Why are mortgage rates going up?  What are home values doing in Utah?  What is the primary benefit of working with a mortgage broker?

Today's show explains the importance of not waiting to purchase a home until next year.  Inventory is increasing and it is not as crazy out there as it has been, but next year's projections are not favorable to new home buyers.  What happened in the Federal Open Market Committee Meeting yesterday.  What is happening with rates today?

Why I would get a loan from a mortgage broker and not a bank.  Buyers should beware using a seller's agent.  What happened to mortgage rates this week.  Housing Boom in Phoenix causing a new housing bubble?  Fraud Scheme targeting distressed homeowners.  William Dudley 'getting more hopeful' on US economic recovery.  CFPB finalizes "Know Before You Owe" mortgage forms.  We will discuss the changes.

Is it getting easier to get a mortgage?  Forty percent of you shorten your term when refinancing.  Why did mortgage rates rise last week?

Why is home ownership at lowest levels in 13 years?  What is household formation?  What is happening to mortgage rates?  Mortgage rates are presently at their highest level since the government shutdown.  Five frequently asked questions about mortgage rates.

The Consumer Financial Protection Bureau introduces final rules for mortgage servicers.  What can you expect with your mortgage bill, how the servicer processes your payments and how a servicer is required to answer your questions and address problems?  The future of the mortgage industry to be decided by all the new mortgage regulations.  Appraisal Rules for Higher-Price Mortgages Released by Regulators.  Mortgage rates moved higher this week.  Is there any recourse if your locked rate expires before your loan funds?

The Consumer Financial Protection Bureau announced new rules for mortgages.  When will the changes go into effect?  What do you need to know about these changes?

Since a deal was made with the fiscal cliff, mortgage rates have been moving higher.  Will they come back to lower levels?  Was the fiscal cliff good for housing?

Housing ends year on high note.  Fiscal Cliff talks were the primary influence on mortgages rates again this week.  White House Summit at the precipice of the 'Cliff'.  Pending homes Sales Highest since 2010 Tax Credit Expiration.  Mortgage rates for the year at lowest rate since 1947.  New Home Sales up 15.3% over last year, but inventories continue to decline.  Is the HARP program the only program that allows refinancing when underwater on your home?  Would you get your mortgage from a bank or a broker?  Interesting data may influence you.

President Obama and House Speaker John Boehner negotiations have picked up steam.  President Obama is making concessions.  Mortgage rates rise with market volatility and optimism of fiscal cliff aversion.  John Boehner's comments today in press conference suggest a "Plan B".  Those with a credit score below 620 contribute to 50% of FHA mortgage delinquencies.