Your bank makes mortgage renewals look easy for a reason — “sign here” convenience can cost you real money. In this episode of After Dark (EP7), we break down why the renewal letter is one of the sneakiest moves banks pull, why “being a good client” often just means being a profitable one, and the exact mindset shift that helps you reduce the impact of higher rates: start early, shop around, negotiate, and use real research (not doom-scrolling) so you keep leverage and options.

Watch Mortgage Renewal? Don't Sign That Letter (Do This Instead) here: https://youtu.be/Ay8jbNYibDA

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0:00 Intro

2:11 Negotiate: what they send isn’t final

3:27 Do the thinking early (safe-space planning vs on-the-clock)

4:08 Doom-scrolling isn’t research

5:45 Shop around — don’t feel guilty

8:33 Flip the script: banks are competing for your renewal

9:46 If you’re renewing this year: start now⁠⁠⁠

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Want more real estate podcast discussions?

Watch it here: ⁠⁠⁠⁠https://www.youtube.com/channel/UCh6ZhC8lV-eOUYLU_wfdN4g/⁠⁠⁠⁠

Listen to it here: ⁠⁠⁠⁠https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k⁠⁠⁠⁠

Catch clips and highlights of the show here: ⁠⁠⁠⁠http://www.instagram.com/kormendytrott⁠⁠⁠⁠

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