Top of Mind

Mortgage Tech Insights with Adam Carmel


Listen Later

In this episode of the Top of Mind podcast, Mike Simonsen sits down with Adam Carmel, CEO and founder of Polly, to talk about mortgage technology and the mortgage markets.


About Adam Carmel

Adam Carmel is the founder and CEO of Polly, a true mortgage technology trailblazer. Adam founded Polly in 2019 to build a vertically integrated mortgage platform.


Here’s a glimpse of what you’ll learn: 

  • The remarkable story of why and how he started Polly
  • His leadership strategies in these volatile markets
  • How he leads a mortgage technology company and doesn’t let mortgage rates into the decision process
  • Why the cost of loans has risen from $2,000 to $12,000 and how Polly aims to bring it all the way back down
  • The incredible opportunity for AI and how consumer and mortgage cost wins are already here with AI in the mortgage process
  • What the Polly data says about the opportunity for lenders in 2025
  • Scenarios of what could happen to the mortgage market if we privatize Fannie and Freddie
  • How to think about America’s 30-year fixed rate mortgage market and how it might evolve

  • Related to this episode:

    • Polly
    • Adam Carmel | LinkedIn
    • Mike Simonsen | LinkedIn
    • Altos

    • Featuring Mike Simonsen, President of Altos Research

      A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets.


      Follow us on Twitter for more data analysis and insights:

      • Altos on Twitter
      • Mike on Twitter

      • About Altos Research

        The Top of Mind Podcast is produced by Altos Research.

        Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels.

        Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.


        The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.

        ...more
        View all episodesView all episodes
        Download on the App Store

        Top of MindBy HousingWire

        • 4.8
        • 4.8
        • 4.8
        • 4.8
        • 4.8

        4.8

        25 ratings


        More shows like Top of Mind

        View all
        Creating Wealth Real Estate Investing with Jason Hartman by Jason Hartman

        Creating Wealth Real Estate Investing with Jason Hartman

        538 Listeners

        BiggerPockets Real Estate Podcast by BiggerPockets

        BiggerPockets Real Estate Podcast

        16,799 Listeners

        Real Estate Training & Coaching School by Tim & Julie Harris - Real Estate Coaches

        Real Estate Training & Coaching School

        678 Listeners

        Real Wealth Show: Real Estate Investing Podcast by Kathy Fettke / RealWealth

        Real Wealth Show: Real Estate Investing Podcast

        405 Listeners

        The Best Ever CRE Show by Joe Fairless

        The Best Ever CRE Show

        991 Listeners

        The Tom Ferry Podcast Experience by Tom Ferry

        The Tom Ferry Podcast Experience

        1,143 Listeners

        Real Estate News: Real Estate Investing Podcast by Kathy Fettke / RealWealth

        Real Estate News: Real Estate Investing Podcast

        568 Listeners

        RealTrending by RealTrends

        RealTrending

        15 Listeners

        Massive Agent Podcast by Dustin Brohm

        Massive Agent Podcast

        330 Listeners

        Power House by HousingWire

        Power House

        63 Listeners

        One Rental At A Time by Michael Zuber

        One Rental At A Time

        136 Listeners

        The RMD Podcast by Reverse Mortgage Daily

        The RMD Podcast

        4 Listeners

        Ken McElroy Show by Ken McElroy

        Ken McElroy Show

        715 Listeners

        The Loan Officer Podcast by Dustin Owen

        The Loan Officer Podcast

        193 Listeners

        The TreppWire Podcast: A Commercial Real Estate Show by The TreppWire Podcast, A CRE Show

        The TreppWire Podcast: A Commercial Real Estate Show

        214 Listeners

        HousingWire Daily by HousingWire

        HousingWire Daily

        157 Listeners

        The Walker Webcast by Willy Walker

        The Walker Webcast

        142 Listeners

        On The Market by BiggerPockets

        On The Market

        885 Listeners

        House of Data by Altos Research

        House of Data

        4 Listeners