Applying for a mortgage does involve pulling credit. Many are worried about their credit score going down after pulling credit, but it is usually a minimal and temporary impact to your credit score. He also cautions against making any big purchases while in the process of getting a mortgage.

He explains how secure portals work for uploading your supporting documents and goes into details about which documents may be requested.

For more information about Doug Crouse, go to www.DougCrouse.com.