Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Director of Business Development, and Joe Leone, GVP, Residential Mortgage Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

September 2024: Mike and Joe have had a busy month so far! Starting with a recap of the Bills season to new exciting program for local homebuyers. Tune in to this month's episode to hear the latest news on the local market and upcoming rate discussions.  This episode was filmed on 9/13/2024. All numbers and rates are accurate as of filming date.


- HELPFUL LINKS - 

GRB's Welcome Home Program: https://www.grbbank.com/welcome-home-rewards/
United Way Battle of the Bands Donation: https://fundraise.givesmart.com/f/4wxf/n?vid=17jilz

Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share

Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: https://www.grbbank.com/mike-joe-market-update/

Mike Pulver, SVP, Director of Business Development NMLS#410020
Joe Leone, GVP, Residential Mortgage Manager NMLS#6780

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Director of Business Development, and Joe Leone, GVP, Residential Mortgage Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

Buffalo Bills Training Camp: Mike and Joe are excited to be reporting LIVE from Buffalo Bills Training Camp at St. John Fisher University! Tune in to hear their predictions for the Bills season record, see what Mike believes will be GRB's 'Rookie Program of the Year,' and get an exciting update on an existing mortgage program. This episode was filmed on 7/28/2024. All numbers and rates are accurate as of filming date.


- HELPFUL LINKS - 

GRB's Cash+Guarantee Program: https://www.grbbank.com/guarantee
U of R Home Ownership Incentive Program: https://www.rochester.edu/human-resources/benefits/programs-perks/home-ownership-incentive-program/

Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share

Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: https://www.grbbank.com/mike-joe-market-update/

Mike Pulver, SVP, Director of Business Development NMLS#410020
Joe Leone, GVP, Residential Mortgage Manager NMLS#6780

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Director of Business Development, and Joe Leone, GVP, Residential Mortgage Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

July 2024: This month we're talking about 4th of July traditions and exciting new GRB Mortgage programs! Tune in to learn more about June's listing data for Central & Western NY and how GRB is expanding it's lending options to help buyers win in this market. This episode was filmed on 7/3/2024. All numbers and rates are accurate as of filming date.


- Helpful Links - 
GRB's Cash+Guarantee Program: https://www.grbbank.com/guarantee
Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share
Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: https://www.grbbank.com/mike-joe-market-update/

Mike Pulver, SVP, Director of Business Development NMLS#410020
Joe Leone, GVP, Residential Mortgage Manager NMLS#6780

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Residential Mortgage Manager, and Joe Leone, GVP, Mortgage Operations Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

June 2024: It's National Homeownership Month! We spend some time chatting about why celebrating home ownership is important and what home means to us. We also cover the latest market trends we saw in May and what they mean going forward. Plus hear about a couple of the latest initiatives from GRB and how they can help your buyers! This episode was filmed on 6/10/2024. All numbers and rates are accurate as of filming date.

- Helpful Links - 
GRB National Homeownership Video: https://youtu.be/k5HWfljpAv0
Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share
Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: http://grbbank.com/mike-joe-market-update/

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Residential Mortgage Manager, and Joe Leone, GVP, Mortgage Operations Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

May 2024: This month we're gearing up for the summer market and talking about some of what's to come here at GRB. Tune in to learn more about April's listing data, the most recent rate news, two new initiatives launching this month and more! This episode was filmed on 5/3/2024. All numbers and rates are accurate as of filming date.

- Helpful Links - 
13thirty Cancer Connect: https://13thirty.org/
Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share
Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: http://grbbank.com/mike-joe-market-update/

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Residential Mortgage Manager, and Joe Leone, GVP, Mortgage Operations Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

April 2024: There's so much to cover this month; from the total solar eclipse to the latest news coming from the National Association of Realtors settlement and so much more. Mike and Joe cover these as well as go over the latest numbers in the market and highlight our series of 'Flat Phil' adventures for Community Banking Month. This episode was filmed on 4/4/2024. All numbers and rates are accurate as of filming date.

- Helpful Links - 
'Flat Phil' Community Banking Month videos: https://youtube.com/playlist?list=PLqicd9FVE6pewvsbVxat2VG71FgcD3mhw&si=ENeo2UW1a2Ugp0zB
Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share
Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: http://grbbank.com/mike-joe-market-update/

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Residential Mortgage Manager, and Joe Leone, GVP, Mortgage Operations Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

March 2024: Mike and Joe kick off the madness this March with a recap of GRB's 'Survive & Thrive' event and then take a look at the latest numbers in the market from February. Plus, they cover the Total Expert platform in our latest GRB Power Tools segment, and chat about reasons people might look at refinancing when we start to see more favorable rates in the future. This episode was filmed on 3/4/2024. All numbers and rates are accurate as of filming date.

- Helpful Links - 
Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share
Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: http://grbbank.com/mike-joe-market-update/

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Residential Mortgage Manager, and Joe Leone, GVP, Mortgage Operations Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

February 2024: This month, Mike and Joe chat about the recent Rochester Mortgage Bankers Association Economic Forum, MC'd by our very own Joe Leone, as well as the latest numbers in the market and impacts to rates around the country. Plus the guys take some time to talk about how our Rate Relief Plus program can help realtors and their buyers navigate through these early months of the 2024 real estate market. This episode was filmed on 2/2/2024. All numbers and rates are accurate as of filming date.

- Helpful Links - 
Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share
Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: http://grbbank.com/mike-joe-market-update/

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Residential Mortgage Manager, and Joe Leone, GVP, Mortgage Operations Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

January 2024: Happy New Year to all our viewers and listeners! We're kicking off 2024 with a look at the numbers from December, as well as where things are heading in the market in this year. Plus we chat about some ways we can help agents hit the ground running in 2024, as well as some of the exciting things ahead for GRB. This episode was filmed on 1/8/2024. All numbers and rates are accurate as of filming date.

- Helpful Links - 
Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share
Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: http://grbbank.com/mike-joe-market-update/

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Residential Mortgage Manager, and Joe Leone, GVP, Mortgage Operations Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over last month, plus gives some analysis on what's to come for agents and buyers alike.

December 2023: Happy Holidays and warm wishes for a joyful New Year to all our viewers and listeners! This month, Mike and Joe wrap up the year by taking a quick look at the latest numbers around the market, as well as chatting about some things to come for 2024. Also, the guys dive into the fish bowl of questions for some discussion on credit scores, layering mortgage products, and favorite holiday cookies! This episode was filmed on 12/14/2023. All numbers and rates are accurate as of filming date.

- Helpful Links - 
Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/share
Genesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/
Submit your questions for next month's podcast: http://grbbank.com/mike-joe-market-update/

Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.com

Mike Pulver, SVP, Residential Mortgage Manager NMLS#410020
Joe Leone, GVP, Mortgage Operations Manager NMLS#6780