Mortgage Broker, Joe Sammut takes us through the ins and outs of renovation financing.
- How to use the bank's money to finance your renovations when you buy a house
- How can a first-time home buyer have their renovations financed?
- What is Purchase Plus Improvements?
- How can the bank help you finance major renovations?
- What kind of downpayment do you need?
- What's the process for renovation financing?
- How can you use your line of credit?

Lawyer, Author, Speaker, Columnist
Important tips for first-time home buyers about re-sale & pre-construction condos
The importance of the status certificate & what is it?
Why is the reserve fund important?
How can you avoid any surprises when you make a purchase?
Why its important to use a lawyer when you purchase a pre-construction condo
How does HST factor into your condo purchase?
How do Assignment purchases work?
What do real estate investors need to know?
How will tenants factor into your purchase?
How to screen tenants well?

In this episode I take listeners through my favourite methods of winning at the bidding war game.
You'll learn what a bully or pre-emptive offer is and how you can win them to get the home you want.
You'll learn what you need to do before you compete in a multiple offer situation

An interview with Brian Torry, General Manager, Bosley Real Estate Ltd., Brokerage who discusses the Toronto Real Estate Market. It's strength and the unprecedented increases we have seen in 2016. Brian also highlights why real estate is important to him.

Michael Siskind, Principal, Decade Group, which is building Yorkdale Village by Yorkdale Mall & Midtown Lofts in Kitchener/Waterloo
- Michael discusses why delays happen in the pre-construction industry such as strikes, building inspections, the registration process etc
- things to know when purchasing pre-construction condos
- state of Toronto condo development

Julie Mitchell, Owner, Parcel Design & Torq discusses what makes a great neighbourhood & how she chose Leslieville as a place for her family & business before Leslieville was cool.
What to look for a selecting a great neighbourhood
Why Leslieville is great?
Why its important to support small business owners in your area

Michelle Binette is an interior designer who works with budget-conscious homeowners
An insight into today's decorating trends
Favourite decorating stores to shop in Toronto
Michelle's 5 step process to kick-start your decorating plan
Mistakes homeowners make in decorating

What millennials need to know about getting a mortgage
How to accept family gifts for down payments
How to buy a house in this competitive market

- why first-time buyers should still buy real estate
- advice on how they can get more bang for their buck
- the importance of having a basement apartment
- why having a real estate lawyer, mortgage broker & home inspector as part of your team is important