Mortgage Matters with The Mya Group

In this episode of Mortgage Matters, Mya , Chris, and Ang discuss the complexities of online interest rates and their impact on consumer behavior. They explore the misleading nature of advertised rates, the importance of execution in the lending process, and the ongoing class action lawsuit against a major online lender for steering clients towards higher-priced mortgages. The takeaways emphasizes the need for consumers to be educated about the mortgage process and the significance of working with local lenders who prioritize client relationships over mere numbers.

LLPA Information: https://singlefamily.fanniemae.com/media/9391/display

We invite you to dream out loud with us! Mya, Ang, Chris

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

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The real estate market is shifting—and timing matters.

In this episode, Mya, Ang and Chris discuss why acting now may give buyers a strategic advantage in today’s less competitive market, how corporate buyers are influencing housing trends, and what recent market news is signaling for the year ahead. We also covers interest rate forecasts for 2026 and how buyers can make informed decisions amid changing conditions.

With optimism for the year ahead, we encourage our listeners to understand the market, stay proactive, and take advantage of opportunities while they last.

We invite you to dream out loud with us! Mya, Ang, Chris

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/

Mortgage Matters With The Mya Group just dropped a fresh one— This episode? Equal parts surprising, insightful, and can't-miss.

👀 Get to know the team with some surprising stories: one involves the Olympics, another the Foo Fighters 👀 #FunFactFriday (Trust us, you'll want to hear them.)

Then we get into what really matters in today's real estate world:

📉 Interest rates on a rollercoaster 📌 Changes from Redfin & Zillow 💼 Why professional representation is more important than ever 📊 How economic shifts and Fed decisions are impacting your mortgage

Whether you're in the market—or just mortgage curious—this episode is packed with market updates, housing insights, and mortgage matters.

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/

This impromptu episode goes off the rails in the best way possible! We dive into Ovie’s quest for that elusive hat trick to break Gretzky’s record (pre-game hype for the game we are going to tonight), Ang’s son catching for the first time, and a trip down memory lane discussing Ang’s softball days, while Mya proudly played the role of the softball Mom…Oh, and did we mention Chris played baseball? We wrap it up with a quick mention of the latest tariff announcement lowering mortgage interest rates. It’s a wild mix of sports, family moments, and mortgage talk—short, sweet, and totally unplanned!

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/

Renovating just got a whole lot easier! In this episode, Mya, Ang, and Chris unpack the Fannie Mae Homestyle Renovation Loan—a flexible option for financing home upgrades. They compare it to the FHA 203K (be sure to check out that episode), covering down payments, renovation limits, and who qualifies (spoiler: it’s not just for primary residences). Plus, they break down consultant roles, project scope, and what to expect from the loan process. If you’re dreaming of turning a fixer-upper into a masterpiece, this one's a must-listen!

• The Fannie Mae Homestyle Renovation Loan offers more flexibility than FHA loans.
• Down payments depend on property type and whether you’re living there.
• Works for primary homes, vacation spots, and investment properties.
• Loan amount is based on the home's future value—hello, instant equity!
• Consultants keep projects on track (no DIY disasters allowed).
• Mortgage payments can be rolled in during renovations.

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/

Buying a house that’s “full of potential” (aka, needs a ton of work)? The FHA 203K loan might be your new best friend. In this episode, Mya, Ang and Chris, break down this renovation loan—how it lets buyers roll home improvement costs into their mortgage (without needing a pile of cash upfront). They tackle the differences between the limited and standard 203K, why an FHA consultant might become your new BFF, and how loan limits vary by location. If you're a first-time homebuyer or just love a good home makeover story, this one's for you.

• The FHA 203K loan lets buyers renovate with less upfront cash.
• Two types: Limited & Standard.
• No gold-plated jacuzzies—luxury upgrades aren’t covered.
• FHA consultants keep budgets realistic (no "oops, we need another $20K" surprises).
• Contractors must be pre-approved—no sketchy handymen allowed.
• Loan limits vary by location and don’t match conventional loans.
• Buyers can roll in up to six months of mortgage payments while their dream home gets a facelift.
• Great option for those wanting a home glow-up without draining their savings!

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/

This week on Mortgage Matters, Mya, Chris, and Ang tackle the true costs of buying a home. From down payments and closing costs to prepaids and inspections, they break it all down—without breaking your budget. They also dive into the latest on buyer broker agreements, earnest money deposits, and points (the kind you pay, not earn).

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/

In this special guest episode that is relevant to the rate environment today, Mya dives deep into the complex world of mortgage rates and the secondary market with special guest Josh Burruss. To many, he is a mortgage executive with years of experience in the industry and a secondary market extraordinaire. To Mya, he is a friend, colleague, husband, father, and someone she considers a great resource for collaboration. Josh breaks down how mortgage rates are determined, the impact of economic indicators, and the crucial role the secondary market plays in shaping lending practices.

Whether you’re a first-time homebuyer, a seasoned investor, or simply curious about the mortgage industry, this episode is packed with valuable insights. Tune in to understand the forces at play behind your mortgage rates and learn how to make informed decisions in today’s dynamic market!

Special Guest: https://www.instagram.com/burrussteam/

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/

In this 3 part series, Mya, Ang, Chris and Candice unpack credit.

In the closing episode of the series, the team talks about consumer vs mortgage credit report/scores and the possible score range.

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/

In this 3 part series, Mya, Ang, Chris and Candice unpack credit.

In part 2, learn helpful tips to increase credit scores and how credit rescoring works.

We invite you to dream out loud with us! Mya, Ang, Chris and Candice

Www.TheMyaGroup.com

Let’s get social:

https://www.facebook.com/TheMyaGroup

https://www.instagram.com/themyagroup/