The episode opens with an introduction and welcome, followed by a sponsor message from Real Approved Inc. The discussion focuses on mortgage affordability and income disparity, highlighting concerns in the current market. Insights from the Canadian Mortgage and Housing Corporation reveal findings on housing supply, while housing gaps and mortgage delinquency rates are explored. New mortgage originations and the Bank of Canada's interest rate decisions are examined, along with the economic impact of tariffs, trade disruptions, and consumer debt. A mortgage renewal wave and interest rate trends are discussed, emphasizing proactive renewal strategies and market resilience. The episode concludes with closing remarks and a sponsorship mention.

(0:00) Introduction and welcome

(0:21) Sponsor: Real Approved Inc.

(0:39) Mortgage affordability and income disparity concerns

(2:17) Canadian Mortgage and Housing Corporation's findings on housing supply

(4:24) Housing gaps and mortgage delinquency rates

(7:28) New mortgage originations and Bank of Canada's interest rate decisions

(9:19) Economic impact of tariffs, trade disruptions, and consumer debt

(11:22) Mortgage renewal wave and interest rate trends

(13:28) Proactive mortgage renewal strategies and market resilience

(14:52) Closing remarks and sponsorship mention