Welcome back to the podcast!

Today we're talking about mortgages for first time home buyers with mortgage lender Omar Diaz 

We'll be going into:

00:00 intro
00:38 basic loans new homeowners should know about
01:33 conventional loans
01:54 FHA loans
02:15 VA loans
02:19 USDA loans
03:20 why are conventional loans pricier?
03:45 benefits of putting a larger down payment
04:02 mortgage insurance
04:21 FHA loans recap
05:00 difference between conventional & FHA loans
07:07 steps to work with a mortgage lender
07:11 first step 
08:13 second step
08:43 third step
09:34 fourth step
10:02 fifth step
11:13 sixth step
11:51 seventh step
12:08 what do touches mean in the mortgage world?
12:31 people that are self employed
15:00 how long does the process take?
16:47 how long does it take to get pre-approved?
17:22 top misconceptions
18:14 what is PMI?
20:52 what to look for in a mortgage lender
22:07 how can you work with Omar

👉 Book your FREE 15 min strategy session to go over your real estate goals, next steps & options for getting there:

https://calendar.app.google/RwvQcUNsZxbE7BHD9

Omar's IG:
https://www.instagram.com/omardiazmortgage/

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