Mortgage Foundations

Explaining everything about the world of mortgages! This podcast will help you to understand how a mortgage works and explain the details.

Mortgage Foundations is located in Oshawa, Ontario and is a Licensed Mortgage Brokerage with FSRA # 13614. It's Principal Broker is Tyler Cowle; who is also the host and main contributor to this podcast!

Today's epsiode explains what an appraisal is, when they may be required and how they are used by lenders in the approval process of your mortgage

Today's episode explained the mortgage renewal process and why it is always important to discuss an upcoming renewal with a Mortgage Broker instead of just accepting what your current lender offers.

Today's episode discusses the Purchase Plus Improvement mortgage program and how it can be used to help to buy the almost perfect home, that may need a bit of work to make it exactly what you are looking for!

Pre-payment penalties are an important part of almost every mortgage and if you are not prepared for them, you may find yourself surprised by a substantial penalty to break your mortgage. Today's epsiode explains what a pre-payment penalty is, common ways of calculating them and how some can be much more than others!

Today's epsiode discusses mortgage refinances and explains the pros and cons of using one!

What is a pre-approval and why are they beneficial when shopping for a property? Today's episode explains the benefits of a pre-approval and the included rate hold!

Today's episode explains what the Stress Tes is and how it is used to qualify you for a mortgage!

In today's episode we discuss the different type of mortgages available; Insured, Insurable and Uninsurable.

In today's episode we cover why you should consider using a mortgage broker and how they can make your home ownership journey from start to finish!