Mortgage Gumbo

The Queen of Insurance - Collette Biedenkopf is live in studio today! Your Chef Dwayne Stein has rolled out the red carpet for her Royal Higness to talk about all things home insurance. The first thing that the Queen addresses is the Cost of Insurance. Is there any relief on the horizon? Also Dwayne and Collette discuss the importance of photographic evidence of your property, updating your policy when you make a large purchase, and so much more.

All that and more on Mortgage Gumbo w/ Dwayne Stein 07/12/25

HAPPY FOURTH OF JULY!!! This week your Chef Dwayne Stein answers a common question for home buyers. I'm under contract to buy a home...so now what? Dwayne goes through a bit of a checklist for you. Go out and get some insurance quotes, schedule inspections, and more. Also Dwayne gives his thoughts on this months new Job Report, and how it can affect mortgage rates. All that and more on Mortgage Gumbo w/ Dwayne Stein 07-05-25

This week your Chef Dwayne Stein explains what home affordability means. Why seller paid concessions is better than lower purchase price.Also Dwayne talks about Student Loans and Buy Now Pay Later syndrome that is sweeping the nation.

All that and more on Mortgage Gumbo w/ Dwayne Stein 6/28/25

What is a Mortgage Payment? What's IN a Mortgage Payment? Never Fear! Your Chef Dwayne Stein is here to explain it all. It's not just a sum of money, there is a lot that goes into it, and Dwayne explains it all. The new CPI reports aka Consumer Price Index are in, and Dwayne has receipts on what Jerome Powell has been saying.

All that and more on Mortgage Gumbo w/ Dwayne Stein 6/14/25

This week your Chef Dwayne Stein shares some credit tips first time homebuyers. For instance, what's an authorized user? Should I pay down my credit in 10% increments? Then Dwayne goes over the latest data on Pending Home Sales and the Jobs Report. Finally, Dwayne shares his thoughts on where are Rates Going.Up, Down, Around? Find Out.

All that and more on Mortgage Gumbo w/ Dwayne Stein 6-7-25

The TEN Commandments when buying a home! This week your Chef Dwayne Stein goes over ten things that you should NOT do when applying for a home loan. Dwayne revisits a call we got from last weeks show about a person who wants to move into a new home, but he really likes his current 3% rate. What should he do? Also Dwayne continues to warn against Buy Now Pay Later, and how CostCo is getting in on the trend.

All that and more on Mortgage Gumbo w/ Dwayne Stein 5/31/25

This week your Chef Dwayne Stein answers the question, "Do I need a 20% Down Payment?" The short answer. No. Save that money for liquidity and more. Also,what is Federal Debt? Dwayne breaks it down. Finally, Buy Now Pay Later is becoming an epidemic, and Dwayne is one of the few out there fighting on the front lines.

All that and more on Mortgage Gumbo w/ Dwayne Stein 5/24/25

First Time Home Buyers are taking over! Your Chef Dwayne Stein wants you to know he's proud of you! First timers are no longer chasing a number but looking at the benefits of home ownership! Later Dwayne talks about the latest info on Student Loans. The extensions on student loans are done, and now the Fed is looking to collect. Finally, do you own Section 8 housing? Do you live in Section 8 housing? Well, huge budget cuts may have an effect on your lifestyle.

All that and more on Mortgage Gumbo w/ Dwayne Stein 5/10/25

This week your Chef Dwayne Stein wants to give you some tips for 1st time home buyers. But this isn't the usual stuff, like credit repair, down payments. This is a deep dive on HOW to prepare for buying a home.

Also, Dwayne has seen an alarming trend in buy now pay later among Gen Z. Finally, Dwayne has some good news. You might actually be Middle to Upper Class!

All that and more on Mortgage Gumbo w/ Dwayne Stein 5/3/25

What is a Construction Loan? Well, your Chef Dwayne Stein has brought in the Expert! Shan Lassig, Executive Vice President of Construction Loans with the Mothership. Shan and Dwayne will guide you through the process, and types, and best practices when looking for a construction loan.

All that and more on Mortgage Gumbo w/ Dwayne Stein 4-26-25