriptions you're still paying that you rarely use? Or are you subscribed to some services you don't even know about? In this episode we discuss how to audit your list of monthly subscriptions and get intentional about which you keep while saving money by cutting the rest.

You've probably heard of a Backdoor Roth IRA, but its often explained in a complex way that makes it sound like a difficult account to open. In this episode, we'll talk through how to get the benefits of a Roth IRA when you're over the income limit to contribute. Spoiler: it's not as tricky as you think.

If you're budgeting correctly, a good portion of your income is going towards retirement savings. But have you wondered when you can access that money and how? In this episode, we discuss when you can cash out your retirement accounts and how to minimize penalties and fees when you do it.

Have you ever blown a bonus and felt guilty you didn't set any aside for savings? In this episode we discuss how to allocate those lump sums like annual bonuses or tax refunds so you can treat yourself without worrying about saving for the future.

Wondering where to put your savings to give yourself the best bang for your buck? In this episode we discuss which accounts to fill in which order by using a detailed flowchart to bucket your goals money.

Here's a link to the flowchart for you to follow along.

In this episode we answer another batch of our listeners' questions. From top budgeting apps to savings guilt, from retirement planning to lifestyle inflation, Harry and Nick have you covered. Thank you to everyone that continues to listen and support the show, see you in Season 7.