Morning Drive

Tim Elliott is joined in the Mira Business FM studio by Jacek Ziomek, Manager at X Motors, for a high-octane look at the luxury car market. They break down the staggering specs of the new 800-horsepower Lamborghini Urus SE and discuss why it might just outclass the Performante. The conversation shifts to the pinnacle of motoring, comparing the meticulous craftsmanship of Bentley with the "ultimate statement" of a Rolls-Royce. From the Brussels Expo to the roads of Dubai, discover what makes a vehicle truly "special" in this expert-led automotive update.

Tim Elliott welcomes independent financial consultant James Thomas back to the studio following the festive break. As we embrace the new year, they delve into the vital importance of reviewing and implementing your personal financial goals for the months ahead. James provides expert insight into regular savings strategies and the long-term impact of compound growth, offering a generic yet highly practical roadmap for listeners. Whether you are just beginning your investment journey or seeking to refine an existing portfolio, this conversation delivers essential guidance for achieving sustained success.

Tim Elliott welcomes Jeff Rhodes, the seasoned CEO of Goldstrom Advisory, to analyse the shifting landscape of precious metals. Following a festive break in the UK, Jeff returns with fresh insights into gold's recent volatility and its performance within a tight trading range. The conversation focuses on silver’s remarkable surge, driven by a widening gap between limited global production and soaring industrial demand for electronics, AI, and solar technology. Jeff also clarifies his bold silver price predictions whilst examining how geopolitical instability in South America could further constrain market supply.

Tim Elliott sits down with freelance financial journalist Siddesh Mayekar to analyse the week’s most significant business headlines. The pair delve into Saudi Arabia’s groundbreaking new legal framework, which permits foreigners to buy property and invest directly in stocks on the Tadawul from February 2026. They also scrutinise the volatility of silver and Bitcoin, the impact of Big Tech’s latest AI advancements, and shifting trends in the Latin American markets. Join them for an expert's view on these pivotal global economic developments.

Tim Elliott is joined in the studio by Dr Ali Muzaffar, Assistant Professor at Heriot-Watt University Dubai. As the UAE leads the global AI race, we often overlook the physical powerhouse behind every smart algorithm: the data center. Dr Muzaffar, a specialist in the intersection of AI and cybersecurity, explains why these massive facilities require vast quantities of water for cooling to prevent systems from overheating during intensive processing. We explore the challenge of balancing digital growth with the Gulf’s precious water resources.

Tim Elliott sits down with Sean Heckford, Director of Built Asset Consulting at Cavendish Maxwell, to analyse the staggering performance of the Saudi Arabian real estate market in Q3 2025. They discuss Riyadh's remarkable residential resilience, evidenced by 17.6 billion riyals in quarterly sales despite rising prices. Sean explains how Vision 2030 and government housing initiatives are driving this confidence, while also addressing affordability pressures. The conversation explores the shifting focus towards the Eastern Province and the upcoming regulatory changes for foreign ownership.

Tim Elliott dives into the invisible but essential world of aftermarket services. Joined by Saleem Ahmed, CEO of Dahbashi Engineering, the discussion explores why industries such as construction and aviation only notice these vital systems when they break down. Saleem explains the high cost of neglecting preventative maintenance and how his firm provides reliable alternatives to original parts when dealers lack stock. Discover how this background industry keeps global operations moving smoothly while remaining out of the public eye.

In this episode of the Morning Drive, Tim Elliott welcomes Mario Volpi, Senior VP of Investment Advisory at Allegiance Real Estate, to analyse the extraordinary trajectory of the UAE property market. Volpi discusses the staggering 680 billion dirhams in transactions recorded last year, highlighting a remarkable 30% year-on-year growth that continues to outpace international benchmarks. The conversation explores how residential demand in Abu Dhabi is significantly exceeding new housing supply, the sustained momentum of the current upcycle, and what investors should prioritise as they navigate this rapidly evolving landscape in the new year

Tim Elliott is joined by Khadija Behzad, an award-winning entrepreneur and the first female Emirati safari tour guide. As the founder and CEO of "Meet the Locals", Khadija is transforming the UAE’s tourism landscape by moving beyond traditional sightseeing to focus on authentic human connection and shared stories. She discusses identifying a significant market gap—the lack of direct engagement between visitors and the local community—and how she transitioned from a university volunteer to a trailblazing business leader. From immersive meal events that explain local etiquette to bespoke corporate inductions, Khadija shares how her social enterprise is fostering cultural understanding and enriching the local economy.

Join Tim Elliott on Mira Business FM as he welcomes back renowned financial expert Michele Carby to discuss essential strategies for the year ahead. In this insightful session, Michelle explains why it is never too late to take stock of your finances and establish a robust plan. She highlights common mistakes, such as delaying budgeting, and offers a powerful perspective on retirement by viewing it through the lens of remaining paycheques rather than years. Whether you are budgeting for survival or growth, learn how to prioritise honesty in your financial planning to ensure long-term success.